Personal loans in Greeley, IA

From the 2020 Census base to the 2023 estimate, the population declined by about 0.5%. Use the calculator on this page to price an amount and term before you commit in Greeley. To lend to Greeley's 216 residents, a company must hold a Iowa licence, and each sourced row below names the regulator behind it. The nearest larger city is Edgewood, IA about 5 miles away.

The Greeley data picture

Set out below is Greeley's local context next to the state-level rules that reach every lender here.

• Population: about 216, ranked 648th of 940 places in Iowa (Census Vintage 2023 subcounty estimate).
• Population trend: Roughly 0.5% fewer residents than the 2020 Census counted.
• Absolute change: 1 residents lost between 2020 and 2023.
• Size percentile: Greeley sits ahead of around 31% of Iowa places, at 216 people.
• Population density: about 576 people per square mile across 0.4 square miles of land (Census Gazetteer area, Vintage 2023 population).
• Land area: Greeley covers 0.4 square miles, the 737th-largest area among Iowa's 940 places.
• State share: roughly 0.0% of Iowa's residents live in Greeley (216 people).
• National rank: Greeley sits 16,234th by population among the 19,457 places in this dataset.
• Growth rank: Greeley's 2020-to-2023 change ranks 337th of 940 places in Iowa.
• Versus Iowa: the state average change is -0.7%, while Greeley moved 0.5%.
• Density rank: Greeley is the 539th most densely settled place in Iowa.
• Density vs Iowa: Greeley's 576 people per square mile compare with a state median of 672.
• Location: the Census Gazetteer records it at 42.5849, -91.3417.
• Nearest larger cities: Edgewood (5 mi); Earlville (8 mi); Colesburg (8 mi); Manchester (9 mi); Delhi (10 mi). A branch is convenient; it is not what sets your APR.
• Nearest smaller towns: Delaware (8 mi); Dundee (10 mi); Elkport (11 mi) — useful context for the surrounding area.
• Smaller neighbours: 41 places smaller than Greeley sit within 50 miles.
• Within 100 miles: 415 places are larger than Greeley.

Where Greeley sits

Inside Greeley's boundaries lie about 0.4 square miles of land, with no significant water area recorded. The resulting density is about 576 people per square mile. The state's population centre of gravity, Des Moines, is roughly 136 miles away. Counting outward 50 miles, 105 larger communities surround Greeley. Within the same 50 miles lie 41 smaller Census places.

How personal loans work in Greeley

With roughly 216 residents, Greeley is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The APR tracks your credit score rather than Greeley's rank of 648th in Iowa: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Because the payment is fixed, the total cost of a Greeley loan is knowable in advance — unlike a revolving card balance.

The state rulebook for Greeley

Every row below records a Iowa rule, its publisher and its retrieval date — the same rules a Greeley lender must follow.

Greeley's place among Iowa's 940 places

Set beside Iowa's 940 places, Greeley ranks 648th by population and holds about 0.0% of the state total. Its 2020-to-2023 change ranks 337th of 940 Iowa places, putting it near the 64th percentile for growth. Its roughly 576 residents per square mile place it 539th among Iowa's places. In land area, Greeley ranks 737th among Iowa's 940 places.

A pre-application checklist for Greeley

For Greeley's roughly 216 residents, these are the steps that most influence the offer:

1. Get your credit reports, dispute what is wrong, and only then start shopping.
2. Test your amount and term in the personal loan calculator first.
3. Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
4. Confirm the lender holds a Iowa licence by checking the regulator named above.
5. Look for an origination fee or prepayment penalty in the written disclosure.
6. Make sure the new payment leaves room in a budget you already keep.
7. Choose a term you can live with; stretching it lowers the payment but raises total interest.

None of these steps is Greeley-specific: the same Iowa licensing and disclosure rules reach all 216 residents.