Personal loans in Raleigh, MS

With 1,087 residents, Raleigh outranks about 51% of the communities in Mississippi. Rate-shopping from Raleigh costs nothing at pre-qualification, where a soft pull leaves your credit file alone. State law, not city hall, decides what a lender may do to Raleigh's roughly 1,087 residents, and a state regulator supervises it. The nearest larger metro is Bay Springs, MS about 15 miles away.

Raleigh by the numbers

What follows is Raleigh's place in the Census record, alongside the Mississippi rules that govern a personal loan made here.

• Population: a Census-estimated 1,087, 146th among Mississippi's 299 places (Vintage 2023).
• Population trend: A loss of roughly 0.2% between 2020 and 2023.
• Absolute change: 2 residents lost between 2020 and 2023.
• Size percentile: with 1,087 residents, Raleigh is larger than about 51% of Mississippi's Census places.
• Population density: about 213 people per square mile (Census land area 5.1 sq mi).
• Land area rank: Raleigh's 5.1 square miles rank 106th of 299 places in Mississippi.
• Water area: Raleigh has 0.01 square miles of water, ranking 120th of 299 places in Mississippi.
• Share of state population: Raleigh's 1,087 residents are about 0.1% of Mississippi.
• Nationally: Raleigh is the 9,894th-largest of 19,457 Census places in the dataset.
• Growth rank: Raleigh ranks 60th among Mississippi's 299 places for the 2020-to-2023 change.
• Versus Mississippi: the state average change is -2.3%, while Raleigh moved 0.2%.
• Density rank: Raleigh places 241st among Mississippi's places by people per square mile.
• Density vs Mississippi: Raleigh's 213 people per square mile compare with a state median of 434.
• Location: mapped by the US Census Bureau at 32.0347, -89.5257.
• Nearest larger cities: Bay Springs (15 mi); Taylorsville (15 mi); Magee (17 mi); Mendenhall (21 mi); Forest (23 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Smaller communities within reach: Sylvarena (9 mi); Mize (12 mi); Polkville (15 mi).
• Smaller neighbours: 28 places smaller than Raleigh sit within 50 miles.
• Within 100 miles: 74 places are larger than Raleigh.

What is available to Raleigh borrowers

Raleigh is lightly settled, with about 213 people per square mile and 30 larger places within 50 miles. What is available to Raleigh's 1,087 borrowers is set by Mississippi licensing and your own credit, not by how many branches are nearby. The nearest larger city, Bay Springs, MS about 15 miles away.

The geography behind Raleigh

Raleigh's land area is about 5.1 square miles; a further 0.01 square miles is water. The resulting density is about 213 people per square mile. Jackson, the largest place in Mississippi, is about 45 miles from Raleigh. A 50-mile radius around Raleigh takes in 30 places that are larger. By land area it ranks 106th of 299 Mississippi places.

Where Raleigh sits in Mississippi

Against Mississippi's other places, Raleigh accounts for about 0.1% of the state's population and ranks 146th of 299 by size. For population change between 2020 and 2023, Raleigh ranks 60th of 299 in Mississippi (about the 80th percentile). Its roughly 213 residents per square mile place it 241st among Mississippi's places. By land area, its 5.1 square miles rank 106th of 299 places in Mississippi.

How personal loans work in Raleigh

A Raleigh personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 1,087 residents. Federal Truth in Lending rules require a Raleigh lender to disclose the APR and finance charge before you sign. Because the payment is fixed, the total cost of a Raleigh loan is knowable in advance — unlike a revolving card balance.

The Mississippi lending rules that reach Raleigh

Below are the Mississippi rules that apply to a loan made in Raleigh, each with the regulator that issued it.