Personal loans in Lowrys, SC

Two households in Lowrys with comparable incomes can still be offered different rates; the city's 183 residents are not the reason. The Census counts 183 people in Lowrys, the 234th-largest figure among South Carolina's 271 places.

By the Personalloaner Editorial Team · Last updated 2026-09-16

Compare loan offers Run the numbers first

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Judge Lowrys offers on total cost, not on how quickly the money arrives. Lowrys lost roughly 1.1% of its population across the 2020-to-2023 comparison. A lender that serves Lowrys operates under South Carolina lending statutes and a South Carolina supervisor. The closest larger place is McConnells, SC about 5 miles away.

Where Lowrys stands

The figures below are Lowrys's own — Census population, land area and coordinates — followed by the South Carolina rules.

Land, water and location for Lowrys

Lowrys's land area is roughly 3.2 square miles, and the Gazetteer records no significant water area within it. Spread across it are roughly 58 residents per square mile. The state's population centre of gravity, Charleston, is roughly 155 miles away. Lowrys has 90 larger places within a 50-mile radius. Within the same 50 miles lie 5 smaller Census places.

What shapes a Lowrys personal loan

Lowrys is a small community of about 183 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The rate you see advertised is a range, not a promise, until a lender reviews your file in Lowrys. Because the payment is fixed, the total cost of a Lowrys loan is knowable in advance — unlike a revolving card balance.

Where Lowrys sits in South Carolina

Among South Carolina's 271 places, Lowrys sits at 234th for population, a share of roughly 0.0% of the state. For population change between 2020 and 2023, Lowrys ranks 186th of 271 in South Carolina (about the 31th percentile). At about 58 people per square mile, Lowrys is the 265th most densely settled place in South Carolina. The population moved by about 2 people between 2020 and 2023, a 1.1% shift.

South Carolina rules behind a Lowrys personal loan

When South Carolina does not publish a figure, the row links to the source instead of inventing a number; Lowrys is bound by the same rules.

RuleDetailSource
State lending regulatorSouth Carolina State Board of Financial Institutions - Consumer Finance Division (Office of the Commissioner of Consumer Finance)
Source says: "South Carolina State Board of Financial Institutions Office of the Commissioner of Consumer Finance" (site heading).		South Carolina State Board of Financial Institutions - Consumer Finance Division
as of 2026-09-16
Supervised loan threshold (state-specific rule)Consumer loans with a finance charge above 12%/year are "supervised loans" requiring licensed supervised lenders; supervised lenders may charge up to 18% per year on unpaid balances.
Source says: "Supervised loan means a consumer loan in which the rate of the loan finance charge exceeds twelve percent per year" (37-3-301); "eighteen percent per year on the unpaid balances of principal" (37-3-201(2)(c)).		South Carolina Legislature (S.C. Code of Laws)
as of 2026-09-16
Maximum legal interest rate (usury cap)8.75% per annum statutory legal rate where no rate is agreed (judgment rate: Wall Street Journal prime + 4 points).
Source says: "the legal interest shall be at the rate of eight and three-fourths percent per annum" (S.C. Code 34-31-20(A)).		South Carolina Legislature (S.C. Code of Laws)
as of 2026-09-16

A practical checklist for Lowrys borrowers

Before you apply in Lowrys, a community of about 183, work through these steps:

  1. Start with the credit file: order the reports, fix the errors, then apply.
  2. Use the loan calculator to test the payment on your intended amount and term.
  3. Line up several pre-qualified offers and let the APR decide.
  4. Make sure the lender appears in the South Carolina regulator's licence list.
  5. Borrow only what the purpose requires, not the maximum you are offered.
  6. Write down the purpose of the loan and your repayment plan before you apply.
  7. If the balances are already a strain, seek nonprofit credit counselling before adding a loan.

What differs between Lowrys and the rest of South Carolina is not the process but the borrower's own file, among the 183 people here.

Compare personal loan offers Run the numbers first

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Lowrys if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Lowrys is the same as anywhere in South Carolina.
What loan size can I expect in Lowrys?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Lowrys?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Lowrys cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

Related