Personal loans in Smyrna, SC

If debt is already a strain, a nonprofit credit counsellor can help Smyrna residents before they take on more. Which products a lender may offer to Smyrna's 57 residents follows from the South Carolina consumer-lending framework. For practical purposes, Smyrna's population was stable from the 2020 base to the 2023 estimate. The closest larger city is Hickory Grove, SC about 5 miles away.

Smyrna: population, trend and location

Set out below is Smyrna's local context next to the state-level rules that reach every lender here.

• Population: 57 residents; Smyrna is the 267th-largest of 271 places in South Carolina (US Census Bureau, Vintage 2023).
• Population trend: About level with the 2020 Census.
• Size percentile: Smyrna's 57 people outrank roughly 1% of the places in South Carolina.
• Land and density: 0.7 square miles of land carry roughly 81 residents per square mile.
• Land area rank: Smyrna's 0.7 square miles rank 253rd of 271 places in South Carolina.
• State share: roughly 0.0% of South Carolina's residents live in Smyrna (57 people).
• National standing: Smyrna ranks 18,881st of 19,457 US places.
• Growth rank: Smyrna ranks 159th among South Carolina's 271 places for the 2020-to-2023 change.
• Versus South Carolina: the state average change is +2.6%, while Smyrna moved 0.0%.
• Density rank: Smyrna places 257th among South Carolina's places by people per square mile.
• Density in context: Smyrna's 81 people per square mile sit against a South Carolina median of 584.
• Location: latitude 35.0420, longitude -81.4094 (Census Gazetteer).
• Nearest larger cities: Hickory Grove (5 mi); Sharon (7 mi); Blacksburg (8 mi); Grover (9 mi); York (10 mi). Lenders licensed in the state serve Smyrna whether or not they keep a local branch.
• Smaller places nearby: Jenkinsville (51 mi); Peak (56 mi); Cope (117 mi).
• Smaller places within 50 miles: 0 of them.
• Larger places within 100 miles: 326.

Inside a Smyrna personal loan

A Smyrna personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 57 residents. Two numbers drive a Smyrna loan: the APR, which includes fees, and the term, which decides how long you keep paying. Because the payment is fixed, the total cost of a Smyrna loan is knowable in advance — unlike a revolving card balance.

What South Carolina law requires in Smyrna

These are South Carolina's sourced lending facts as they reach Smyrna's 57 residents; the state has no city-level rate rule.

The geography behind Smyrna

Smyrna covers about 0.7 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. Spread across it are roughly 81 residents per square mile. Charleston, the largest place in South Carolina, is about 174 miles from Smyrna. Smyrna has 105 larger places within a 50-mile radius. Within the same 50 miles lie 0 smaller Census places.

Lender access in Smyrna

With about 81 residents per square mile, Smyrna is sparsely settled, and 105 larger Census places sit within 50 miles. What is available to Smyrna's 57 borrowers is set by South Carolina licensing and your own credit, not by how many branches are nearby. The nearest larger city, Hickory Grove, SC about 5 miles away.

Smyrna against the rest of South Carolina

Smyrna is the 267th-largest of 271 Census places in South Carolina and contains about 0.0% of the state's people. For population change between 2020 and 2023, Smyrna ranks 159th of 271 in South Carolina (about the 41th percentile). By density, at about 81 people per square mile, it ranks 257th in South Carolina. By land area, its 0.7 square miles rank 253rd of 271 places in South Carolina.