Personal loans in Asher, OK
With an estimated 374 residents, Asher is the 347th-largest of 590 places in Oklahoma. Two households in Asher with comparable incomes can still be offered different rates; the city's 374 residents are not the reason.
Census figures put the 2020-to-2023 increase in Asher at about 1.1%. Decide the purpose of the loan and your repayment plan before sharing any details with a Asher lender. Rate ceilings, licensing requirements and product limits for Asher are all set at the Oklahoma level. Borrowers who want a bigger city can look to Konawa, OK about 10 miles away.
Asher: the sourced local profile
Two layers matter for a Asher borrower: the local population picture and Oklahoma's consumer-lending statutes.
- Population: 374 residents; Asher is the 347th-largest of 590 places in Oklahoma (US Census Bureau, Vintage 2023).
- Population trend: Growth of about 1.1% across the 2020-to-2023 comparison.
- Change in people: the 2020-to-2023 comparison is a gain of about 4 residents.
- Size percentile: roughly 41% of Oklahoma's places have fewer residents than Asher's 374.
- Land and density: 0.8 square miles of land carry roughly 487 residents per square mile.
- By land area: Asher ranks 365th among Oklahoma's 590 places, at 0.8 sq mi.
- Within Oklahoma: about 0.0% of the state's population lives in Asher.
- National rank: Asher sits 14,360th by population among the 19,457 places in this dataset.
- Growth rank: Asher's 2020-to-2023 change ranks 258th of 590 places in Oklahoma.
- State comparison: Oklahoma's places average +1.3% for 2020-to-2023, against Asher's 1.1%.
- Density rank: Asher places 324th among Oklahoma's places by people per square mile.
- Against the state median: Asher runs about 487 residents per square mile, where the Oklahoma median is 546.
- Location: 34.9884 / -96.9254, per the US Census Bureau Gazetteer.
- Nearest larger cities: Konawa (10 mi); Maud (13 mi); Stratford (13 mi); Byng (17 mi); Tecumseh (19 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Smaller communities close by: Wanette (6 mi); St. Louis (7 mi); Byars (11 mi), each with its own Census population profile.
- Within a 50-mile radius: 41 smaller Census places.
- Within 100 miles: 212 places are larger than Asher.
How lenders reach Asher
Asher is a lightly settled community of about 374 people, with 59 larger places inside a 50-mile radius. What is available to Asher's 374 borrowers is set by Oklahoma licensing and your own credit, not by how many branches are nearby. The nearest larger city, Konawa, OK about 10 miles away.
Which Oklahoma laws govern a loan in Asher
The rows below set out what a licensed lender must follow in Oklahoma, and so for Asher's roughly 374 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Oklahoma Department of Consumer Credit (OKDOCC) Source says: "The Department is responsible for the regulation of consumer credit sales and consumer loans in the State of Oklahoma." | Oklahoma Department of Consumer Credit as of 2026-09-16 |
| Small-loan / installment lender licensing | Oklahoma Small Lender license required (Oklahoma Department of Consumer Credit); separate license per location; 59 O.S. 3150-3150.27. Source says: "no person shall engage in the business of making small loans... unless the person is licensed by the Department of Consumer Credit" (59 O.S. 3150.2). | Oklahoma State Courts Network (Oklahoma Statutes, OSCN) as of 2026-09-16 |
| Small loan rate and principal caps (state-specific rule) | Small loans: interest capped at 17% per month; maximum aggregated principal of $1,500 per customer across all licensees (CPI-adjusted). Source says: "A licensee may only charge and collect a periodic interest rate not to exceed seventeen percent (17%) per month" (59 O.S. 3150.10(B)); max aggregated principal is $1,500 (3150.10(C)). | Oklahoma State Courts Network (Oklahoma Statutes, OSCN) as of 2026-09-16 |
How a Asher personal loan is priced
Most loans made to Asher's 374 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Federal Truth in Lending rules require a Asher lender to disclose the APR and finance charge before you sign. The term you choose in Asher decides the split between a comfortable payment and the total interest you pay.
Where Asher sits
Asher covers about 0.8 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. The resulting density is about 487 people per square mile. For the state's biggest city, Oklahoma City, the distance is roughly 47 miles. Asher has 59 larger places within a 50-mile radius. The 100-mile radius contains 212 larger places.
Where Asher sits in Oklahoma
Set beside Oklahoma's 590 places, Asher ranks 347th by population and holds about 0.0% of the state total. Its 2020-to-2023 change ranks 258th of 590 Oklahoma places, putting it near the 56th percentile for growth. Its roughly 487 residents per square mile place it 324th among Oklahoma's places. The population moved by about 4 people between 2020 and 2023, a 1.1% shift.
Common questions
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Nearby places
- Wanette, OK — population 280
- St. Louis, OK — population 129
- Byars, OK — population 198
- Konawa, OK — population 1,268
- Macomb, OK — population 24
- Stratford, OK — population 1,411
- Maud, OK — population 873
- Tribbey, OK — population 340