Personal loans in Epworth, IA

A larger market lies at Peosta, IA about 5 miles away. Epworth added about 0.5% to its population between the 2020 base and the 2023 estimate. To lend to Epworth's 2,024 residents, a company must hold a Iowa licence, and each sourced row below names the regulator behind it. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Epworth loan.

Epworth by the numbers

Here is the sourced Census picture for Epworth, plus the Iowa lending rules that apply to a loan taken out here.

• Population: 2,024 — Epworth ranks 161st of 940 communities in Iowa (US Census Bureau, Vintage 2023).
• Population trend: Growth of about 0.5% across the 2020-to-2023 comparison.
• Net change: roughly 10 more people than the 2020 Census counted.
• Size percentile: Epworth sits ahead of around 83% of Iowa places, at 2,024 people.
• Land and density: 1.8 square miles of land carry roughly 1,140 residents per square mile.
• By land area: Epworth ranks 234th among Iowa's 940 places, at 1.8 sq mi.
• Within Iowa: about 0.1% of the state's population lives in Epworth.
• Nationally: Epworth is the 7,577th-largest of 19,457 Census places in the dataset.
• Growth rank: Epworth ranks 192nd among Iowa's 940 places for the 2020-to-2023 change.
• Versus Iowa: the state average change is -0.7%, while Epworth moved 0.5%.
• Density rank: Epworth places 193rd among Iowa's places by people per square mile.
• Density in context: Epworth's 1,140 people per square mile sit against a Iowa median of 672.
• Location: 42.4465, -90.9314 (Census Gazetteer coordinates).
• Nearest larger cities: Peosta (5 mi); Asbury (9 mi); Dyersville (10 mi); Cascade (11 mi); Dubuque (12 mi). Larger metros often have more branches, but online lenders reach Epworth on the same terms.
• Smaller communities within reach: Farley (4 mi); Graf (4 mi); Bankston (4 mi).
• Within a 50-mile radius: 116 smaller Census places.
• Within 100 miles: 142 places are larger than Epworth.

How Epworth compares across Iowa

Epworth is the 161st-largest of 940 Census places in Iowa and contains about 0.1% of the state's people. Its 2020-to-2023 change ranks 192nd of 940 Iowa places, putting it near the 80th percentile for growth. By density, at about 1,140 people per square mile, it ranks 193rd in Iowa. Within 50 miles sit 116 smaller Census places, alongside the 29 that are larger.

How personal loans work in Epworth

In Epworth, a small community of about 2,024, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Two numbers drive a Epworth loan: the APR, which includes fees, and the term, which decides how long you keep paying. Because the payment is fixed, the total cost of a Epworth loan is knowable in advance — unlike a revolving card balance.

The geography behind Epworth

Inside Epworth's boundaries lie about 1.8 square miles of land, with no significant water area recorded. The resulting density is about 1,140 people per square mile. For the state's biggest city, Des Moines, the distance is roughly 150 miles. A 50-mile radius around Epworth takes in 29 places that are larger. The 100-mile radius contains 142 larger places.

How lenders reach Epworth

With about 1,140 residents per square mile, Epworth is moderately settled, and 29 larger Census places sit within 50 miles. A Iowa licence lets a lender serve Epworth without a local office, so branch density does not change what its 2,024 residents are offered. The nearest bigger place is Peosta, IA about 5 miles away.

The Iowa lending rules that reach Epworth

These are Iowa's sourced lending facts as they reach Epworth's 2,024 residents; the state has no city-level rate rule.