Personal loans in McConnells, SC
About 288 people live in McConnells, placing it 214th of 271 Census places in South Carolina. McConnells gained roughly 2.1% in population across the 2020-to-2023 comparison.
The first question in McConnells is not the rate on offer but whether the payment fits; about 288 people live here under South Carolina lending law. To lend to McConnells's 288 residents, a company must hold a South Carolina licence, and each sourced row below names the regulator behind it. Price two or three terms so you can see which payment is truly affordable in McConnells. For a bigger market, look to Sharon, SC about 8 miles away.
The McConnells data picture
Only a few things actually differ by place — population, area, location, and the South Carolina rules a lender must follow — and they are below.
- Population: a Census-estimated 288, 214th among South Carolina's 271 places (Vintage 2023).
- Population trend: About 2.1% above the 2020 Census base.
- Absolute change: 6 residents added between 2020 and 2023.
- Size percentile: McConnells's 288 people outrank roughly 21% of the places in South Carolina.
- Population density: about 85 people per square mile (Census land area 3.4 sq mi).
- By land area: McConnells ranks 111th among South Carolina's 271 places, at 3.4 sq mi.
- Water area rank: McConnells ranks 87th among South Carolina's 271 places, with 0.03 sq mi.
- State population share: McConnells accounts for about 0.0% of everyone in South Carolina.
- National standing: McConnells ranks 15,249th of 19,457 US places.
- Growth rank: McConnells ranks 106th among South Carolina's 271 places for the 2020-to-2023 change.
- Against the state trend: McConnells's 2.1% change compares with a South Carolina average of +2.6% across its 271 places.
- Density rank: McConnells places 255th among South Carolina's places by people per square mile.
- Against the state median: McConnells runs about 85 residents per square mile, where the South Carolina median is 584.
- Location: coordinates 34.8770, -81.2316 (US Census Bureau Gazetteer).
- Nearest larger cities: Sharon (8 mi); York (8 mi); Chester (12 mi); Hickory Grove (13 mi); Rock Hill (13 mi). Living near a larger metro rarely changes what is available in McConnells.
- Smaller towns nearby: Lowrys (5 mi); Smyrna (15 mi); Richburg (16 mi).
- Within a 50-mile radius: 10 smaller Census places.
- At 100 miles: 303 larger Census places fall inside that radius.
A practical checklist for McConnells borrowers
Complete these steps first when you borrow in McConnells (288 residents):
- Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Get several pre-qualifications and compare APR side by side before choosing.
- Make sure the lender appears in the South Carolina regulator's licence list.
- Be clear on what the loan is for and how it gets repaid.
- If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
- Look for an origination fee or prepayment penalty in the written disclosure.
The process is identical across South Carolina; what changes is your credit file, not the fact that McConnells holds 288 people.
South Carolina rules behind a McConnells personal loan
Every row below records a South Carolina rule, its publisher and its retrieval date — the same rules a McConnells lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | South Carolina State Board of Financial Institutions - Consumer Finance Division (Office of the Commissioner of Consumer Finance) Source says: "South Carolina State Board of Financial Institutions Office of the Commissioner of Consumer Finance" (site heading). | South Carolina State Board of Financial Institutions - Consumer Finance Division as of 2026-09-16 |
| Supervised loan threshold (state-specific rule) | Consumer loans with a finance charge above 12%/year are "supervised loans" requiring licensed supervised lenders; supervised lenders may charge up to 18% per year on unpaid balances. Source says: "Supervised loan means a consumer loan in which the rate of the loan finance charge exceeds twelve percent per year" (37-3-301); "eighteen percent per year on the unpaid balances of principal" (37-3-201(2)(c)). | South Carolina Legislature (S.C. Code of Laws) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 8.75% per annum statutory legal rate where no rate is agreed (judgment rate: Wall Street Journal prime + 4 points). Source says: "the legal interest shall be at the rate of eight and three-fourths percent per annum" (S.C. Code 34-31-20(A)). | South Carolina Legislature (S.C. Code of Laws) as of 2026-09-16 |
How personal loans work in McConnells
In McConnells, a small community of about 288, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Because pricing is borrower-level, two people in McConnells can be quoted different APRs on the same amount and term. The term you choose in McConnells decides the split between a comfortable payment and the total interest you pay.
McConnells's place among South Carolina's 271 places
Among South Carolina's 271 places, McConnells sits at 214th for population, a share of roughly 0.0% of the state. For population change between 2020 and 2023, McConnells ranks 106th of 271 in South Carolina (about the 61th percentile). By density, at about 85 people per square mile, it ranks 255th in South Carolina. In land area, McConnells ranks 111th among South Carolina's 271 places.
Where McConnells sits
Inside McConnells's boundaries lie roughly 3.4 square miles of land and 0.03 square miles of water. The resulting density is about 85 people per square mile. The largest place in South Carolina, Charleston, lies about 159 miles away. McConnells has 91 larger places within a 50-mile radius. By land area it ranks 111th of 271 South Carolina places.
Common questions
What are my options in McConnells if my credit is poor?
What loan size can I expect in McConnells?
Do I have to pledge anything to borrow in McConnells?
Does comparing loans in McConnells cost me credit score points?
Nearby places
- Lowrys, SC — population 183
- York, SC — population 9,154
- Sharon, SC — population 466
- Chester, SC — population 5,227
- Hickory Grove, SC — population 462
- Rock Hill, SC — population 75,654
- Clover, SC — population 7,391
- Smyrna, SC — population 57