Personal loans in Lucedale, MS

The trend for Lucedale between 2020 and 2023 is upward by roughly 6.5%. Judge Lucedale offers on total cost, not on how quickly the money arrives. For the 3,055 people in Lucedale, Mississippi runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. For a bigger market, look to Leakesville, MS about 15 miles away.

Lucedale: population, trend and location

Set out below is Lucedale's local context next to the state-level rules that reach every lender here.

• Population: 3,055 residents; Lucedale is the 83rd-largest of 299 places in Mississippi (US Census Bureau, Vintage 2023).
• Population trend: The 2020-to-2023 change is positive, near 6.5%.
• People gained or lost: about 187 more since the 2020 base.
• Size percentile: Lucedale's 3,055 people outrank roughly 72% of the places in Mississippi.
• Population density: about 478 people per square mile across 6.4 square miles of land (Census Gazetteer area, Vintage 2023 population).
• By land area: Lucedale ranks 89th among Mississippi's 299 places, at 6.4 sq mi.
• State population share: Lucedale accounts for about 0.2% of everyone in Mississippi.
• National standing: Lucedale ranks 6,223rd of 19,457 US places.
• Growth rank: Lucedale ranks 8th among Mississippi's 299 places for the 2020-to-2023 change.
• Against the state trend: Lucedale's 6.5% change compares with a Mississippi average of -2.3% across its 299 places.
• Density in Mississippi: Lucedale ranks 135th by people per square mile.
• Against the state median: Lucedale runs about 478 residents per square mile, where the Mississippi median is 434.
• Location: 30.9312, -88.5959 (US Census Bureau Gazetteer).
• Nearest larger cities: Leakesville (15 mi); Semmes (23 mi); Citronelle (23 mi); Saraland (29 mi); Prichard (30 mi). Lenders licensed in the state serve Lucedale whether or not they keep a local branch.
• Nearest smaller towns: McLain (18 mi); Beaumont (26 mi); New Augusta (32 mi) — useful context for the surrounding area.
• Within a 50-mile radius: 10 smaller Census places.
• At 100 miles: 51 larger Census places fall inside that radius.

Lucedale in state context

Against Mississippi's other places, Lucedale accounts for about 0.2% of the state's population and ranks 83rd of 299 by size. Its 2020-to-2023 change ranks 8th of 299 Mississippi places, putting it near the 97th percentile for growth. At about 478 people per square mile, Lucedale is the 135th most densely settled place in Mississippi. In land area, Lucedale ranks 89th among Mississippi's 299 places.

A pre-application checklist for Lucedale

Before you apply in Lucedale, a community of about 3,055, work through these steps:

1. Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Gather at least three pre-qualified offers and line up the APR, not the headline rate.
4. Look the lender up in the Mississippi regulator's licence records before you sign.
5. Pick the shortest term whose payment you can comfortably afford.
6. Borrow only what the purpose requires, not the maximum you are offered.
7. Be clear on what the loan is for and how it gets repaid.

The process is identical across Mississippi; what changes is your credit file, not the fact that Lucedale holds 3,055 people.

Mississippi consumer-lending rules applied in Lucedale

For the roughly 3,055 residents of Lucedale, the rules below are Mississippi's own; each row carries its publisher and retrieval date.

How a Lucedale personal loan is priced

Lucedale is a small community of about 3,055 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. A lender serving Lucedale's 3,055 residents must disclose the APR and finance charge in writing before you sign. Because the payment is fixed, the total cost of a Lucedale loan is knowable in advance — unlike a revolving card balance.

Lucedale: area, density and distance

Lucedale covers about 6.4 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. The resulting density is about 478 people per square mile. The largest place in Mississippi, Jackson, lies about 135 miles away. Within 50 miles of Lucedale there are 21 larger Census places. The 100-mile radius contains 51 larger places.