Personal loans in Marquette, WI
Marquette counts about 172 people, and what is genuinely local about borrowing here is limited — Wisconsin law does the governing. With an estimated 172 residents, Marquette is the 580th-largest of 605 places in Wisconsin.
Census figures show Marquette holding steady across 2020 to 2023. Consumer lending that reaches Marquette's 172 residents is governed by Wisconsin statute; no city ordinance changes it. If debt is already a strain, a nonprofit credit counsellor can help Marquette residents before they take on more. The nearest larger metro is Kingston, WI about 4 miles away.
Where Marquette stands
What follows is Marquette's place in the Census record, alongside the Wisconsin rules that govern a personal loan made here.
- Population: 172 people, a figure that places Marquette 580th among the 605 Census places in Wisconsin (US Census Bureau, Vintage 2023).
- Population trend: Steady across the 2020-to-2023 comparison.
- Size percentile: Marquette's 172 people outrank roughly 4% of the places in Wisconsin.
- Population density: 457 people per square mile on 0.4 square miles of land.
- Land area rank: Marquette's 0.4 square miles rank 593rd of 605 places in Wisconsin.
- State population share: Marquette accounts for about 0.0% of everyone in Wisconsin.
- Nationally: Marquette is the 16,916th-largest of 19,457 Census places in the dataset.
- Growth rank: Marquette's 2020-to-2023 change ranks 269th of 605 places in Wisconsin.
- Against the state trend: Marquette's 0.0% change compares with a Wisconsin average of +0.4% across its 605 places.
- Density rank: Marquette places 439th among Wisconsin's places by people per square mile.
- Density vs Wisconsin: Marquette's 457 people per square mile compare with a state median of 800.
- Location: the Census Gazetteer records it at 43.7464, -89.1384.
- Nearest larger cities: Kingston (4 mi); Princeton (8 mi); Markesan (8 mi); Montello (10 mi); Green Lake (11 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Nearest smaller places: Nelsonville (52 mi); Lime Ridge (55 mi); Hustler (57 mi).
- Smaller places within 50 miles: 0 of them.
- Within 100 miles: 431 places are larger than Marquette.
How Wisconsin law applies in Marquette
Wisconsin has no separate rate rule for Marquette; the sourced rows below are what reach every lender that serves its 172 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Wisconsin Department of Financial Institutions (DFI), Division of Banking Source says: "Department" means the department of financial institutions | Wisconsin State Legislature as of 2026-09-16 |
| Small-loan / installment lender licensing | Licensed lender license required from the Division of Banking (Wis. Stat. § 138.09) Source says: Before any person may do business under this section, that person shall first obtain a license from the division. | Wisconsin State Legislature as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per year maximum ($12 per $100) on the declining principal balance, except as authorized by other statutes (Wis. Stat. § 138.05(1)(a)) Source says: At the rate of $12 upon $100 for one year computed upon the declining principal balance of the loan or forbearance | Wisconsin State Legislature as of 2026-09-16 |
Land, water and location for Marquette
Marquette covers about 0.4 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. With 172 residents, the land area yields roughly 457 people per square mile. The largest place in Wisconsin, Milwaukee, lies about 75 miles away. A 50-mile radius around Marquette takes in 108 places that are larger. The 100-mile radius contains 431 larger places.
How Marquette compares across Wisconsin
Against Wisconsin's other places, Marquette accounts for about 0.0% of the state's population and ranks 580th of 605 by size. Its 2020-to-2023 change ranks 269th of 605 Wisconsin places, putting it near the 56th percentile for growth. Its roughly 457 residents per square mile place it 439th among Wisconsin's places. In land area, Marquette ranks 593rd among Wisconsin's 605 places.
The anatomy of a Marquette personal loan
Marquette is a small community of about 172 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. A lender serving Marquette's 172 residents must disclose the APR and finance charge in writing before you sign. The term you choose in Marquette decides the split between a comfortable payment and the total interest you pay.
Steps to take before a Marquette loan
A sensible order of operations for a loan in Marquette, home to about 172 people:
- Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
- Use the loan calculator to test the payment on your intended amount and term.
- Get several pre-qualifications and compare APR side by side before choosing.
- Look the lender up in the Wisconsin regulator's licence records before you sign.
- Make sure the new payment leaves room in a budget you already keep.
- Pick the shortest term whose payment you can comfortably afford.
- Borrow only what the purpose requires, not the maximum you are offered.
What differs between Marquette and the rest of Wisconsin is not the process but the borrower's own file, among the 172 people here.
Common questions
What are my options in Marquette if my credit is poor?
What loan size can I expect in Marquette?
Do I have to pledge anything to borrow in Marquette?
Does comparing loans in Marquette cost me credit score points?
Nearby places
- Kingston, WI — population 284
- Princeton, WI — population 1,262
- Markesan, WI — population 1,375
- Friesland, WI — population 316
- Montello, WI — population 1,449
- Green Lake, WI — population 1,024
- Cambria, WI — population 766
- Neshkoro, WI — population 418