Personal loans in Wrenshall, MN

Population in Wrenshall climbed about 4.3% over the three years from 2020 to 2023. For a community of about 441, the practical step is to compare APR across at least three lenders before committing. The nearest larger metro is Carlton, MN about 3 miles away. For the 441 people in Wrenshall, Minnesota runs its own consumer-lending licensing, and the sourced table below lists the figures that apply.

Wrenshall: the sourced local profile

Two layers matter for a Wrenshall borrower: the local population picture and Minnesota's consumer-lending statutes.

• Population: 441 people, a figure that places Wrenshall 517th among the 853 Census places in Minnesota (US Census Bureau, Vintage 2023).
• Population trend: Roughly 4.3% more residents than the 2020 Census counted.
• Change in people: the 2020-to-2023 comparison is a gain of about 18 residents.
• Size percentile: Wrenshall sits ahead of around 39% of Minnesota places, at 441 people.
• Population density: 296 people per square mile on 1.5 square miles of land.
• Land area: Wrenshall covers 1.5 square miles, the 392nd-largest area among Minnesota's 853 places.
• State share: roughly 0.0% of Minnesota's residents live in Wrenshall (441 people).
• National rank: Wrenshall sits 13,696th by population among the 19,457 places in this dataset.
• Growth rank: Wrenshall ranks 82nd among Minnesota's 853 places for the 2020-to-2023 change.
• Versus Minnesota: the state average change is +0.1%, while Wrenshall moved 4.3%.
• Density rank: Wrenshall is the 617th most densely settled place in Minnesota.
• Against the state median: Wrenshall runs about 296 residents per square mile, where the Minnesota median is 607.
• Location: mapped by the US Census Bureau at 46.6217, -92.3841.
• Nearest larger cities: Carlton (3 mi); Scanlon (6 mi); Cloquet (9 mi); Proctor (11 mi); Superior (13 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Smaller places close by: Oliver (10 mi); Brookston (20 mi); Kerrick (22 mi).
• Smaller places within 50 miles: 16 of them.
• Within 100 miles: 121 places are larger than Wrenshall.

Where Wrenshall sits

Wrenshall's land area is roughly 1.5 square miles, and the Gazetteer records no significant water area within it. Spread across it are roughly 296 residents per square mile. The state's population centre of gravity, Minneapolis, is roughly 122 miles away. Within 50 miles of Wrenshall there are 20 larger Census places. Within the same 50 miles lie 16 smaller Census places.

The state rulebook for Wrenshall

When Minnesota does not publish a figure, the row links to the source instead of inventing a number; Wrenshall is bound by the same rules.

Wrenshall in state context

Wrenshall is the 517th-largest of 853 Census places in Minnesota and contains about 0.0% of the state's people. On the 2020-to-2023 trend, Wrenshall stands 82nd among Minnesota's 853 places — roughly the 90th percentile. By density, at about 296 people per square mile, it ranks 617th in Minnesota. Between 2020 and 2023 the count changed by roughly 18 residents.

How lenders reach Wrenshall

Wrenshall is lightly settled, with about 296 people per square mile and 20 larger places within 50 miles. What is available to Wrenshall's 441 borrowers is set by Minnesota licensing and your own credit, not by how many branches are nearby. The nearest larger city, Carlton, MN about 3 miles away.

The Wrenshall borrowing checklist

Complete these steps first when you borrow in Wrenshall (441 residents):

1. Get your credit reports, dispute what is wrong, and only then start shopping.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Check the Minnesota regulator's records to confirm the lender is licensed here.
5. Check the disclosure for fees that raise the true cost above the quoted rate.
6. Test the payment against your current bills before you commit.
7. Choose a term you can live with; stretching it lowers the payment but raises total interest.

In Wrenshall as elsewhere in Minnesota, the written terms — not the advertisement — are what count for its 441 residents.