Personal loans in Luxemburg, IA

About 238 people live in Luxemburg, placing it 626th of 940 Census places in Iowa. Rate ceilings, licensing requirements and product limits for Luxemburg are all set at the Iowa level. Population in Luxemburg dropped about 1.7% over the three years from 2020 to 2023. The nearest larger city is Holy Cross, IA about 4 miles away.

Local context for Luxemburg

The figures below are Luxemburg's own — Census population, land area and coordinates — followed by the Iowa rules.

• Population: 238 residents; Luxemburg is the 626th-largest of 940 places in Iowa (US Census Bureau, Vintage 2023).
• Population trend: Lower by roughly 1.7% since the 2020 count.
• Change in people: the 2020-to-2023 comparison is a loss of about 4 residents.
• Size percentile: Luxemburg's 238 people outrank roughly 33% of the places in Iowa.
• Land and density: 0.5 square miles of land carry roughly 503 residents per square mile.
• Land area: Luxemburg covers 0.5 square miles, the 674th-largest area among Iowa's 940 places.
• Share of state population: Luxemburg's 238 residents are about 0.0% of Iowa.
• National rank: Luxemburg sits 15,928th by population among the 19,457 places in this dataset.
• Growth in Iowa: Luxemburg stands 570th by percentage change from 2020 to 2023, among 940 places.
• Versus Iowa: the state average change is -0.7%, while Luxemburg moved 1.7%.
• Density in Iowa: Luxemburg ranks 603rd by people per square mile.
• Against the state median: Luxemburg runs about 503 residents per square mile, where the Iowa median is 672.
• Location: mapped by the US Census Bureau at 42.6040, -91.0726.
• Nearest larger cities: Holy Cross (4 mi); New Vienna (4 mi); Colesburg (7 mi); Dyersville (9 mi); Cassville (9 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Nearest smaller towns: North Buena Vista (7 mi); Bankston (9 mi); Osterdock (10 mi) — useful context for the surrounding area.
• Smaller places within 50 miles: 46 of them.
• At 100 miles: 419 larger Census places fall inside that radius.

Getting a loan in Luxemburg

With about 503 residents per square mile, Luxemburg is moderately settled, and 99 larger Census places sit within 50 miles. What is available to Luxemburg's 238 borrowers is set by Iowa licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Holy Cross, IA about 4 miles away.

The anatomy of a Luxemburg personal loan

In Luxemburg, a small community of about 238, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Two numbers drive a Luxemburg loan: the APR, which includes fees, and the term, which decides how long you keep paying. A longer term lowers the monthly payment on a Luxemburg loan but raises total interest, so the smallest payment is not the cheapest loan.

Land, water and location for Luxemburg

Luxemburg's land area is roughly 0.5 square miles, and the Gazetteer records no significant water area within it. With 238 residents, the land area yields roughly 503 people per square mile. Des Moines, the largest place in Iowa, is about 148 miles from Luxemburg. Luxemburg has 99 larger places within a 50-mile radius. The 100-mile radius contains 419 larger places.

Luxemburg's place among Iowa's 940 places

Luxemburg is the 626th-largest of 940 Census places in Iowa and contains about 0.0% of the state's people. For population change between 2020 and 2023, Luxemburg ranks 570th of 940 in Iowa (about the 39th percentile). At about 503 people per square mile, Luxemburg is the 603rd most densely settled place in Iowa. Between 2020 and 2023 the count changed by roughly 4 residents.

What Iowa law requires in Luxemburg

Read the table as a lender's compliance picture for Luxemburg: the rule, the sourced figure, the publisher and the date.