Personal loans in Montello, WI
For the 1,449 people in Montello, Wisconsin runs its own consumer-lending licensing, and the sourced table below lists the figures that apply.
The Census estimates 1,449 residents in Montello, which ranks it 308th of 605 places in Wisconsin. Personal loans in Montello are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 1,449 population. Montello gained roughly 0.1% in population across the 2020-to-2023 comparison. Pull your credit reports and line up at least three offers before you apply from Montello. The closest larger place is Pardeeville, WI about 18 miles away.
What the Census records for Montello
Here is the sourced Census picture for Montello, plus the Wisconsin lending rules that apply to a loan taken out here.
- Population: about 1,449, ranked 308th of 605 places in Wisconsin (Census Vintage 2023 subcounty estimate).
- Population trend: The 2020-to-2023 change is positive, near 0.1%.
- Net change: roughly 1 more people than the 2020 Census counted.
- Size percentile: with 1,449 residents, Montello is larger than about 49% of Wisconsin's Census places.
- Density: roughly 739 residents per square mile, spread over 2.0 sq mi of land.
- Land area: Montello covers 2.0 square miles, the 329th-largest area among Wisconsin's 605 places.
- Water area rank: Montello ranks 119th among Wisconsin's 605 places, with 0.24 sq mi.
- Share of Wisconsin: Montello holds about 0.0% of the state's population, some 1,449 people.
- National rank: Montello is 8,814th of 19,457 places nationwide.
- Growth rank: Montello's 2020-to-2023 change ranks 253rd of 605 places in Wisconsin.
- State comparison: Wisconsin's places average +0.4% for 2020-to-2023, against Montello's 0.1%.
- Density rank: Montello places 321st among Wisconsin's places by people per square mile.
- Density vs Wisconsin: Montello's 739 people per square mile compare with a state median of 800.
- Location: 43.7944, -89.3332 (US Census Bureau Gazetteer).
- Nearest larger cities: Pardeeville (18 mi); Portage (18 mi); Wautoma (19 mi); Redgranite (21 mi); Berlin (23 mi). Lenders licensed in the state serve Montello whether or not they keep a local branch.
- Smaller communities within reach: Endeavor (9 mi); Westfield (10 mi); Marquette (10 mi).
- Smaller places within 50 miles: 59 of them.
- At 100 miles: 240 larger Census places fall inside that radius.
What a Montello borrower is actually offered
With roughly 1,449 residents, Montello is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. A lender serving Montello's 1,449 residents must disclose the APR and finance charge in writing before you sign. A longer term lowers the monthly payment on a Montello loan but raises total interest, so the smallest payment is not the cheapest loan.
Montello on the map
Inside Montello's boundaries lie roughly 2.0 square miles of land and 0.24 square miles of water. With 1,449 residents, the land area yields roughly 739 people per square mile. For the state's biggest city, Milwaukee, the distance is roughly 85 miles. Montello has 53 larger places within a 50-mile radius. Within the same 50 miles lie 59 smaller Census places.
Montello's place among Wisconsin's 605 places
Set beside Wisconsin's 605 places, Montello ranks 308th by population and holds about 0.0% of the state total. On the 2020-to-2023 trend, Montello stands 253rd among Wisconsin's 605 places — roughly the 58th percentile. By density, at about 739 people per square mile, it ranks 321st in Wisconsin. In land area, Montello ranks 329th among Wisconsin's 605 places.
The Wisconsin lending rules that reach Montello
Below are the Wisconsin rules that apply to a loan made in Montello, each with the regulator that issued it.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Wisconsin Department of Financial Institutions (DFI), Division of Banking Source says: "Department" means the department of financial institutions | Wisconsin State Legislature as of 2026-09-16 |
| Small-loan / installment lender licensing | Licensed lender license required from the Division of Banking (Wis. Stat. § 138.09) Source says: Before any person may do business under this section, that person shall first obtain a license from the division. | Wisconsin State Legislature as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per year maximum ($12 per $100) on the declining principal balance, except as authorized by other statutes (Wis. Stat. § 138.05(1)(a)) Source says: At the rate of $12 upon $100 for one year computed upon the declining principal balance of the loan or forbearance | Wisconsin State Legislature as of 2026-09-16 |
Getting a loan in Montello
At roughly 739 people per square mile, Montello is moderately settled; 53 larger places lie within 50 miles. What is available to Montello's 1,449 borrowers is set by Wisconsin licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Pardeeville, WI about 18 miles away.
Common questions
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Nearby places
- Endeavor, WI — population 434
- Westfield, WI — population 1,323
- Marquette, WI — population 172
- Neshkoro, WI — population 418
- Princeton, WI — population 1,262
- Kingston, WI — population 284
- Oxford, WI — population 534
- Pardeeville, WI — population 2,051