Personal loans in Hickory Grove, SC

For the 462 people in Hickory Grove, South Carolina runs its own consumer-lending licensing, and the sourced table below lists the figures that apply.

By the Personalloaner Editorial Team · Last updated 2026-09-16

Compare loan offers Run the numbers first

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Hickory Grove, South Carolina — home to about 462 people — is a small community, so the terms you are offered follow South Carolina law rather than any local rule. By population, Hickory Grove sits at 192nd in South Carolina, with an estimated 462 residents. The 2020 count to the 2023 estimate shows about 2.9% growth in Hickory Grove. Begin with the payment, then weigh APR and total interest across the lenders that reach Hickory Grove's 462 residents. The closest larger city is Sharon, SC about 5 miles away.

Hickory Grove: the sourced local profile

Hickory Grove is a small community; the notes below cover its population profile and the statewide rules that apply.

What South Carolina law requires in Hickory Grove

This table holds the South Carolina rate and licensing rules for consumer loans made to Hickory Grove's 462 residents.

RuleDetailSource
State lending regulatorSouth Carolina State Board of Financial Institutions - Consumer Finance Division (Office of the Commissioner of Consumer Finance)
Source says: "South Carolina State Board of Financial Institutions Office of the Commissioner of Consumer Finance" (site heading).		South Carolina State Board of Financial Institutions - Consumer Finance Division
as of 2026-09-16
Payday lending statusLegal for licensed deferred presentment providers; max $550 advanced at one time; fee limited to 15% of principal; term up to 31 days; 2025 repeal bill S.379 introduced but not enacted.
Source says: "The total amount advanced by a licensee to any customer at one time for deferred presentment or deposit may not exceed five hundred fifty dollars" (34-39-180(B)); fees capped at "fifteen percent of the principal amount of the transaction" (34-39-180(E)).		South Carolina Legislature (S.C. Code of Laws)
as of 2026-09-16
Small-loan / installment lender licensingConsumer Finance Division licenses and regulates companies making consumer loans with APRs exceeding 12% (Title 37 Consumer Protection Code; Consumer Finance Act, Title 34, ch. 29).
Source says: "The Consumer Finance Division (CFD) licenses and regulates the business activities of all companies... that make consumer loans which have annual percentage rates exceeding 12%."		South Carolina State Board of Financial Institutions - Consumer Finance Division
as of 2026-09-16

Where Hickory Grove sits in South Carolina

Among South Carolina's 271 places, Hickory Grove sits at 192nd for population, a share of roughly 0.0% of the state. Its 2020-to-2023 change ranks 94th of 271 South Carolina places, putting it near the 65th percentile for growth. Its roughly 273 residents per square mile place it 195th among South Carolina's places. Between 2020 and 2023 the count changed by roughly 13 residents.

How a Hickory Grove personal loan is priced

Hickory Grove is a small community of about 462 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Federal Truth in Lending rules require a Hickory Grove lender to disclose the APR and finance charge before you sign. The term you choose in Hickory Grove decides the split between a comfortable payment and the total interest you pay.

What is available to Hickory Grove borrowers

At roughly 273 people per square mile, Hickory Grove is lightly settled; 85 larger places lie within 50 miles. Distance to a branch rarely matters for Hickory Grove's 462 residents: the application is online and the price follows your credit file. The nearest bigger place is Sharon, SC about 5 miles away.

Hickory Grove on the map

Hickory Grove covers about 1.7 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. Spread across it are roughly 273 residents per square mile. Charleston, the largest place in South Carolina, is about 170 miles from Hickory Grove. Hickory Grove has 85 larger places within a 50-mile radius. Within the same 50 miles lie 16 smaller Census places.

Compare personal loan offers Run the numbers first

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Hickory Grove if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Hickory Grove is the same as anywhere in South Carolina.
What loan size can I expect in Hickory Grove?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Hickory Grove?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Hickory Grove cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

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