Personal loans in Clover, SC

Clover is one of 271 Census places in South Carolina; its 7,391 residents put it at 53rd. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Clover's 7,391 residents. The trend for Clover between 2020 and 2023 is upward by roughly 10.7%. For a bigger market, look to York, SC about 8 miles away.

The Clover data picture

Most of what governs a Clover loan is written in South Carolina law rather than in the city; the sourced notes below make that split concrete.

• Population: the Census counts 7,391 residents in Clover (Vintage 2023 subcounty estimate), the 53rd-largest figure among South Carolina's 271 places.
• Population trend: About 10.7% above the 2020 Census base.
• Change in people: the 2020-to-2023 comparison is a gain of about 717 residents.
• Size percentile: Clover sits ahead of around 80% of South Carolina places, at 7,391 people.
• Density: the Census land area of 4.7 sq mi holds about 1,562 people per square mile.
• Land area: Clover covers 4.7 square miles, the 81st-largest area among South Carolina's 271 places.
• Water area rank: Clover ranks 115th among South Carolina's 271 places, with 0.01 sq mi.
• Within South Carolina: about 0.4% of the state's population lives in Clover.
• National rank: Clover is 3,864th of 19,457 places nationwide.
• Growth in South Carolina: Clover stands 21st by percentage change from 2020 to 2023, among 271 places.
• State comparison: South Carolina's places average +2.6% for 2020-to-2023, against Clover's 10.7%.
• Density rank: Clover places 29th among South Carolina's places by people per square mile.
• Density in context: Clover's 1,562 people per square mile sit against a South Carolina median of 584.
• Location: 35.1116, -81.2203 (US Census Bureau Gazetteer).
• Nearest larger cities: York (8 mi); Gastonia (10 mi); Kings Mountain (11 mi); Belmont (13 mi); Tega Cay (13 mi). Larger metros often have more branches, but online lenders reach Clover on the same terms.
• Smaller towns nearby: Cramerton (12 mi); Smyrna (12 mi); Bessemer City (12 mi).
• Smaller neighbours: 77 places smaller than Clover sit within 50 miles.
• At 100 miles: 81 larger Census places fall inside that radius.

Which South Carolina laws govern a loan in Clover

South Carolina has no separate rate rule for Clover; the sourced rows below are what reach every lender that serves its 7,391 people.

Where Clover sits

Inside Clover's boundaries lie roughly 4.7 square miles of land and 0.01 square miles of water. Spread across it are roughly 1,562 residents per square mile. The state's population centre of gravity, Charleston, is roughly 173 miles away. A 50-mile radius around Clover takes in 34 places that are larger. Within the same 50 miles lie 77 smaller Census places.

Borrowing reach in Clover

At roughly 1,562 people per square mile, Clover is moderately settled; 34 larger places lie within 50 miles. Whether Clover has a local branch or not, a South Carolina-licensed lender can serve its 7,391 people online on the same terms. For a larger market, the closest option is York, SC about 8 miles away.

What to do before borrowing in Clover

These steps shape the offer you get in Clover, a place of about 7,391 people:

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Get several pre-qualifications and compare APR side by side before choosing.
4. Verify the lender's South Carolina licence with the regulator listed on this page.
5. Test the payment against your current bills before you commit.
6. Pick the shortest term whose payment you can comfortably afford.
7. Keep the amount to the expense; an approval is not a reason to take more.

In Clover as elsewhere in South Carolina, the written terms — not the advertisement — are what count for its 7,391 residents.

Clover's place among South Carolina's 271 places

Against South Carolina's other places, Clover accounts for about 0.4% of the state's population and ranks 53rd of 271 by size. For population change between 2020 and 2023, Clover ranks 21st of 271 in South Carolina (about the 92th percentile). Its roughly 1,562 residents per square mile place it 29th among South Carolina's places. The population moved by about 717 people between 2020 and 2023, a 10.7% shift.