Personal loans in Beaumont, MS

At about 660 residents, Beaumont is larger than roughly 39% of the places in Mississippi. Beaumont counts about 660 people, and what is genuinely local about borrowing here is limited — Mississippi law does the governing.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Census figures put the 2020-to-2023 decrease in Beaumont at about 2.7%. Pull your credit reports and line up at least three offers before you apply from Beaumont. Which products a lender may offer to Beaumont's 660 residents follows from the Mississippi consumer-lending framework. Borrowers who want a bigger city can look to Richton, MS about 13 miles away.

The Beaumont data picture

The figures below are Beaumont's own — Census population, land area and coordinates — followed by the Mississippi rules.

What a Beaumont borrower is actually offered

With roughly 660 residents, Beaumont is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. A lender serving Beaumont's 660 residents must disclose the APR and finance charge in writing before you sign. The term you choose in Beaumont decides the split between a comfortable payment and the total interest you pay.

Beaumont against the rest of Mississippi

Against Mississippi's other places, Beaumont accounts for about 0.0% of the state's population and ranks 181st of 299 by size. On the 2020-to-2023 trend, Beaumont stands 149th among Mississippi's 299 places — roughly the 50th percentile. By density, at about 191 people per square mile, it ranks 249th in Mississippi. The population moved by about 18 people between 2020 and 2023, a 2.7% shift.

How lenders reach Beaumont

Beaumont is a lightly settled community of about 660 people, with 16 larger places inside a 50-mile radius. Lenders licensed in Mississippi reach Beaumont's 660 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Richton, MS about 13 miles away.

The Mississippi lending rules that reach Beaumont

Read the table as a lender's compliance picture for Beaumont: the rule, the sourced figure, the publisher and the date.

RuleDetailSource
State lending regulatorMississippi Department of Banking and Consumer Finance (DBCF)
Source says: "The Mississippi Department of Banking and Consumer Finance's (DBCF) mission is to regulate, supervise and safeguard financial institutions chartered and licensed in Mississippi"
Mississippi Department of Banking and Consumer Finance
as of 2026-09-16
Small-loan / installment lender licensingSmall loan license required (Small Loan Regulatory Law; Miss. Code § 75-67-105)
Source says: "No person shall engage in the business of lending money ... without being the holder of a valid and subsisting license"
Mississippi Department of Banking and Consumer Finance
as of 2026-09-16
Delayed-deposit (payday) fee caps$20 per $100 advanced on checks ≤$250; $21.95 per $100 on checks over $250 (DBCF rule)
Source says: "Delayed deposit transaction: $20.00 per $100.00 advanced for checks $250.00 and under"
Mississippi Secretary of State (DBCF administrative regulations)
as of 2026-09-16

Land, water and location for Beaumont

Beaumont covers about 3.4 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. Spread across it are roughly 191 residents per square mile. For the state's biggest city, Jackson, the distance is roughly 110 miles. A 50-mile radius around Beaumont takes in 16 places that are larger. Within the same 50 miles lie 8 smaller Census places.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Beaumont if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Beaumont is the same as anywhere in Mississippi.
What loan size can I expect in Beaumont?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Beaumont?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Beaumont cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

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