Personal loans in Ellisville, MS

A personal loan in Ellisville is priced from your credit file and income, not from the fact that the city holds 4,544 people. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Ellisville's 4,544 residents. Decide the purpose of the loan and your repayment plan before sharing any details with a Ellisville lender. The next larger city is Laurel, MS about 7 miles away.

What the Census records for Ellisville

Only a few things actually differ by place — population, area, location, and the Mississippi rules a lender must follow — and they are below.

• Population: about 4,544 people live here, which puts Ellisville 67th of 299 Census places in Mississippi (Vintage 2023).
• Population trend: The 2020-to-2023 change is negative, near 2.2%.
• Net change: roughly 101 fewer people than the 2020 Census counted.
• Size percentile: roughly 78% of Mississippi's places have fewer residents than Ellisville's 4,544.
• Population density: about 435 people per square mile across 10.4 square miles of land (Census Gazetteer area, Vintage 2023 population).
• Land area rank: Ellisville's 10.4 square miles rank 62nd of 299 places in Mississippi.
• Water: Ellisville holds about 0.11 square miles, the 54th-largest water area in Mississippi.
• Share of state population: Ellisville's 4,544 residents are about 0.3% of Mississippi.
• National standing: Ellisville ranks 5,100th of 19,457 US places.
• Growth rank: Ellisville ranks 120th among Mississippi's 299 places for the 2020-to-2023 change.
• Against the state trend: Ellisville's 2.2% change compares with a Mississippi average of -2.3% across its 299 places.
• Density rank: Ellisville places 148th among Mississippi's places by people per square mile.
• Density vs Mississippi: Ellisville's 435 people per square mile compare with a state median of 434.
• Location: 31.5973 / -89.2103, per the US Census Bureau Gazetteer.
• Nearest larger cities: Laurel (7 mi); Petal (17 mi); Hattiesburg (21 mi); Columbia (43 mi); Forest (55 mi). Larger metros often have more branches, but online lenders reach Ellisville on the same terms.
• Nearest smaller towns: Soso (11 mi); Sandersville (16 mi); Seminary (17 mi) — useful context for the surrounding area.
• Smaller neighbours: 37 places smaller than Ellisville sit within 50 miles.
• Larger places within 100 miles: 47.

How lenders reach Ellisville

Ellisville is lightly settled, with about 435 people per square mile and 4 larger places within 50 miles. Whether Ellisville has a local branch or not, a Mississippi-licensed lender can serve its 4,544 people online on the same terms. For a larger market, the closest option is Laurel, MS about 7 miles away.

How Mississippi law applies in Ellisville

The rows below set out what a licensed lender must follow in Mississippi, and so for Ellisville's roughly 4,544 residents.

How Ellisville compares across Mississippi

Within Mississippi, Ellisville holds roughly 0.3% of all residents, the 67th-largest share among 299 places. On the 2020-to-2023 trend, Ellisville stands 120th among Mississippi's 299 places — roughly the 60th percentile. By density, at about 435 people per square mile, it ranks 148th in Mississippi. Between 2020 and 2023 the count changed by roughly 101 residents.

Land, water and location for Ellisville

Ellisville covers about 10.4 square miles of land, with 0.11 square miles of water inside its boundaries (Census Gazetteer). Spread across it are roughly 435 residents per square mile. The state's population centre of gravity, Jackson, is roughly 77 miles away. Ellisville has 4 larger places within a 50-mile radius. Within the same 50 miles lie 37 smaller Census places.

A practical checklist for Ellisville borrowers

Before you apply in Ellisville, a community of about 4,544, work through these steps:

1. Get your credit reports, dispute what is wrong, and only then start shopping.
2. Model the payment on the calculator before a lender models it for you.
3. Shop at least three lenders and judge them on APR and total cost.
4. Confirm the lender holds a Mississippi licence by checking the regulator named above.
5. Look for an origination fee or prepayment penalty in the written disclosure.
6. Make sure the new payment leaves room in a budget you already keep.
7. Pick the shortest term whose payment you can comfortably afford.

What differs between Ellisville and the rest of Mississippi is not the process but the borrower's own file, among the 4,544 people here.