Personal loans in Petal, MS

Verify the lender's Mississippi licence against the regulator named below before borrowing in Petal. The trend for Petal between 2020 and 2023 is upward by roughly 2.8%. A single loan can carry different costs on either side of a state line, and Petal sits on the Mississippi side of that line. Borrowers who want a bigger city can look to Hattiesburg, MS about 6 miles away.

Where Petal stands

Most of what governs a Petal loan is written in Mississippi law rather than in the city; the sourced notes below make that split concrete.

• Population: about 11,403 people live here, which puts Petal 37th of 299 Census places in Mississippi (Vintage 2023).
• Population trend: About 2.8% above the 2020 Census base.
• Change in people: the 2020-to-2023 comparison is a gain of about 313 residents.
• Size percentile: Petal's 11,403 people outrank roughly 88% of the places in Mississippi.
• Density: the Census land area of 16.9 sq mi holds about 674 people per square mile.
• Land area: Petal covers 16.9 square miles, the 36th-largest area among Mississippi's 299 places.
• Water area: Petal has 0.38 square miles of water, ranking 24th of 299 places in Mississippi.
• State population share: Petal accounts for about 0.8% of everyone in Mississippi.
• National standing: Petal ranks 2,862nd of 19,457 US places.
• Growth rank: Petal's 2020-to-2023 change ranks 24th of 299 places in Mississippi.
• State comparison: Mississippi's places average -2.3% for 2020-to-2023, against Petal's 2.8%.
• Density rank: Petal places 79th among Mississippi's places by people per square mile.
• Density in context: Petal's 674 people per square mile sit against a Mississippi median of 434.
• Location: 31.3482, -89.2351 (Census Gazetteer coordinates).
• Nearest larger cities: Hattiesburg (6 mi); Laurel (24 mi); Picayune (62 mi); Gulfport (65 mi); D'Iberville (66 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Smaller communities within reach: New Augusta (16 mi); Purvis (17 mi); Ellisville (17 mi).
• Within a 50-mile radius: 32 smaller Census places.
• Larger places within 100 miles: 31.

Petal: area, density and distance

The Census Gazetteer records 16.9 square miles of land and 0.38 square miles of water within Petal. With 11,403 residents, the land area yields roughly 674 people per square mile. The state's population centre of gravity, Jackson, is roughly 88 miles away. Counting outward 50 miles, 2 larger communities surround Petal. The 100-mile radius contains 31 larger places.

How lenders reach Petal

Petal is moderately settled, with about 674 people per square mile and 2 larger places within 50 miles. Whether Petal has a local branch or not, a Mississippi-licensed lender can serve its 11,403 people online on the same terms. The nearest bigger place is Hattiesburg, MS about 6 miles away.

Where Petal sits in Mississippi

Within Mississippi, Petal holds roughly 0.8% of all residents, the 37th-largest share among 299 places. Its 2020-to-2023 change ranks 24th of 299 Mississippi places, putting it near the 92th percentile for growth. By density, at about 674 people per square mile, it ranks 79th in Mississippi. Within 50 miles sit 32 smaller Census places, alongside the 2 that are larger.

Mississippi consumer-lending rules applied in Petal

These are Mississippi's sourced lending facts as they reach Petal's 11,403 residents; the state has no city-level rate rule.

A pre-application checklist for Petal

Before you hand your details to a lender in Petal, where the population is near 11,403:

1. Get your credit reports, dispute what is wrong, and only then start shopping.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Line up several pre-qualified offers and let the APR decide.
4. Look the lender up in the Mississippi regulator's licence records before you sign.
5. Pick the shortest term whose payment you can comfortably afford.
6. Do not borrow more than the expense calls for, even if a lender approves a larger amount.
7. Be clear on what the loan is for and how it gets repaid.

None of these steps is Petal-specific: the same Mississippi licensing and disclosure rules reach all 11,403 residents.