Personal loans in Grover, NC
Grover added about 1.4% to its population between the 2020 base and the 2023 estimate. The Census estimates 813 residents in Grover, which ranks it 361st of 549 places in North Carolina.
A personal loan in Grover is priced from your credit file and income, not from the fact that the city holds 813 people. For a community of about 813, the practical step is to compare APR across at least three lenders before committing. State law, not city hall, decides what a lender may do to Grover's roughly 813 residents, and a state regulator supervises it. The closest larger place is Blacksburg, SC about 5 miles away.
What the Census records for Grover
Most of what governs a Grover loan is written in North Carolina law rather than in the city; the sourced notes below make that split concrete.
- Population: a Census-estimated 813, 361st among North Carolina's 549 places (Vintage 2023).
- Population trend: Growth of about 1.4% across the 2020-to-2023 comparison.
- Change in people: the 2020-to-2023 comparison is a gain of about 11 residents.
- Size percentile: bigger than about 34% of the places in North Carolina, with 813 residents in Grover.
- Population density: 850 people per square mile on 1.0 square miles of land.
- Land area rank: Grover's 1.0 square miles rank 451st of 549 places in North Carolina.
- Water area rank: Grover ranks 190th among North Carolina's 549 places, with 0.03 sq mi.
- Within North Carolina: about 0.0% of the state's population lives in Grover.
- National rank: Grover is the 11,114th most populous of the 19,457 Census places covered here.
- Growth rank: Grover ranks 306th among North Carolina's 549 places for the 2020-to-2023 change.
- Versus North Carolina: the state average change is +2.9%, while Grover moved 1.4%.
- Density rank: Grover places 235th among North Carolina's places by people per square mile.
- Density in context: Grover's 850 people per square mile sit against a North Carolina median of 758.
- Location: 35.1717 / -81.4581, per the US Census Bureau Gazetteer.
- Nearest larger cities: Blacksburg (5 mi); Kings Mountain (8 mi); Shelby (10 mi); Bessemer City (13 mi); Boiling Springs (13 mi). For most borrowers the comparison happens online, not at a branch.
- Smaller communities close by: Earl (5 mi); Patterson Springs (5 mi); Smyrna (9 mi), each with its own Census population profile.
- Smaller places within 50 miles: 27 of them.
- Within 100 miles: 242 places are larger than Grover.
The state rulebook for Grover
For the roughly 813 residents of Grover, the rules below are North Carolina's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | North Carolina Office of the Commissioner of Banks (NCCOB) Source says: "Lenders operating under the CFA must be licensed by and are subject to regulation by the NCCOB." | North Carolina Office of the Commissioner of Banks as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | For loans of $25,000 or less: greater of the 6-month U.S. Treasury bill rate + 6% or 16% (G.S. 24-1.1(c)); any agreed rate above $25,000 Source says: "plus six percent (6%), rounded upward or downward ... or sixteen percent (16%), whichever is greater" | North Carolina General Assembly as of 2026-09-16 |
| Payday lending status | Payday lenders shut down in North Carolina; online payday lending remains an enforcement target Source says: "Payday Lenders: Shut Down In NC, But Still Victimizing Borrowers Online" | North Carolina Department of Justice (Office of the Attorney General) as of 2026-09-16 |
Inside a Grover personal loan
With roughly 813 residents, Grover is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Two numbers drive a Grover loan: the APR, which includes fees, and the term, which decides how long you keep paying. The term you choose in Grover decides the split between a comfortable payment and the total interest you pay.
Land, water and location for Grover
Inside Grover's boundaries lie roughly 1.0 square miles of land and 0.03 square miles of water. The resulting density is about 850 people per square mile. For the state's biggest city, Charlotte, the distance is roughly 36 miles. Counting outward 50 miles, 88 larger communities surround Grover. The 100-mile radius contains 242 larger places.
How Grover compares across North Carolina
Within North Carolina, Grover holds roughly 0.0% of all residents, the 361st-largest share among 549 places. For population change between 2020 and 2023, Grover ranks 306th of 549 in North Carolina (about the 44th percentile). At about 850 people per square mile, Grover is the 235th most densely settled place in North Carolina. The population moved by about 11 people between 2020 and 2023, a 1.4% shift.
Getting a loan in Grover
At roughly 850 people per square mile, Grover is moderately settled; 88 larger places lie within 50 miles. A North Carolina licence lets a lender serve Grover without a local office, so branch density does not change what its 813 residents are offered. For a larger market, the closest option is Blacksburg, SC about 5 miles away.
Common questions
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Nearby places
- Blacksburg, SC — population 1,912
- Earl, NC — population 206
- Patterson Springs, NC — population 584
- Kings Mountain, NC — population 11,823
- Smyrna, SC — population 57
- Shelby, NC — population 22,010
- Waco, NC — population 315
- Hickory Grove, SC — population 462