Personal loans in Superior, WI
Two households in Superior with comparable incomes can still be offered different rates; the city's 710 residents are not the reason. Judge Superior offers on total cost, not on how quickly the money arrives.
The Census estimates 710 residents in Superior, which ranks it 423rd of 605 places in Wisconsin. Which products a lender may offer to Superior's 710 residents follows from the Wisconsin consumer-lending framework. Superior added about 4.7% to its population between the 2020 base and the 2023 estimate. The nearest larger city is Superior, WI about 3 miles away.
Superior by the numbers
Here is the sourced Census picture for Superior, plus the Wisconsin lending rules that apply to a loan taken out here.
- Population: an estimated 710 residents, 423rd of 605 places in Wisconsin (Census Vintage 2023 subcounty estimate).
- Population trend: A rise of about 4.7% from 2020 to 2023.
- Net change: roughly 32 more people than the 2020 Census counted.
- Size percentile: Superior's 710 people outrank roughly 30% of the places in Wisconsin.
- Population density: 572 people per square mile on 1.2 square miles of land.
- Land area rank: Superior's 1.2 square miles rank 434th of 605 places in Wisconsin.
- State population share: Superior accounts for about 0.0% of everyone in Wisconsin.
- Nationally: Superior is the 11,743rd-largest of 19,457 Census places in the dataset.
- Growth rank: Superior ranks 38th among Wisconsin's 605 places for the 2020-to-2023 change.
- Versus Wisconsin: the state average change is +0.4%, while Superior moved 4.7%.
- Density rank: Superior is the 387th most densely settled place in Wisconsin.
- Against the state median: Superior runs about 572 residents per square mile, where the Wisconsin median is 800.
- Location: latitude 46.6487, longitude -92.1089 (Census Gazetteer).
- Nearest larger cities: Superior (3 mi); Proctor (9 mi); Duluth (9 mi); Hermantown (12 mi); Carlton (15 mi). Online lenders reach Superior no matter how far the nearest branch is.
- Nearest smaller places: Oliver (4 mi); Wrenshall (13 mi); Poplar (16 mi).
- Smaller neighbours: 21 places smaller than Superior sit within 50 miles.
- Larger places within 100 miles: 86.
What is available to Superior borrowers
With about 572 residents per square mile, Superior is moderately settled, and 11 larger Census places sit within 50 miles. What is available to Superior's 710 borrowers is set by Wisconsin licensing and your own credit, not by how many branches are nearby. The nearest bigger place is Superior, WI about 3 miles away.
Where Superior sits in Wisconsin
Among Wisconsin's 605 places, Superior sits at 423rd for population, a share of roughly 0.0% of the state. Its 2020-to-2023 change ranks 38th of 605 Wisconsin places, putting it near the 94th percentile for growth. At about 572 people per square mile, Superior is the 387th most densely settled place in Wisconsin. Within 50 miles sit 21 smaller Census places, alongside the 11 that are larger.
The anatomy of a Superior personal loan
Most loans made to Superior's 710 residents are unsecured, so nothing is pledged and the lender relies on your credit history. The APR tracks your credit score rather than Superior's rank of 423rd in Wisconsin: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Shortening the term on a Superior loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Land, water and location for Superior
Superior covers about 1.2 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. The resulting density is about 572 people per square mile. The state's population centre of gravity, Milwaukee, is roughly 320 miles away. Counting outward 50 miles, 11 larger communities surround Superior. By land area it ranks 434th of 605 Wisconsin places.
Wisconsin consumer-lending rules applied in Superior
When Wisconsin does not publish a figure, the row links to the source instead of inventing a number; Superior is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Wisconsin Department of Financial Institutions (DFI), Division of Banking Source says: "Department" means the department of financial institutions | Wisconsin State Legislature as of 2026-09-16 |
| Small-loan / installment lender licensing | Licensed lender license required from the Division of Banking (Wis. Stat. § 138.09) Source says: Before any person may do business under this section, that person shall first obtain a license from the division. | Wisconsin State Legislature as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per year maximum ($12 per $100) on the declining principal balance, except as authorized by other statutes (Wis. Stat. § 138.05(1)(a)) Source says: At the rate of $12 upon $100 for one year computed upon the declining principal balance of the loan or forbearance | Wisconsin State Legislature as of 2026-09-16 |
Common questions
What are my options in Superior if my credit is poor?
What loan size can I expect in Superior?
Do I have to pledge anything to borrow in Superior?
Does comparing loans in Superior cost me credit score points?
Nearby places
- Superior, WI — population 26,423
- Oliver, WI — population 417
- Duluth, MN — population 87,680
- Proctor, MN — population 3,087
- Hermantown, MN — population 10,202
- Rice Lake, MN — population 4,160
- Wrenshall, MN — population 441
- Carlton, MN — population 960