Personal loans in Beaumont, MS
At about 660 residents, Beaumont is larger than roughly 39% of the places in Mississippi. Beaumont counts about 660 people, and what is genuinely local about borrowing here is limited — Mississippi law does the governing.
Census figures put the 2020-to-2023 decrease in Beaumont at about 2.7%. Pull your credit reports and line up at least three offers before you apply from Beaumont. Which products a lender may offer to Beaumont's 660 residents follows from the Mississippi consumer-lending framework. Borrowers who want a bigger city can look to Richton, MS about 13 miles away.
The Beaumont data picture
The figures below are Beaumont's own — Census population, land area and coordinates — followed by the Mississippi rules.
- Population: about 660 people live here, which puts Beaumont 181st of 299 Census places in Mississippi (Vintage 2023).
- Population trend: About 2.7% below the 2020 Census base.
- Absolute change: 18 residents lost between 2020 and 2023.
- Size percentile: roughly 39% of Mississippi places rank below Beaumont.
- Density: roughly 191 residents per square mile, spread over 3.4 sq mi of land.
- Land area: Beaumont covers 3.4 square miles, the 134th-largest area among Mississippi's 299 places.
- State population share: Beaumont accounts for about 0.0% of everyone in Mississippi.
- National standing: Beaumont ranks 12,040th of 19,457 US places.
- Growth in Mississippi: Beaumont stands 149th by percentage change from 2020 to 2023, among 299 places.
- Against the state trend: Beaumont's 2.7% change compares with a Mississippi average of -2.3% across its 299 places.
- Density rank: Beaumont places 249th among Mississippi's places by people per square mile.
- Density vs Mississippi: Beaumont's 191 people per square mile compare with a state median of 434.
- Location: 31.1675 / -88.9284, per the US Census Bureau Gazetteer.
- Nearest larger cities: Richton (13 mi); Petal (22 mi); Leakesville (22 mi); Wiggins (25 mi); Hattiesburg (25 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Nearest smaller places: New Augusta (6 mi); McLain (8 mi); State Line (33 mi).
- Smaller neighbours: 8 places smaller than Beaumont sit within 50 miles.
- Within 100 miles: 105 places are larger than Beaumont.
What a Beaumont borrower is actually offered
With roughly 660 residents, Beaumont is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. A lender serving Beaumont's 660 residents must disclose the APR and finance charge in writing before you sign. The term you choose in Beaumont decides the split between a comfortable payment and the total interest you pay.
Beaumont against the rest of Mississippi
Against Mississippi's other places, Beaumont accounts for about 0.0% of the state's population and ranks 181st of 299 by size. On the 2020-to-2023 trend, Beaumont stands 149th among Mississippi's 299 places — roughly the 50th percentile. By density, at about 191 people per square mile, it ranks 249th in Mississippi. The population moved by about 18 people between 2020 and 2023, a 2.7% shift.
How lenders reach Beaumont
Beaumont is a lightly settled community of about 660 people, with 16 larger places inside a 50-mile radius. Lenders licensed in Mississippi reach Beaumont's 660 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Richton, MS about 13 miles away.
The Mississippi lending rules that reach Beaumont
Read the table as a lender's compliance picture for Beaumont: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Mississippi Department of Banking and Consumer Finance (DBCF) Source says: "The Mississippi Department of Banking and Consumer Finance's (DBCF) mission is to regulate, supervise and safeguard financial institutions chartered and licensed in Mississippi" | Mississippi Department of Banking and Consumer Finance as of 2026-09-16 |
| Small-loan / installment lender licensing | Small loan license required (Small Loan Regulatory Law; Miss. Code § 75-67-105) Source says: "No person shall engage in the business of lending money ... without being the holder of a valid and subsisting license" | Mississippi Department of Banking and Consumer Finance as of 2026-09-16 |
| Delayed-deposit (payday) fee caps | $20 per $100 advanced on checks ≤$250; $21.95 per $100 on checks over $250 (DBCF rule) Source says: "Delayed deposit transaction: $20.00 per $100.00 advanced for checks $250.00 and under" | Mississippi Secretary of State (DBCF administrative regulations) as of 2026-09-16 |
Land, water and location for Beaumont
Beaumont covers about 3.4 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. Spread across it are roughly 191 residents per square mile. For the state's biggest city, Jackson, the distance is roughly 110 miles. A 50-mile radius around Beaumont takes in 16 places that are larger. Within the same 50 miles lie 8 smaller Census places.
Common questions
What are my options in Beaumont if my credit is poor?
What loan size can I expect in Beaumont?
Do I have to pledge anything to borrow in Beaumont?
Does comparing loans in Beaumont cost me credit score points?
Nearby places
- New Augusta, MS — population 537
- McLain, MS — population 316
- Richton, MS — population 896
- Petal, MS — population 11,403
- Leakesville, MS — population 3,767
- Wiggins, MS — population 4,259
- Lucedale, MS — population 3,055
- Hattiesburg, MS — population 48,414