Personal loans in Cambria, WI

Population in Cambria dropped about 0.9% over the three years from 2020 to 2023. If debt is already a strain, a nonprofit credit counsellor can help Cambria residents before they take on more. A larger market lies at Randolph, WI about 5 miles away. A single loan can carry different costs on either side of a state line, and Cambria sits on the Wisconsin side of that line.

Borrowing in Cambria: the local picture

Here is the sourced Census picture for Cambria, plus the Wisconsin lending rules that apply to a loan taken out here.

• Population: about 766 people live here, which puts Cambria 406th of 605 Census places in Wisconsin (Vintage 2023).
• Population trend: Lower by roughly 0.9% since the 2020 count.
• Absolute change: 7 residents lost between 2020 and 2023.
• Size percentile: about 33% of Wisconsin's Census places are smaller than Cambria.
• Land and density: 1.0 square miles of land carry roughly 780 residents per square mile.
• Land area: Cambria covers 1.0 square miles, the 499th-largest area among Wisconsin's 605 places.
• Water area: Cambria has 0.05 square miles of water, ranking 234th of 605 places in Wisconsin.
• Within Wisconsin: about 0.0% of the state's population lives in Cambria.
• Nationally: Cambria is the 11,373rd-largest of 19,457 Census places in the dataset.
• Growth rank: Cambria's 2020-to-2023 change ranks 382nd of 605 places in Wisconsin.
• Versus Wisconsin: the state average change is +0.4%, while Cambria moved 0.9%.
• Density rank: Cambria is the 311th most densely settled place in Wisconsin.
• Density vs Wisconsin: Cambria's 780 people per square mile compare with a state median of 800.
• Location: coordinates 43.5414, -89.1115 (US Census Bureau Gazetteer).
• Nearest larger cities: Randolph (5 mi); Rio (9 mi); Pardeeville (10 mi); Fox Lake (10 mi); Fall River (11 mi). Living near a larger metro rarely changes what is available in Cambria.
• Smaller communities close by: Friesland (4 mi); Doylestown (8 mi); Wyocena (10 mi), each with its own Census population profile.
• Smaller neighbours: 29 places smaller than Cambria sit within 50 miles.
• At 100 miles: 350 larger Census places fall inside that radius.

How personal loans work in Cambria

A Cambria personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 766 residents. A lender serving Cambria's 766 residents must disclose the APR and finance charge in writing before you sign. A longer term lowers the monthly payment on a Cambria loan but raises total interest, so the smallest payment is not the cheapest loan.

How lenders reach Cambria

At roughly 780 people per square mile, Cambria is moderately settled; 93 larger places lie within 50 miles. Lenders licensed in Wisconsin reach Cambria's 766 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Randolph, WI about 5 miles away.

Cambria in state context

Set beside Wisconsin's 605 places, Cambria ranks 406th by population and holds about 0.0% of the state total. On the 2020-to-2023 trend, Cambria stands 382nd among Wisconsin's 605 places — roughly the 37th percentile. By density, at about 780 people per square mile, it ranks 311th in Wisconsin. The population moved by about 7 people between 2020 and 2023, a 0.9% shift.

A practical checklist for Cambria borrowers

Complete these steps first when you borrow in Cambria (766 residents):

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
4. Verify the lender's Wisconsin licence with the regulator listed on this page.
5. Do not borrow more than the expense calls for, even if a lender approves a larger amount.
6. Decide the purpose and how you will repay it before approaching any lender.
7. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.

None of these steps is Cambria-specific: the same Wisconsin licensing and disclosure rules reach all 766 residents.

Which Wisconsin laws govern a loan in Cambria

Every row below records a Wisconsin rule, its publisher and its retrieval date — the same rules a Cambria lender must follow.