Personal loans in Hattiesburg, MS

Hattiesburg is a smaller city in Mississippi, with an estimated 48,414 residents, and every licensed lender here follows the same state rulebook. Judge Hattiesburg offers on total cost, not on how quickly the money arrives. State law, not city hall, decides what a lender may do to Hattiesburg's roughly 48,414 residents, and a state regulator supervises it. Borrowers who want a bigger city can look to Gulfport, MS about 63 miles away.

Local context for Hattiesburg

Two layers matter for a Hattiesburg borrower: the local population picture and Mississippi's consumer-lending statutes.

• Population: 48,414 people, a figure that places Hattiesburg 4th among the 299 Census places in Mississippi (US Census Bureau, Vintage 2023).
• Population trend: A decline of about 0.6% across the 2020-to-2023 comparison.
• Change in people: the 2020-to-2023 comparison is a loss of about 315 residents.
• Size percentile: Hattiesburg sits ahead of around 99% of Mississippi places, at 48,414 people.
• Density: roughly 906 residents per square mile, spread over 53.4 sq mi of land.
• Land area: Hattiesburg covers 53.4 square miles, the 6th-largest area among Mississippi's 299 places.
• Water area: Hattiesburg has 1.04 square miles of water, ranking 15th of 299 places in Mississippi.
• Share of state population: Hattiesburg's 48,414 residents are about 3.3% of Mississippi.
• Nationally: Hattiesburg is the 821st-largest of 19,457 Census places in the dataset.
• Growth rank: Hattiesburg's 2020-to-2023 change ranks 71st of 299 places in Mississippi.
• Versus Mississippi: the state average change is -2.3%, while Hattiesburg moved 0.6%.
• Density in Mississippi: Hattiesburg ranks 56th by people per square mile.
• Density vs Mississippi: Hattiesburg's 906 people per square mile compare with a state median of 434.
• Location: it lies at 31.3073, -89.3174 in the Census Gazetteer.
• Nearest larger cities: Gulfport (63 mi); Mobile (84 mi); Jackson (87 mi); New Orleans (94 mi); Kenner (106 mi). Living near a larger metro rarely changes what is available in Hattiesburg.
• Smaller communities close by: Petal (6 mi); Purvis (12 mi); Sumrall (15 mi), each with its own Census population profile.
• Within a 50-mile radius: 34 smaller Census places.
• At 100 miles: 4 larger Census places fall inside that radius.

Borrowing reach in Hattiesburg

With about 906 residents per square mile, Hattiesburg is moderately settled, and 0 larger Census places sit within 50 miles. Lenders licensed in Mississippi reach Hattiesburg's 48,414 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Gulfport, MS about 63 miles away.

How a Hattiesburg personal loan is priced

In Hattiesburg, a smaller city of about 48,414, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Two numbers drive a Hattiesburg loan: the APR, which includes fees, and the term, which decides how long you keep paying. The term you choose in Hattiesburg decides the split between a comfortable payment and the total interest you pay.

Before you apply in Hattiesburg

These steps shape the offer you get in Hattiesburg, a place of about 48,414 people:

1. Pull your credit reports first and correct any error before a lender sees the file.
2. Model the payment on the calculator before a lender models it for you.
3. Shop at least three lenders and judge them on APR and total cost.
4. Confirm the Mississippi licence with the regulator named above before committing.
5. If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
6. Check the disclosure for fees that raise the true cost above the quoted rate.
7. Make sure the new payment leaves room in a budget you already keep.

In Hattiesburg as elsewhere in Mississippi, the written terms — not the advertisement — are what count for its 48,414 residents.

Hattiesburg's place among Mississippi's 299 places

Set beside Mississippi's 299 places, Hattiesburg ranks 4th by population and holds about 3.3% of the state total. On the 2020-to-2023 trend, Hattiesburg stands 71st among Mississippi's 299 places — roughly the 76th percentile. At about 906 people per square mile, Hattiesburg is the 56th most densely settled place in Mississippi. By land area, its 53.4 square miles rank 6th of 299 places in Mississippi.

Which Mississippi laws govern a loan in Hattiesburg

Every row below records a Mississippi rule, its publisher and its retrieval date — the same rules a Hattiesburg lender must follow.