Personal loans in Cascade, IA

With roughly 2,385 residents, Cascade is a small community, and the lending rules its borrowers live under are written in Iowa, not by the city. With an estimated 2,385 residents, Cascade is the 145th-largest of 940 places in Iowa. The trend for Cascade between 2020 and 2023 is downward by roughly 0.1%. For a community of about 2,385, the practical step is to compare APR across at least three lenders before committing. The closest larger city is Monticello, IA about 10 miles away.

The Cascade data picture

The figures below are Cascade's own — Census population, land area and coordinates — followed by the Iowa rules.

• Population: a Census-estimated 2,385, 145th among Iowa's 940 places (Vintage 2023).
• Population trend: A drop of about 0.1% from 2020 to 2023.
• Change in people: the 2020-to-2023 comparison is a loss of about 3 residents.
• Size percentile: about 85% of Iowa's Census places are smaller than Cascade.
• Population density: 1,241 people per square mile on 1.9 square miles of land.
• Land area rank: Cascade's 1.9 square miles rank 208th of 940 places in Iowa.
• Within Iowa: about 0.1% of the state's population lives in Cascade.
• National rank: Cascade sits 7,004th by population among the 19,457 places in this dataset.
• Growth in Iowa: Cascade stands 301st by percentage change from 2020 to 2023, among 940 places.
• Versus Iowa: the state average change is -0.7%, while Cascade moved 0.1%.
• Density rank: Cascade is the 152nd most densely settled place in Iowa.
• Against the state median: Cascade runs about 1,241 residents per square mile, where the Iowa median is 672.
• Location: 42.3018, -91.0047 (Census Gazetteer coordinates).
• Nearest larger cities: Monticello (10 mi); Dyersville (14 mi); Asbury (19 mi); Anamosa (19 mi); Dubuque (20 mi). Larger metros often have more branches, but online lenders reach Cascade on the same terms.
• Smaller communities within reach: Bernard (9 mi); Worthington (9 mi); Farley (10 mi).
• Smaller neighbours: 123 places smaller than Cascade sit within 50 miles.
• At 100 miles: 112 larger Census places fall inside that radius.

Inside a Cascade personal loan

With roughly 2,385 residents, Cascade is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Two numbers drive a Cascade loan: the APR, which includes fees, and the term, which decides how long you keep paying. A longer term lowers the monthly payment on a Cascade loan but raises total interest, so the smallest payment is not the cheapest loan.

What is available to Cascade borrowers

With about 1,241 residents per square mile, Cascade is moderately settled, and 25 larger Census places sit within 50 miles. Lenders licensed in Iowa reach Cascade's 2,385 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Monticello, IA about 10 miles away.

A practical checklist for Cascade borrowers

A sensible order of operations for a loan in Cascade, home to about 2,385 people:

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Get several pre-qualifications and compare APR side by side before choosing.
4. Verify the lender's Iowa licence with the regulator listed on this page.
5. Write down the purpose of the loan and your repayment plan before you apply.
6. When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
7. Read the disclosure for an origination fee and any prepayment penalty before signing.

The process is identical across Iowa; what changes is your credit file, not the fact that Cascade holds 2,385 people.

Cascade: area, density and distance

Inside Cascade's boundaries lie about 1.9 square miles of land, with no significant water area recorded. That land carries about 1,241 people per square mile. The state's population centre of gravity, Des Moines, is roughly 143 miles away. Counting outward 50 miles, 25 larger communities surround Cascade. Within the same 50 miles lie 123 smaller Census places.

Iowa consumer-lending rules applied in Cascade

Every row below records a Iowa rule, its publisher and its retrieval date — the same rules a Cascade lender must follow.