Personal loans in Worthington, IA

Worthington lost roughly 1.6% of its population across the 2020-to-2023 comparison. Lenders active in Worthington report to a Iowa supervisor, identified in the sourced rows below. Judge Worthington offers on total cost, not on how quickly the money arrives. A larger market lies at Dyersville, IA about 6 miles away.

Local context for Worthington

Worthington is a small community; the notes below cover its population profile and the statewide rules that apply.

• Population: the Census counts 372 residents in Worthington (Vintage 2023 subcounty estimate), the 512th-largest figure among Iowa's 940 places.
• Population trend: Down about 1.6% from the 2020 Census base to the 2023 estimate.
• People gained or lost: about 6 fewer since the 2020 base.
• Size percentile: about 46% of Iowa communities are smaller than Worthington (372 residents).
• Population density: about 823 people per square mile across 0.5 square miles of land (Census Gazetteer area, Vintage 2023 population).
• Land area rank: Worthington's 0.5 square miles rank 681st of 940 places in Iowa.
• State population share: Worthington accounts for about 0.0% of everyone in Iowa.
• National rank: Worthington is 14,387th of 19,457 places nationwide.
• Growth rank: Worthington's 2020-to-2023 change ranks 556th of 940 places in Iowa.
• Against the state trend: Worthington's 1.6% change compares with a Iowa average of -0.7% across its 940 places.
• Density rank: Worthington places 373rd among Iowa's places by people per square mile.
• Density vs Iowa: Worthington's 823 people per square mile compare with a state median of 672.
• Location: 42.3979, -91.1207 (US Census Bureau Gazetteer).
• Nearest larger cities: Dyersville (6 mi); Farley (7 mi); Hopkinton (8 mi); Cascade (9 mi); Earlville (10 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Smaller places close by: Bankston (11 mi); Delaware (12 mi); Graf (14 mi).
• Smaller places within 50 miles: 55 of them.
• At 100 miles: 353 larger Census places fall inside that radius.

Borrowing reach in Worthington

Worthington is moderately settled, with about 823 people per square mile and 96 larger places within 50 miles. What is available to Worthington's 372 borrowers is set by Iowa licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Dyersville, IA about 6 miles away.

Worthington on the map

Worthington's land area is roughly 0.5 square miles, and the Gazetteer records no significant water area within it. Spread across it are roughly 823 residents per square mile. The state's population centre of gravity, Des Moines, is roughly 140 miles away. Within 50 miles of Worthington there are 96 larger Census places. Within the same 50 miles lie 55 smaller Census places.

Where Worthington sits in Iowa

Among Iowa's 940 places, Worthington sits at 512th for population, a share of roughly 0.0% of the state. For population change between 2020 and 2023, Worthington ranks 556th of 940 in Iowa (about the 41th percentile). At about 823 people per square mile, Worthington is the 373rd most densely settled place in Iowa. Between 2020 and 2023 the count changed by roughly 6 residents.

A pre-application checklist for Worthington

These steps shape the offer you get in Worthington, a place of about 372 people:

1. Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Look the lender up in the Iowa regulator's licence records before you sign.
5. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
6. Look for an origination fee or prepayment penalty in the written disclosure.
7. Make sure the new payment leaves room in a budget you already keep.

None of these steps is Worthington-specific: the same Iowa licensing and disclosure rules reach all 372 residents.

The state rulebook for Worthington

Below are the Iowa rules that apply to a loan made in Worthington, each with the regulator that issued it.