Personal loans in North Buena Vista, IA
North Buena Vista counts about 108 people, and what is genuinely local about borrowing here is limited — Iowa law does the governing. North Buena Vista is home to roughly 108 people and stands 809th by size out of 940 Census places in Iowa.
North Buena Vista gained roughly 1.9% in population across the 2020-to-2023 comparison. Every figure below is Iowa's own, applied to North Buena Vista's 108 residents, with the publisher and retrieval date attached. Decide the purpose of the loan and your repayment plan before sharing any details with a North Buena Vista lender. The nearest larger city is Cassville, WI about 3 miles away.
Local context for North Buena Vista
Here is the sourced Census picture for North Buena Vista, plus the Iowa lending rules that apply to a loan taken out here.
- Population: the Census counts 108 residents in North Buena Vista (Vintage 2023 subcounty estimate), the 809th-largest figure among Iowa's 940 places.
- Population trend: The 2020-to-2023 change is positive, near 1.9%.
- People gained or lost: about 2 more since the 2020 base.
- Size percentile: bigger than about 14% of the places in Iowa, with 108 residents in North Buena Vista.
- Population density: about 116 people per square mile (Census land area 0.9 sq mi).
- By land area: North Buena Vista ranks 444th among Iowa's 940 places, at 0.9 sq mi.
- Water area: North Buena Vista has 0.04 square miles of water, ranking 97th of 940 places in Iowa.
- Within Iowa: about 0.0% of the state's population lives in North Buena Vista.
- National rank: North Buena Vista is 17,997th of 19,457 places nationwide.
- Growth in Iowa: North Buena Vista stands 87th by percentage change from 2020 to 2023, among 940 places.
- Versus Iowa: the state average change is -0.7%, while North Buena Vista moved 1.9%.
- Density rank: North Buena Vista places 884th among Iowa's places by people per square mile.
- Density in context: North Buena Vista's 116 people per square mile sit against a Iowa median of 672.
- Location: it lies at 42.6727, -90.9613 in the Census Gazetteer.
- Nearest larger cities: Cassville (3 mi); Holy Cross (5 mi); Luxemburg (7 mi); Rickardsville (8 mi); Sherrill (10 mi). For most borrowers the comparison happens online, not at a branch.
- Nearest smaller towns: Balltown (5 mi); Osterdock (11 mi); Bankston (11 mi) — useful context for the surrounding area.
- Smaller places within 50 miles: 17 of them.
- Larger places within 100 miles: 487.
What is available to North Buena Vista borrowers
At roughly 116 people per square mile, North Buena Vista is lightly settled; 124 larger places lie within 50 miles. What is available to North Buena Vista's 108 borrowers is set by Iowa licensing and your own credit, not by how many branches are nearby. The nearest bigger place is Cassville, WI about 3 miles away.
What a North Buena Vista borrower is actually offered
In North Buena Vista, a small community of about 108, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Because pricing is borrower-level, two people in North Buena Vista can be quoted different APRs on the same amount and term. The term you choose in North Buena Vista decides the split between a comfortable payment and the total interest you pay.
Steps to take before a North Buena Vista loan
Before you apply in North Buena Vista, a community of about 108, work through these steps:
- Start with the credit file: order the reports, fix the errors, then apply.
- Run the numbers on the personal loan calculator so you know the payment before you apply.
- Collect three or more offers and compare them on APR, not on the advertised rate.
- Make sure the lender appears in the Iowa regulator's licence list.
- If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
- Check the disclosure for fees that raise the true cost above the quoted rate.
- Test the payment against your current bills before you commit.
What differs between North Buena Vista and the rest of Iowa is not the process but the borrower's own file, among the 108 people here.
North Buena Vista's place among Iowa's 940 places
Among Iowa's 940 places, North Buena Vista sits at 809th for population, a share of roughly 0.0% of the state. For population change between 2020 and 2023, North Buena Vista ranks 87th of 940 in Iowa (about the 91th percentile). Its roughly 116 residents per square mile place it 884th among Iowa's places. The population moved by about 2 people between 2020 and 2023, a 1.9% shift.
What Iowa law requires in North Buena Vista
For the roughly 108 residents of North Buena Vista, the rules below are Iowa's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Iowa Division of Banking (IDOB), Iowa Department of Insurance and Financial Services Source says: "As part of the 2023 state government realignment, the IDOB became part of a new Department of Insurance and Financial Services". | Iowa Division of Banking as of 2026-09-16 |
| Small-loan / installment lender licensing | Regulated Loan Act license required (superintendent of banking) Source says: "shall not engage in the business of making loans ... without first obtaining a license from the superintendent of banking". | Iowa Legislature (Iowa Code) as of 2026-09-16 |
| Delayed deposit fee cap | Fee cap: $15 on first $100 of check face amount; $10 on subsequent $100 increments Source says: "fifteen dollars on the first one hundred dollars ... or more than ten dollars on subsequent one hundred dollar increments". | Iowa Legislature (Iowa Code) as of 2026-09-16 |
Common questions
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What loan size can I expect in North Buena Vista?
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Does comparing loans in North Buena Vista cost me credit score points?
Nearby places
- Cassville, WI — population 771
- Holy Cross, IA — population 348
- Balltown, IA — population 79
- Rickardsville, IA — population 203
- Luxemburg, IA — population 238
- Bankston, IA — population 23
- Guttenberg, IA — population 1,808
- Sherrill, IA — population 176