Personal loans in Markesan, WI
Rate ceilings, licensing requirements and product limits for Markesan are all set at the Wisconsin level. At about 1,375 residents, Markesan is larger than roughly 47% of the places in Wisconsin.
Personal loans in Markesan are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 1,375 population. Population in Markesan dropped about 0.4% over the three years from 2020 to 2023. For a community of about 1,375, the practical step is to compare APR across at least three lenders before committing. The closest larger place is Fox Lake, WI about 11 miles away.
Markesan: the sourced local profile
Here is the sourced Census picture for Markesan, plus the Wisconsin lending rules that apply to a loan taken out here.
- Population: 1,375 residents; Markesan is the 320th-largest of 605 places in Wisconsin (US Census Bureau, Vintage 2023).
- Population trend: Down about 0.4% from the 2020 Census base to the 2023 estimate.
- Change in people: the 2020-to-2023 comparison is a loss of about 5 residents.
- Size percentile: about 47% of Wisconsin's Census places are smaller than Markesan.
- Population density: about 592 people per square mile (Census land area 2.3 sq mi).
- Land area rank: Markesan's 2.3 square miles rank 282nd of 605 places in Wisconsin.
- Water: Markesan holds about 0.02 square miles, the 328th-largest water area in Wisconsin.
- Share of Wisconsin: Markesan holds about 0.0% of the state's population, some 1,375 people.
- National standing: Markesan ranks 9,030th of 19,457 US places.
- Growth rank: Markesan's 2020-to-2023 change ranks 319th of 605 places in Wisconsin.
- Versus Wisconsin: the state average change is +0.4%, while Markesan moved 0.4%.
- Density rank: Markesan is the 379th most densely settled place in Wisconsin.
- Against the state median: Markesan runs about 592 residents per square mile, where the Wisconsin median is 800.
- Location: 43.7108, -88.9912 (Census Gazetteer coordinates).
- Nearest larger cities: Fox Lake (11 mi); Randolph (12 mi); Ripon (12 mi); Waupun (14 mi); Berlin (18 mi). Online lenders reach Markesan no matter how far the nearest branch is.
- Smaller towns nearby: Fairwater (7 mi); Kingston (7 mi); Marquette (8 mi).
- Within a 50-mile radius: 50 smaller Census places.
- At 100 miles: 263 larger Census places fall inside that radius.
How a Markesan personal loan is priced
In Markesan, a small community of about 1,375, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Because pricing is borrower-level, two people in Markesan can be quoted different APRs on the same amount and term. Because the payment is fixed, the total cost of a Markesan loan is knowable in advance — unlike a revolving card balance.
Markesan's place among Wisconsin's 605 places
Among Wisconsin's 605 places, Markesan sits at 320th for population, a share of roughly 0.0% of the state. Its 2020-to-2023 change ranks 319th of 605 Wisconsin places, putting it near the 47th percentile for growth. At about 592 people per square mile, Markesan is the 379th most densely settled place in Wisconsin. Within 50 miles sit 50 smaller Census places, alongside the 69 that are larger.
The Markesan borrowing checklist
These steps shape the offer you get in Markesan, a place of about 1,375 people:
- Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
- Test your amount and term in the personal loan calculator first.
- Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
- Look the lender up in the Wisconsin regulator's licence records before you sign.
- Weigh a shorter term's higher payment against the interest it saves.
- Borrow only what the purpose requires, not the maximum you are offered.
- Decide the purpose and how you will repay it before approaching any lender.
What differs between Markesan and the rest of Wisconsin is not the process but the borrower's own file, among the 1,375 people here.
Markesan on the map
Inside Markesan's boundaries lie roughly 2.3 square miles of land and 0.02 square miles of water. That land carries about 592 people per square mile. The largest place in Wisconsin, Milwaukee, lies about 68 miles away. Within 50 miles of Markesan there are 69 larger Census places. Within the same 50 miles lie 50 smaller Census places.
The Wisconsin lending rules that reach Markesan
Wisconsin has no separate rate rule for Markesan; the sourced rows below are what reach every lender that serves its 1,375 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Wisconsin Department of Financial Institutions (DFI), Division of Banking Source says: "Department" means the department of financial institutions | Wisconsin State Legislature as of 2026-09-16 |
| Payday lending status | Legal and licensed by the DFI Division of Banking; statewide database tracking (Wis. Stat. § 138.14) Source says: "Licensee" means a person holding a license issued by the division under sub. (5) | Wisconsin State Legislature as of 2026-09-16 |
| Small-loan / installment lender licensing | Licensed lender license required from the Division of Banking (Wis. Stat. § 138.09) Source says: Before any person may do business under this section, that person shall first obtain a license from the division. | Wisconsin State Legislature as of 2026-09-16 |
Common questions
What are my options in Markesan if my credit is poor?
What loan size can I expect in Markesan?
Do I have to pledge anything to borrow in Markesan?
Does comparing loans in Markesan cost me credit score points?
Nearby places
- Fairwater, WI — population 341
- Green Lake, WI — population 1,024
- Kingston, WI — population 284
- Friesland, WI — population 316
- Marquette, WI — population 172
- Fox Lake, WI — population 1,603
- Randolph, WI — population 1,769
- Princeton, WI — population 1,262