Personal loans in Scanlon, MN
A personal loan in Scanlon is priced from your credit file and income, not from the fact that the city holds 1,004 people. About 1,004 people live in Scanlon, placing it 356th of 853 Census places in Minnesota.
The trend for Scanlon between 2020 and 2023 is upward by roughly 1.3%. Verify the lender's Minnesota licence against the regulator named below before borrowing in Scanlon. The nearest larger metro is Cloquet, MN about 4 miles away. Which products a lender may offer to Scanlon's 1,004 residents follows from the Minnesota consumer-lending framework.
The Scanlon data picture
Two layers matter for a Scanlon borrower: the local population picture and Minnesota's consumer-lending statutes.
- Population: an estimated 1,004 residents, 356th of 853 places in Minnesota (Census Vintage 2023 subcounty estimate).
- Population trend: About 1.3% above the 2020 Census base.
- Net change: roughly 13 more people than the 2020 Census counted.
- Size percentile: about 58% of Minnesota communities are smaller than Scanlon (1,004 residents).
- Population density: about 1,170 people per square mile (Census land area 0.9 sq mi).
- By land area: Scanlon ranks 571st among Minnesota's 853 places, at 0.9 sq mi.
- Water area rank: Scanlon ranks 257th among Minnesota's 853 places, with 0.08 sq mi.
- Share of Minnesota: Scanlon holds about 0.0% of the state's population, some 1,004 people.
- National rank: Scanlon is 10,187th of 19,457 places nationwide.
- Growth rank: Scanlon ranks 215th among Minnesota's 853 places for the 2020-to-2023 change.
- State comparison: Minnesota's places average +0.1% for 2020-to-2023, against Scanlon's 1.3%.
- Density rank: Scanlon places 211th among Minnesota's places by people per square mile.
- Against the state median: Scanlon runs about 1,170 residents per square mile, where the Minnesota median is 607.
- Location: mapped by the US Census Bureau at 46.7059, -92.4287.
- Nearest larger cities: Cloquet (4 mi); Proctor (10 mi); Hermantown (11 mi); Duluth (15 mi); Superior (17 mi). Larger metros often have more branches, but online lenders reach Scanlon on the same terms.
- Nearest smaller towns: Carlton (3 mi); Wrenshall (6 mi); Oliver (12 mi).
- Within a 50-mile radius: 25 smaller Census places.
- Within 100 miles: 69 places are larger than Scanlon.
Scanlon in state context
Within Minnesota, Scanlon holds roughly 0.0% of all residents, the 356th-largest share among 853 places. On the 2020-to-2023 trend, Scanlon stands 215th among Minnesota's 853 places — roughly the 75th percentile. By density, at about 1,170 people per square mile, it ranks 211th in Minnesota. The population moved by about 13 people between 2020 and 2023, a 1.3% shift.
The anatomy of a Scanlon personal loan
A Scanlon personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 1,004 residents. The rate you see advertised is a range, not a promise, until a lender reviews your file in Scanlon. Because the payment is fixed, the total cost of a Scanlon loan is knowable in advance — unlike a revolving card balance.
Land, water and location for Scanlon
The Census Gazetteer records 0.9 square miles of land and 0.08 square miles of water within Scanlon. That land carries about 1,170 people per square mile. The largest place in Minnesota, Minneapolis, lies about 127 miles away. Within 50 miles of Scanlon there are 10 larger Census places. Within the same 50 miles lie 25 smaller Census places.
What Minnesota law requires in Scanlon
Minnesota has no separate rate rule for Scanlon; the sourced rows below are what reach every lender that serves its 1,004 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Minnesota Department of Commerce (commissioner of commerce) Source says: ""Commissioner" means the commissioner of commerce" | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 6% per year legal rate of interest; a different rate may be contracted for in writing (Minn. Stat. § 334.01) Source says: "The interest for any legal indebtedness shall be at the rate of $6 upon $100 for a year" | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
| Payday lending status | Legal and licensed; APR capped at 36%, or up to 50% with an ability-to-repay analysis (Minn. Stat. §§ 47.60, 47.601, 47.603) Source says: "The cap on that annual percentage rate is set at either 36%, or up to 50% if the lender conducts an ability to repay analysis" | Minnesota Department of Commerce as of 2026-09-16 |
Borrowing reach in Scanlon
At roughly 1,170 people per square mile, Scanlon is moderately settled; 10 larger places lie within 50 miles. What is available to Scanlon's 1,004 borrowers is set by Minnesota licensing and your own credit, not by how many branches are nearby. The nearest bigger place is Cloquet, MN about 4 miles away.
Common questions
What are my options in Scanlon if my credit is poor?
What loan size can I expect in Scanlon?
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Does comparing loans in Scanlon cost me credit score points?
Nearby places
- Carlton, MN — population 960
- Cloquet, MN — population 12,570
- Wrenshall, MN — population 441
- Proctor, MN — population 3,087
- Hermantown, MN — population 10,202
- Brookston, MN — population 113
- Oliver, WI — population 417
- Duluth, MN — population 87,680