Personal loans in New Augusta, MS
New Augusta shed about 3.1% of its population between the 2020 base and the 2023 estimate. A personal loan in New Augusta is priced from your credit file and income, not from the fact that the city holds 537 people.
At about 537 residents, New Augusta is larger than roughly 36% of the places in Mississippi. The closest larger city is Beaumont, MS about 6 miles away. Every figure below is Mississippi's own, applied to New Augusta's 537 residents, with the publisher and retrieval date attached. If debt is already a strain, a nonprofit credit counsellor can help New Augusta residents before they take on more.
Borrowing in New Augusta: the local picture
Most of what governs a New Augusta loan is written in Mississippi law rather than in the city; the sourced notes below make that split concrete.
- Population: about 537, ranked 191st of 299 places in Mississippi (Census Vintage 2023 subcounty estimate).
- Population trend: A loss of roughly 3.1% between 2020 and 2023.
- Net change: roughly 17 fewer people than the 2020 Census counted.
- Size percentile: roughly 36% of Mississippi's places have fewer residents than New Augusta's 537.
- Population density: 104 people per square mile on 5.1 square miles of land.
- Land area: New Augusta covers 5.1 square miles, the 104th-largest area among Mississippi's 299 places.
- Water area: New Augusta has 0.19 square miles of water, ranking 42nd of 299 places in Mississippi.
- Share of Mississippi: New Augusta holds about 0.0% of the state's population, some 537 people.
- National rank: New Augusta sits 12,876th by population among the 19,457 places in this dataset.
- Growth rank: New Augusta ranks 171st among Mississippi's 299 places for the 2020-to-2023 change.
- State comparison: Mississippi's places average -2.3% for 2020-to-2023, against New Augusta's 3.1%.
- Density in Mississippi: New Augusta ranks 282nd by people per square mile.
- Density vs Mississippi: New Augusta's 104 people per square mile compare with a state median of 434.
- Location: mapped by the US Census Bureau at 31.2034, -89.0293.
- Nearest larger cities: Beaumont (6 mi); Richton (11 mi); Petal (16 mi); Hattiesburg (18 mi); Purvis (23 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Smaller communities close by: McLain (14 mi); State Line (37 mi); Seminary (37 mi), each with its own Census population profile.
- Smaller neighbours: 7 places smaller than New Augusta sit within 50 miles.
- At 100 miles: 111 larger Census places fall inside that radius.
Where New Augusta sits in Mississippi
New Augusta is the 191st-largest of 299 Census places in Mississippi and contains about 0.0% of the state's people. For population change between 2020 and 2023, New Augusta ranks 171st of 299 in Mississippi (about the 43th percentile). By density, at about 104 people per square mile, it ranks 282nd in Mississippi. The population moved by about 17 people between 2020 and 2023, a 3.1% shift.
The state rulebook for New Augusta
The rows below set out what a licensed lender must follow in Mississippi, and so for New Augusta's roughly 537 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Mississippi Department of Banking and Consumer Finance (DBCF) Source says: "The Mississippi Department of Banking and Consumer Finance's (DBCF) mission is to regulate, supervise and safeguard financial institutions chartered and licensed in Mississippi" | Mississippi Department of Banking and Consumer Finance as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | See the latest published figure value_text left null: the maximum finance charge for licensed small-loan lenders is set by Miss. Code § 75-17-21, which § 75-67-119 references as the limit; no retrievable official page published the current figure for direct verification. | Mississippi Department of Banking and Consumer Finance as of 2026-09-16 |
| Payday lending status | Legal and licensed — check cashers (delayed-deposit/payday transactions) are licensed consumer-finance industries regulated by DBCF (Miss. Code § 75-67-501 et seq.) Source says: "These industries include Money Transmitter, Small Loan, Check Cashers, Pawnbroker, Title Pledge, Consumer Loan Broker" | Mississippi Department of Banking and Consumer Finance as of 2026-09-16 |
Land, water and location for New Augusta
The Census Gazetteer records 5.1 square miles of land and 0.19 square miles of water within New Augusta. That land carries about 104 people per square mile. The largest place in Mississippi, Jackson, lies about 104 miles away. Within 50 miles of New Augusta there are 21 larger Census places. By land area it ranks 104th of 299 Mississippi places.
Borrowing reach in New Augusta
At roughly 104 people per square mile, New Augusta is lightly settled; 21 larger places lie within 50 miles. What is available to New Augusta's 537 borrowers is set by Mississippi licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Beaumont, MS about 6 miles away.
How a New Augusta personal loan is priced
Most loans made to New Augusta's 537 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Federal Truth in Lending rules require a New Augusta lender to disclose the APR and finance charge before you sign. Shortening the term on a New Augusta loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Common questions
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Nearby places
- Beaumont, MS — population 660
- Richton, MS — population 896
- McLain, MS — population 316
- Petal, MS — population 11,403
- Hattiesburg, MS — population 48,414
- Wiggins, MS — population 4,259
- Purvis, MS — population 1,943
- Ellisville, MS — population 4,544