Personal loans in Wyocena, WI

Two households in Wyocena with comparable incomes can still be offered different rates; the city's 741 residents are not the reason. For the 741 people in Wyocena, Wisconsin runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. Verify the lender's Wisconsin licence against the regulator named below before borrowing in Wyocena. The closest larger city is Pardeeville, WI about 3 miles away.

Wyocena by the numbers

Read the local figures below as context; read the sourced Wisconsin table as the rulebook a lender here must follow.

• Population: 741 people, a figure that places Wyocena 410th among the 605 Census places in Wisconsin (US Census Bureau, Vintage 2023).
• Population trend: Roughly 2.2% fewer residents than the 2020 Census counted.
• Net change: roughly 17 fewer people than the 2020 Census counted.
• Size percentile: roughly 32% of Wisconsin's places have fewer residents than Wyocena's 741.
• Density: the Census land area of 1.4 sq mi holds about 517 people per square mile.
• Land area: Wyocena covers 1.4 square miles, the 403rd-largest area among Wisconsin's 605 places.
• Water area rank: Wyocena ranks 173rd among Wisconsin's 605 places, with 0.13 sq mi.
• Share of state population: Wyocena's 741 residents are about 0.0% of Wisconsin.
• National rank: Wyocena is the 11,523rd most populous of the 19,457 Census places covered here.
• Growth rank: Wyocena ranks 523rd among Wisconsin's 605 places for the 2020-to-2023 change.
• Against the state trend: Wyocena's 2.2% change compares with a Wisconsin average of +0.4% across its 605 places.
• Density rank: Wyocena is the 416th most densely settled place in Wisconsin.
• Density in context: Wyocena's 517 people per square mile sit against a Wisconsin median of 800.
• Location: latitude 43.4932, longitude -89.3018 (Census Gazetteer).
• Nearest larger cities: Pardeeville (3 mi); Rio (4 mi); Poynette (9 mi); Portage (9 mi); Cambria (10 mi). For most borrowers the comparison happens online, not at a branch.
• Nearest smaller towns: Doylestown (9 mi); Friesland (14 mi); Kingston (16 mi) — useful context for the surrounding area.
• Smaller neighbours: 32 places smaller than Wyocena sit within 50 miles.
• At 100 miles: 360 larger Census places fall inside that radius.

The geography behind Wyocena

The Census Gazetteer records 1.4 square miles of land and 0.13 square miles of water within Wyocena. That land carries about 517 people per square mile. The largest place in Wisconsin, Milwaukee, lies about 73 miles away. Counting outward 50 miles, 89 larger communities surround Wyocena. Within the same 50 miles lie 32 smaller Census places.

The Wyocena borrowing checklist

These steps shape the offer you get in Wyocena, a place of about 741 people:

1. Pull your credit reports first and correct any error before a lender sees the file.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Look the lender up in the Wisconsin regulator's licence records before you sign.
5. Read the disclosure for an origination fee and any prepayment penalty before signing.
6. Check that the monthly payment fits your budget next to your existing obligations.
7. Weigh a shorter term's higher payment against the interest it saves.

In Wyocena as elsewhere in Wisconsin, the written terms — not the advertisement — are what count for its 741 residents.

Wyocena in state context

Set beside Wisconsin's 605 places, Wyocena ranks 410th by population and holds about 0.0% of the state total. On the 2020-to-2023 trend, Wyocena stands 523rd among Wisconsin's 605 places — roughly the 14th percentile. By density, at about 517 people per square mile, it ranks 416th in Wisconsin. The population moved by about 17 people between 2020 and 2023, a 2.2% shift.

What a Wyocena borrower is actually offered

A Wyocena personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 741 residents. Because pricing is borrower-level, two people in Wyocena can be quoted different APRs on the same amount and term. A longer term lowers the monthly payment on a Wyocena loan but raises total interest, so the smallest payment is not the cheapest loan.

Wisconsin consumer-lending rules applied in Wyocena

These are Wisconsin's sourced lending facts as they reach Wyocena's 741 residents; the state has no city-level rate rule.