Personal loans in Farley, IA

With an estimated 1,722 residents, Farley is the 183rd-largest of 940 places in Iowa. When Iowa caps or restricts a product, lenders either change the terms or withdraw it from Farley as from the rest of the state. The 2020 count to the 2023 estimate shows about 2.7% decline in Farley. The closest larger place is Epworth, IA about 4 miles away.

Where Farley stands

The figures below are Farley's own — Census population, land area and coordinates — followed by the Iowa rules.

• Population: 1,722 residents; Farley is the 183rd-largest of 940 places in Iowa (US Census Bureau, Vintage 2023).
• Population trend: Down about 2.7% from the 2020 Census base to the 2023 estimate.
• Net change: roughly 47 fewer people than the 2020 Census counted.
• Size percentile: bigger than about 81% of the places in Iowa, with 1,722 residents in Farley.
• Population density: about 1,063 people per square mile (Census land area 1.6 sq mi).
• Land area: Farley covers 1.6 square miles, the 249th-largest area among Iowa's 940 places.
• Share of Iowa: Farley holds about 0.1% of the state's population, some 1,722 people.
• National rank: Farley is the 8,189th most populous of the 19,457 Census places covered here.
• Growth rank: Farley ranks 768th among Iowa's 940 places for the 2020-to-2023 change.
• Versus Iowa: the state average change is -0.7%, while Farley moved 2.7%.
• Density rank: Farley is the 234th most densely settled place in Iowa.
• Against the state median: Farley runs about 1,063 residents per square mile, where the Iowa median is 672.
• Location: 42.4437, -91.0092 (Census Gazetteer coordinates).
• Nearest larger cities: Epworth (4 mi); Dyersville (6 mi); Peosta (9 mi); Cascade (10 mi); Asbury (13 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Smaller towns nearby: Bankston (5 mi); Worthington (7 mi); Graf (8 mi).
• Within a 50-mile radius: 117 smaller Census places.
• Within 100 miles: 140 places are larger than Farley.

Where Farley sits

Farley covers about 1.6 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. The resulting density is about 1,063 people per square mile. For the state's biggest city, Des Moines, the distance is roughly 146 miles. Farley has 31 larger places within a 50-mile radius. By land area it ranks 249th of 940 Iowa places.

Where Farley sits in Iowa

Set beside Iowa's 940 places, Farley ranks 183rd by population and holds about 0.1% of the state total. Its 2020-to-2023 change ranks 768th of 940 Iowa places, putting it near the 18th percentile for growth. At about 1,063 people per square mile, Farley is the 234th most densely settled place in Iowa. The population moved by about 47 people between 2020 and 2023, a 2.7% shift.

What Iowa law requires in Farley

These are Iowa's sourced lending facts as they reach Farley's 1,722 residents; the state has no city-level rate rule.

Before you apply in Farley

A sensible order of operations for a loan in Farley, home to about 1,722 people:

1. Start with the credit file: order the reports, fix the errors, then apply.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Shop at least three lenders and judge them on APR and total cost.
4. Verify the lender's Iowa licence with the regulator listed on this page.
5. Check that the monthly payment fits your budget next to your existing obligations.
6. Choose a term you can live with; stretching it lowers the payment but raises total interest.
7. Keep the amount to the expense; an approval is not a reason to take more.

None of these steps is Farley-specific: the same Iowa licensing and disclosure rules reach all 1,722 residents.

Inside a Farley personal loan

Farley is a small community of about 1,722 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Federal Truth in Lending rules require a Farley lender to disclose the APR and finance charge before you sign. The term you choose in Farley decides the split between a comfortable payment and the total interest you pay.