Personal loans in Dyersville, IA
Dyersville, Iowa — home to about 4,557 people — is a small community, so the terms you are offered follow Iowa law rather than any local rule. At about 4,557 residents, Dyersville is larger than roughly 90% of the places in Iowa.
Judge Dyersville offers on total cost, not on how quickly the money arrives. The 2020 count to the 2023 estimate shows about 1.7% growth in Dyersville. To lend to Dyersville's 4,557 residents, a company must hold a Iowa licence, and each sourced row below names the regulator behind it. The nearest larger city is Asbury, IA about 17 miles away.
Dyersville: population, trend and location
Most of what governs a Dyersville loan is written in Iowa law rather than in the city; the sourced notes below make that split concrete.
- Population: 4,557 — Dyersville ranks 93rd of 940 communities in Iowa (US Census Bureau, Vintage 2023).
- Population trend: The 2020-to-2023 change is positive, near 1.7%.
- People gained or lost: about 78 more since the 2020 base.
- Size percentile: Dyersville's 4,557 people outrank roughly 90% of the places in Iowa.
- Population density: 655 people per square mile on 7.0 square miles of land.
- Land area: Dyersville covers 7.0 square miles, the 52nd-largest area among Iowa's 940 places.
- Water: Dyersville holds about 0.05 square miles, the 83rd-largest water area in Iowa.
- Share of state population: Dyersville's 4,557 residents are about 0.2% of Iowa.
- National standing: Dyersville ranks 5,092nd of 19,457 US places.
- Growth rank: Dyersville ranks 97th among Iowa's 940 places for the 2020-to-2023 change.
- Versus Iowa: the state average change is -0.7%, while Dyersville moved 1.7%.
- Density in Iowa: Dyersville ranks 487th by people per square mile.
- Density vs Iowa: Dyersville's 655 people per square mile compare with a state median of 672.
- Location: 42.4815, -91.1166 (US Census Bureau Gazetteer).
- Nearest larger cities: Asbury (17 mi); Manchester (17 mi); Dubuque (21 mi); Anamosa (27 mi); Platteville (37 mi). For most borrowers the comparison happens online, not at a branch.
- Smaller places close by: New Vienna (5 mi); Worthington (6 mi); Farley (6 mi).
- Smaller places within 50 miles: 135 of them.
- Larger places within 100 miles: 61.
What to do before borrowing in Dyersville
A sensible order of operations for a loan in Dyersville, home to about 4,557 people:
- Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
- Use the loan calculator to test the payment on your intended amount and term.
- Shop at least three lenders and judge them on APR and total cost.
- Check the Iowa regulator's records to confirm the lender is licensed here.
- If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
- Check the disclosure for fees that raise the true cost above the quoted rate.
- Check that the monthly payment fits your budget next to your existing obligations.
In Dyersville as elsewhere in Iowa, the written terms — not the advertisement — are what count for its 4,557 residents.
Inside a Dyersville personal loan
Most loans made to Dyersville's 4,557 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Because pricing is borrower-level, two people in Dyersville can be quoted different APRs on the same amount and term. The term you choose in Dyersville decides the split between a comfortable payment and the total interest you pay.
Which Iowa laws govern a loan in Dyersville
Below are the Iowa rules that apply to a loan made in Dyersville, each with the regulator that issued it.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Iowa Division of Banking (IDOB), Iowa Department of Insurance and Financial Services Source says: "As part of the 2023 state government realignment, the IDOB became part of a new Department of Insurance and Financial Services". | Iowa Division of Banking as of 2026-09-16 |
| Payday lending status | Permitted under license (delayed deposit services; must be physically located in Iowa) Source says: "A person shall not operate a delayed deposit services business in this state unless the person is physically located in this state and licensed by the superintendent". | Iowa Legislature (Iowa Code) as of 2026-09-16 |
| Small-loan / installment lender licensing | Regulated Loan Act license required (superintendent of banking) Source says: "shall not engage in the business of making loans ... without first obtaining a license from the superintendent of banking". | Iowa Legislature (Iowa Code) as of 2026-09-16 |
Land, water and location for Dyersville
Inside Dyersville's boundaries lie roughly 7.0 square miles of land and 0.05 square miles of water. Spread across it are roughly 655 residents per square mile. The largest place in Iowa, Des Moines, lies about 143 miles away. Counting outward 50 miles, 12 larger communities surround Dyersville. By land area it ranks 52nd of 940 Iowa places.
Dyersville's place among Iowa's 940 places
Among Iowa's 940 places, Dyersville sits at 93rd for population, a share of roughly 0.2% of the state. Its 2020-to-2023 change ranks 97th of 940 Iowa places, putting it near the 90th percentile for growth. By density, at about 655 people per square mile, it ranks 487th in Iowa. The population moved by about 78 people between 2020 and 2023, a 1.7% shift.
Common questions
What are my options in Dyersville if my credit is poor?
What loan size can I expect in Dyersville?
Do I have to pledge anything to borrow in Dyersville?
Does comparing loans in Dyersville cost me credit score points?
Nearby places
- New Vienna, IA — population 380
- Worthington, IA — population 372
- Farley, IA — population 1,722
- Luxemburg, IA — population 238
- Earlville, IA — population 717
- Bankston, IA — population 23
- Holy Cross, IA — population 348
- Colesburg, IA — population 383