Personal loans in Balltown, IA

Rate-shopping from Balltown costs nothing at pre-qualification, where a soft pull leaves your credit file alone. Every figure below is Iowa's own, applied to Balltown's 79 residents, with the publisher and retrieval date attached. The 2020-to-2023 change in Balltown is negligible, under a tenth of a percent. Borrowers who want a bigger city can look to Rickardsville, IA about 4 miles away.

Where Balltown stands

Balltown is a small community; the notes below cover its population profile and the statewide rules that apply.

• Population: 79 people, a figure that places Balltown 847th among the 940 Census places in Iowa (US Census Bureau, Vintage 2023).
• Population trend: Held essentially flat from the 2020 Census base to the 2023 estimate.
• Size percentile: bigger than about 10% of the places in Iowa, with 79 residents in Balltown.
• Density: roughly 1,097 residents per square mile, spread over 0.1 sq mi of land.
• Land area rank: Balltown's 0.1 square miles rank 936th of 940 places in Iowa.
• Share of Iowa: Balltown holds about 0.0% of the state's population, some 79 people.
• National standing: Balltown ranks 18,492nd of 19,457 US places.
• Growth in Iowa: Balltown stands 267th by percentage change from 2020 to 2023, among 940 places.
• Versus Iowa: the state average change is -0.7%, while Balltown moved 0.0%.
• Density in Iowa: Balltown ranks 214th by people per square mile.
• Density in context: Balltown's 1,097 people per square mile sit against a Iowa median of 672.
• Location: 42.6372 / -90.8698, per the US Census Bureau Gazetteer.
• Nearest larger cities: Rickardsville (4 mi); Sherrill (5 mi); North Buena Vista (5 mi); Holy Cross (7 mi); Cassville (8 mi). Lenders licensed in the state serve Balltown whether or not they keep a local branch.
• Smaller communities within reach: Durango (7 mi); Graf (10 mi); Bankston (10 mi).
• Within a 50-mile radius: 6 smaller Census places.
• Larger places within 100 miles: 511.

Steps to take before a Balltown loan

Before you hand your details to a lender in Balltown, where the population is near 79:

1. Pull your credit reports first and correct any error before a lender sees the file.
2. Model the payment on the calculator before a lender models it for you.
3. Shop at least three lenders and judge them on APR and total cost.
4. Check the Iowa regulator's records to confirm the lender is licensed here.
5. Test the payment against your current bills before you commit.
6. Pick the shortest term whose payment you can comfortably afford.
7. Borrow only what the purpose requires, not the maximum you are offered.

The process is identical across Iowa; what changes is your credit file, not the fact that Balltown holds 79 people.

Balltown's place among Iowa's 940 places

Against Iowa's other places, Balltown accounts for about 0.0% of the state's population and ranks 847th of 940 by size. On the 2020-to-2023 trend, Balltown stands 267th among Iowa's 940 places — roughly the 72th percentile. At about 1,097 people per square mile, Balltown is the 214th most densely settled place in Iowa. Between 2020 and 2023 the count changed by roughly 0 residents.

The state rulebook for Balltown

These are Iowa's sourced lending facts as they reach Balltown's 79 residents; the state has no city-level rate rule.

How lenders reach Balltown

With about 1,097 residents per square mile, Balltown is moderately settled, and 126 larger Census places sit within 50 miles. Whether Balltown has a local branch or not, a Iowa-licensed lender can serve its 79 people online on the same terms. The nearest larger city, Rickardsville, IA about 4 miles away.

The geography behind Balltown

Inside Balltown's boundaries lie about 0.1 square miles of land, with no significant water area recorded. With 79 residents, the land area yields roughly 1,097 people per square mile. The state's population centre of gravity, Des Moines, is roughly 159 miles away. Counting outward 50 miles, 126 larger communities surround Balltown. The 100-mile radius contains 511 larger places.