Personal loans in Maud, OK
With roughly 873 residents, Maud is a small community, and the lending rules its borrowers live under are written in Oklahoma, not by the city. The Census estimates 873 residents in Maud, which ranks it 229th of 590 places in Oklahoma.
The 2020 count to the 2023 estimate shows about 0.7% growth in Maud. Begin with the payment, then weigh APR and total interest across the lenders that reach Maud's 873 residents. For a bigger market, look to Seminole, OK about 10 miles away. Consumer lending that reaches Maud's 873 residents is governed by Oklahoma statute; no city ordinance changes it.
Maud: population, trend and location
Most of what governs a Maud loan is written in Oklahoma law rather than in the city; the sourced notes below make that split concrete.
- Population: a Census-estimated 873, 229th among Oklahoma's 590 places (Vintage 2023).
- Population trend: A rise of about 0.7% from 2020 to 2023.
- Absolute change: 6 residents added between 2020 and 2023.
- Size percentile: bigger than about 61% of the places in Oklahoma, with 873 residents in Maud.
- Land and density: 1.0 square miles of land carry roughly 832 residents per square mile.
- By land area: Maud ranks 320th among Oklahoma's 590 places, at 1.0 sq mi.
- State population share: Maud accounts for about 0.0% of everyone in Oklahoma.
- National standing: Maud ranks 10,817th of 19,457 US places.
- Growth rank: Maud ranks 283rd among Oklahoma's 590 places for the 2020-to-2023 change.
- State comparison: Oklahoma's places average +1.3% for 2020-to-2023, against Maud's 0.7%.
- Density rank: Maud places 161st among Oklahoma's places by people per square mile.
- Against the state median: Maud runs about 832 residents per square mile, where the Oklahoma median is 546.
- Location: latitude 35.1335, longitude -96.7780 (Census Gazetteer).
- Nearest larger cities: Seminole (10 mi); Konawa (12 mi); Tecumseh (13 mi); Wewoka (16 mi); Shawnee (19 mi). Living near a larger metro rarely changes what is available in Maud.
- Smaller towns nearby: St. Louis (6 mi); Bowlegs (6 mi); Lima (11 mi).
- Smaller places within 50 miles: 58 of them.
- Larger places within 100 miles: 146.
Maud: area, density and distance
The Census Gazetteer records about 1.0 square miles of land within Maud, with no significant water area listed. That land carries about 832 people per square mile. The state's population centre of gravity, Oklahoma City, is roughly 47 miles away. Maud has 43 larger places within a 50-mile radius. By land area it ranks 320th of 590 Oklahoma places.
Steps to take before a Maud loan
A sensible order of operations for a loan in Maud, home to about 873 people:
- Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
- Model the payment on the calculator before a lender models it for you.
- Shop at least three lenders and judge them on APR and total cost.
- Look the lender up in the Oklahoma regulator's licence records before you sign.
- Read the disclosure for an origination fee and any prepayment penalty before signing.
- Test the payment against your current bills before you commit.
- Pick the shortest term whose payment you can comfortably afford.
The process is identical across Oklahoma; what changes is your credit file, not the fact that Maud holds 873 people.
What a Maud borrower is actually offered
With roughly 873 residents, Maud is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Two numbers drive a Maud loan: the APR, which includes fees, and the term, which decides how long you keep paying. A longer term lowers the monthly payment on a Maud loan but raises total interest, so the smallest payment is not the cheapest loan.
Which Oklahoma laws govern a loan in Maud
These are Oklahoma's sourced lending facts as they reach Maud's 873 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Oklahoma Department of Consumer Credit (OKDOCC) Source says: "The Department is responsible for the regulation of consumer credit sales and consumer loans in the State of Oklahoma." | Oklahoma Department of Consumer Credit as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 6% per annum legal rate in the absence of a contract; parties may agree to any rate authorized by law. Source says: "The legal rate of interest shall be six percent (6%) in the absence of any contract as to the rate of interest" (15 O.S. 266). | Oklahoma State Courts Network (Oklahoma Statutes, OSCN) as of 2026-09-16 |
| Payday lending status | Prohibited since August 1, 2020: no new deferred deposit (payday) loans may be made; all Deferred Deposit Lending Act licenses terminated. Source says: "Beginning on and after August 1, 2020, no new deferred deposit loan may be entered into or transacted by a licensee or other person" and "All Deferred Deposit Lending Act licenses shall be terminated and be deemed to have expired on August 1, 2020" (59 O.S. 3101.1). | Oklahoma State Courts Network (Oklahoma Statutes, OSCN) as of 2026-09-16 |
Maud's place among Oklahoma's 590 places
Among Oklahoma's 590 places, Maud sits at 229th for population, a share of roughly 0.0% of the state. Its 2020-to-2023 change ranks 283rd of 590 Oklahoma places, putting it near the 52th percentile for growth. Its roughly 832 residents per square mile place it 161st among Oklahoma's places. Within 50 miles sit 58 smaller Census places, alongside the 43 that are larger.
Common questions
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Nearby places
- St. Louis, OK — population 129
- Bowlegs, OK — population 354
- Seminole, OK — population 7,262
- Konawa, OK — population 1,268
- Lima, OK — population 66
- Earlsboro, OK — population 608
- Brooksville, OK — population 72
- Tecumseh, OK — population 6,335