Personal loans in Collins, MS
The roughly 2,271 people who live in Collins borrow under Mississippi rules; city hall sets no personal-loan rate. With 2,271 residents, Collins outranks about 70% of the communities in Mississippi.
Judge Collins offers on total cost, not on how quickly the money arrives. Census figures put the 2020-to-2023 decrease in Collins at about 2.7%. Lenders active in Collins report to a Mississippi supervisor, identified in the sourced rows below. The closest larger place is Magee, MS about 18 miles away.
What the Census records for Collins
Here is the sourced Census picture for Collins, plus the Mississippi lending rules that apply to a loan taken out here.
- Population: the Census counts 2,271 residents in Collins (Vintage 2023 subcounty estimate), the 91st-largest figure among Mississippi's 299 places.
- Population trend: Down about 2.7% from the 2020 Census base to the 2023 estimate.
- Change in people: the 2020-to-2023 comparison is a loss of about 64 residents.
- Size percentile: roughly 70% of Mississippi places rank below Collins.
- Population density: about 285 people per square mile (Census land area 8.0 sq mi).
- By land area: Collins ranks 78th among Mississippi's 299 places, at 8.0 sq mi.
- Water area rank: Collins ranks 89th among Mississippi's 299 places, with 0.03 sq mi.
- State share: roughly 0.2% of Mississippi's residents live in Collins (2,271 people).
- Nationally: Collins is the 7,169th-largest of 19,457 Census places in the dataset.
- Growth in Mississippi: Collins stands 156th by percentage change from 2020 to 2023, among 299 places.
- Against the state trend: Collins's 2.7% change compares with a Mississippi average of -2.3% across its 299 places.
- Density rank: Collins places 220th among Mississippi's places by people per square mile.
- Density vs Mississippi: Collins's 285 people per square mile compare with a state median of 434.
- Location: latitude 31.6483, longitude -89.5676 (Census Gazetteer).
- Nearest larger cities: Magee (18 mi); Ellisville (21 mi); Laurel (25 mi); Hattiesburg (28 mi); Petal (29 mi). Living near a larger metro rarely changes what is available in Collins.
- Smaller places nearby: Seminary (7 mi); Mount Olive (9 mi); Bassfield (15 mi).
- Smaller places within 50 miles: 34 of them.
- Within 100 miles: 60 places are larger than Collins.
What shapes a Collins personal loan
A Collins personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 2,271 residents. The APR tracks your credit score rather than Collins's rank of 91st in Mississippi: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Because the payment is fixed, the total cost of a Collins loan is knowable in advance — unlike a revolving card balance.
How lenders reach Collins
At roughly 285 people per square mile, Collins is lightly settled; 9 larger places lie within 50 miles. Distance to a branch rarely matters for Collins's 2,271 residents: the application is online and the price follows your credit file. The nearest bigger place is Magee, MS about 18 miles away.
Mississippi rules behind a Collins personal loan
When Mississippi does not publish a figure, the row links to the source instead of inventing a number; Collins is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Mississippi Department of Banking and Consumer Finance (DBCF) Source says: "The Mississippi Department of Banking and Consumer Finance's (DBCF) mission is to regulate, supervise and safeguard financial institutions chartered and licensed in Mississippi" | Mississippi Department of Banking and Consumer Finance as of 2026-09-16 |
| Payday lending status | Legal and licensed — check cashers (delayed-deposit/payday transactions) are licensed consumer-finance industries regulated by DBCF (Miss. Code § 75-67-501 et seq.) Source says: "These industries include Money Transmitter, Small Loan, Check Cashers, Pawnbroker, Title Pledge, Consumer Loan Broker" | Mississippi Department of Banking and Consumer Finance as of 2026-09-16 |
| Small-loan / installment lender licensing | Small loan license required (Small Loan Regulatory Law; Miss. Code § 75-67-105) Source says: "No person shall engage in the business of lending money ... without being the holder of a valid and subsisting license" | Mississippi Department of Banking and Consumer Finance as of 2026-09-16 |
Collins's place among Mississippi's 299 places
Against Mississippi's other places, Collins accounts for about 0.2% of the state's population and ranks 91st of 299 by size. For population change between 2020 and 2023, Collins ranks 156th of 299 in Mississippi (about the 48th percentile). By density, at about 285 people per square mile, it ranks 220th in Mississippi. Between 2020 and 2023 the count changed by roughly 64 residents.
Where Collins sits
Collins's land area is about 8.0 square miles; a further 0.03 square miles is water. The resulting density is about 285 people per square mile. The state's population centre of gravity, Jackson, is roughly 60 miles away. Within 50 miles of Collins there are 9 larger Census places. By land area it ranks 78th of 299 Mississippi places.
Common questions
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Nearby places
- Seminary, MS — population 294
- Mount Olive, MS — population 875
- Mize, MS — population 312
- Taylorsville, MS — population 1,112
- Sumrall, MS — population 2,064
- Bassfield, MS — population 180
- Magee, MS — population 3,938
- Soso, MS — population 403