Personal loans in Friesland, WI

From the 2020 Census base to the 2023 estimate, the population declined by about 0.6%. The Census estimates 316 residents in Friesland, which ranks it 539th of 605 places in Wisconsin.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

A personal loan in Friesland is priced from your credit file and income, not from the fact that the city holds 316 people. Judge Friesland offers on total cost, not on how quickly the money arrives. For the 316 people in Friesland, Wisconsin runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. The next larger city is Cambria, WI about 4 miles away.

Where Friesland stands

Friesland is a small community; the notes below cover its population profile and the statewide rules that apply.

Getting a loan in Friesland

Friesland is a lightly settled community of about 316 people, with 116 larger places inside a 50-mile radius. Lenders licensed in Wisconsin reach Friesland's 316 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Cambria, WI about 4 miles away.

The Wisconsin lending rules that reach Friesland

For the roughly 316 residents of Friesland, the rules below are Wisconsin's own; each row carries its publisher and retrieval date.

RuleDetailSource
State lending regulatorWisconsin Department of Financial Institutions (DFI), Division of Banking
Source says: "Department" means the department of financial institutions
Wisconsin State Legislature
as of 2026-09-16
Maximum legal interest rate (usury cap)12% per year maximum ($12 per $100) on the declining principal balance, except as authorized by other statutes (Wis. Stat. § 138.05(1)(a))
Source says: At the rate of $12 upon $100 for one year computed upon the declining principal balance of the loan or forbearance
Wisconsin State Legislature
as of 2026-09-16
Payday lending statusLegal and licensed by the DFI Division of Banking; statewide database tracking (Wis. Stat. § 138.14)
Source says: "Licensee" means a person holding a license issued by the division under sub. (5)
Wisconsin State Legislature
as of 2026-09-16

Before you apply in Friesland

For Friesland's roughly 316 residents, these are the steps that most influence the offer:

  1. Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
  2. Price the payment first with our personal loan calculator before any lender quotes you.
  3. Line up several pre-qualified offers and let the APR decide.
  4. Confirm the Wisconsin licence with the regulator named above before committing.
  5. Be clear on what the loan is for and how it gets repaid.
  6. When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
  7. Check the disclosure for fees that raise the true cost above the quoted rate.

The process is identical across Wisconsin; what changes is your credit file, not the fact that Friesland holds 316 people.

Where Friesland sits in Wisconsin

Among Wisconsin's 605 places, Friesland sits at 539th for population, a share of roughly 0.0% of the state. On the 2020-to-2023 trend, Friesland stands 351st among Wisconsin's 605 places — roughly the 42th percentile. Its roughly 313 residents per square mile place it 510th among Wisconsin's places. By land area, its 1.0 square miles rank 484th of 605 places in Wisconsin.

The geography behind Friesland

Friesland covers about 1.0 square miles of land, with 0.01 square miles of water inside its boundaries (Census Gazetteer). Spread across it are roughly 313 residents per square mile. The largest place in Wisconsin, Milwaukee, lies about 66 miles away. A 50-mile radius around Friesland takes in 116 places that are larger. The 100-mile radius contains 430 larger places.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Friesland if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Friesland is the same as anywhere in Wisconsin.
What loan size can I expect in Friesland?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Friesland?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Friesland cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

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