Personal loans in Edgewood, IA

Decide the purpose of the loan and your repayment plan before sharing any details with a Edgewood lender. The Census counts 910 people in Edgewood, the 301st-largest figure among Iowa's 940 places. When Iowa caps or restricts a product, lenders either change the terms or withdraw it from Edgewood as from the rest of the state. The trend for Edgewood between 2020 and 2023 is upward by roughly 0.1%. The closest larger place is Strawberry Point, IA about 7 miles away.

Where Edgewood stands

Two layers matter for a Edgewood borrower: the local population picture and Iowa's consumer-lending statutes.

• Population: about 910 people live here, which puts Edgewood 301st of 940 Census places in Iowa (Vintage 2023).
• Population trend: About 0.1% above the 2020 Census base.
• Absolute change: 1 residents added between 2020 and 2023.
• Size percentile: with 910 residents, Edgewood is larger than about 68% of Iowa's Census places.
• Population density: about 948 people per square mile across 1.0 square miles of land (Census Gazetteer area, Vintage 2023 population).
• Land area rank: Edgewood's 1.0 square miles rank 429th of 940 places in Iowa.
• Share of Iowa: Edgewood holds about 0.0% of the state's population, some 910 people.
• National rank: Edgewood sits 10,646th by population among the 19,457 places in this dataset.
• Growth rank: Edgewood's 2020-to-2023 change ranks 228th of 940 places in Iowa.
• Against the state trend: Edgewood's 0.1% change compares with a Iowa average of -0.7% across its 940 places.
• Density rank: Edgewood is the 294th most densely settled place in Iowa.
• Against the state median: Edgewood runs about 948 residents per square mile, where the Iowa median is 672.
• Location: coordinates 42.6442, -91.4022 (US Census Bureau Gazetteer).
• Nearest larger cities: Strawberry Point (7 mi); Manchester (11 mi); Elkader (15 mi); Guttenberg (18 mi); Dyersville (18 mi). Online lenders reach Edgewood no matter how far the nearest branch is.
• Smaller places close by: Greeley (5 mi); Dundee (9 mi); Elkport (9 mi).
• Within a 50-mile radius: 94 smaller Census places.
• Within 100 miles: 213 places are larger than Edgewood.

The anatomy of a Edgewood personal loan

Most loans made to Edgewood's 910 residents are unsecured, so nothing is pledged and the lender relies on your credit history. A lender serving Edgewood's 910 residents must disclose the APR and finance charge in writing before you sign. A longer term lowers the monthly payment on a Edgewood loan but raises total interest, so the smallest payment is not the cheapest loan.

Edgewood's place among Iowa's 940 places

Edgewood is the 301st-largest of 940 Census places in Iowa and contains about 0.0% of the state's people. For population change between 2020 and 2023, Edgewood ranks 228th of 940 in Iowa (about the 76th percentile). At about 948 people per square mile, Edgewood is the 294th most densely settled place in Iowa. By land area, its 1.0 square miles rank 429th of 940 places in Iowa.

Where Edgewood sits

Inside Edgewood's boundaries lie about 1.0 square miles of land, with no significant water area recorded. The resulting density is about 948 people per square mile. The state's population centre of gravity, Des Moines, is roughly 135 miles away. Counting outward 50 miles, 53 larger communities surround Edgewood. The 100-mile radius contains 213 larger places.

What Iowa law requires in Edgewood

The rows below set out what a licensed lender must follow in Iowa, and so for Edgewood's roughly 910 residents.

Borrowing reach in Edgewood

With about 948 residents per square mile, Edgewood is moderately settled, and 53 larger Census places sit within 50 miles. A Iowa licence lets a lender serve Edgewood without a local office, so branch density does not change what its 910 residents are offered. For a larger market, the closest option is Strawberry Point, IA about 7 miles away.