Personal loans in Taylorsville, MS

Read the disclosure for an origination fee and any prepayment penalty before signing in Taylorsville. The trend for Taylorsville between 2020 and 2023 is downward by roughly 2.9%. Lenders active in Taylorsville report to a Mississippi supervisor, identified in the sourced rows below. The closest larger city is Bay Springs, MS about 14 miles away.

Taylorsville by the numbers

Only a few things actually differ by place — population, area, location, and the Mississippi rules a lender must follow — and they are below.

• Population: 1,112 residents; Taylorsville is the 145th-largest of 299 places in Mississippi (US Census Bureau, Vintage 2023).
• Population trend: The 2020-to-2023 change is negative, near 2.9%.
• People gained or lost: about 33 fewer since the 2020 base.
• Size percentile: with 1,112 residents, Taylorsville is larger than about 52% of Mississippi's Census places.
• Density: roughly 288 residents per square mile, spread over 3.9 sq mi of land.
• By land area: Taylorsville ranks 126th among Mississippi's 299 places, at 3.9 sq mi.
• Within Mississippi: about 0.1% of the state's population lives in Taylorsville.
• National rank: Taylorsville sits 9,821st by population among the 19,457 places in this dataset.
• Growth rank: Taylorsville ranks 163rd among Mississippi's 299 places for the 2020-to-2023 change.
• Versus Mississippi: the state average change is -2.3%, while Taylorsville moved 2.9%.
• Density in Mississippi: Taylorsville ranks 219th by people per square mile.
• Against the state median: Taylorsville runs about 288 residents per square mile, where the Mississippi median is 434.
• Location: 31.8322 / -89.4340, per the US Census Bureau Gazetteer.
• Nearest larger cities: Bay Springs (14 mi); Collins (15 mi); Magee (18 mi); Laurel (19 mi); Ellisville (21 mi). Lenders licensed in the state serve Taylorsville whether or not they keep a local branch.
• Smaller places close by: Mize (7 mi); Soso (11 mi); Sylvarena (13 mi).
• Within a 50-mile radius: 28 smaller Census places.
• Within 100 miles: 75 places are larger than Taylorsville.

Which Mississippi laws govern a loan in Taylorsville

Every row below records a Mississippi rule, its publisher and its retrieval date — the same rules a Taylorsville lender must follow.

Taylorsville on the map

Taylorsville covers about 3.9 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. Spread across it are roughly 288 residents per square mile. For the state's biggest city, Jackson, the distance is roughly 57 miles. A 50-mile radius around Taylorsville takes in 22 places that are larger. The 100-mile radius contains 75 larger places.

What shapes a Taylorsville personal loan

Most loans made to Taylorsville's 1,112 residents are unsecured, so nothing is pledged and the lender relies on your credit history. The APR tracks your credit score rather than Taylorsville's rank of 145th in Mississippi: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Because the payment is fixed, the total cost of a Taylorsville loan is knowable in advance — unlike a revolving card balance.

A pre-application checklist for Taylorsville

Before you apply in Taylorsville, a community of about 1,112, work through these steps:

1. Pull your credit reports first and correct any error before a lender sees the file.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Shop at least three lenders and judge them on APR and total cost.
4. Look the lender up in the Mississippi regulator's licence records before you sign.
5. If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
6. Check the disclosure for fees that raise the true cost above the quoted rate.
7. Make sure the new payment leaves room in a budget you already keep.

In Taylorsville as elsewhere in Mississippi, the written terms — not the advertisement — are what count for its 1,112 residents.

What is available to Taylorsville borrowers

Taylorsville is lightly settled, with about 288 people per square mile and 22 larger places within 50 miles. What is available to Taylorsville's 1,112 borrowers is set by Mississippi licensing and your own credit, not by how many branches are nearby. The nearest bigger place is Bay Springs, MS about 14 miles away.