Personal loans in Colesburg, IA

Colesburg is one of 940 Census places in Iowa; its 383 residents put it at 497th. The next larger city is Edgewood, IA about 10 miles away. A single loan can carry different costs on either side of a state line, and Colesburg sits on the Iowa side of that line. For a community of about 383, the practical step is to compare APR across at least three lenders before committing.

Colesburg: population, trend and location

What follows is Colesburg's place in the Census record, alongside the Iowa rules that govern a personal loan made here.

• Population: a Census-estimated 383, 497th among Iowa's 940 places (Vintage 2023).
• Population trend: A loss of roughly 1.0% between 2020 and 2023.
• Absolute change: 4 residents lost between 2020 and 2023.
• Size percentile: roughly 47% of Iowa places rank below Colesburg.
• Land and density: 0.3 square miles of land carry roughly 1,303 residents per square mile.
• Land area rank: Colesburg's 0.3 square miles rank 795th of 940 places in Iowa.
• Share of Iowa: Colesburg holds about 0.0% of the state's population, some 383 people.
• National rank: Colesburg sits 14,259th by population among the 19,457 places in this dataset.
• Growth rank: Colesburg's 2020-to-2023 change ranks 427th of 940 places in Iowa.
• Versus Iowa: the state average change is -0.7%, while Colesburg moved 1.0%.
• Density rank: Colesburg is the 132nd most densely settled place in Iowa.
• Density in context: Colesburg's 1,303 people per square mile sit against a Iowa median of 672.
• Location: mapped by the US Census Bureau at 42.6388, -91.2011.
• Nearest larger cities: Edgewood (10 mi); Earlville (11 mi); Guttenberg (11 mi); Dyersville (12 mi); Cassville (12 mi). A branch is convenient; it is not what sets your APR.
• Smaller places nearby: Osterdock (7 mi); Luxemburg (7 mi); New Vienna (8 mi).
• Within a 50-mile radius: 62 smaller Census places.
• Within 100 miles: 356 places are larger than Colesburg.

Colesburg in state context

Colesburg is the 497th-largest of 940 Census places in Iowa and contains about 0.0% of the state's people. For population change between 2020 and 2023, Colesburg ranks 427th of 940 in Iowa (about the 55th percentile). Its roughly 1,303 residents per square mile place it 132nd among Iowa's places. Between 2020 and 2023 the count changed by roughly 4 residents.

Iowa rules behind a Colesburg personal loan

Iowa has no separate rate rule for Colesburg; the sourced rows below are what reach every lender that serves its 383 people.

Borrowing reach in Colesburg

At roughly 1,303 people per square mile, Colesburg is moderately settled; 79 larger places lie within 50 miles. Lenders licensed in Iowa reach Colesburg's 383 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Edgewood, IA about 10 miles away.

A pre-application checklist for Colesburg

Before you apply in Colesburg, a community of about 383, work through these steps:

1. Pull your credit reports first and correct any error before a lender sees the file.
2. Model the payment on the calculator before a lender models it for you.
3. Get several pre-qualifications and compare APR side by side before choosing.
4. Make sure the lender appears in the Iowa regulator's licence list.
5. When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
6. Look for an origination fee or prepayment penalty in the written disclosure.
7. Check that the monthly payment fits your budget next to your existing obligations.

What differs between Colesburg and the rest of Iowa is not the process but the borrower's own file, among the 383 people here.

Land, water and location for Colesburg

Colesburg's land area is roughly 0.3 square miles, and the Gazetteer records no significant water area within it. Spread across it are roughly 1,303 residents per square mile. The state's population centre of gravity, Des Moines, is roughly 144 miles away. Colesburg has 79 larger places within a 50-mile radius. By land area it ranks 795th of 940 Iowa places.