Personal loans in Konawa, OK
The roughly 1,268 people who live in Konawa borrow under Oklahoma rules; city hall sets no personal-loan rate. With 1,268 residents, Konawa outranks about 70% of the communities in Oklahoma.
Decide the purpose of the loan and your repayment plan before sharing any details with a Konawa lender. A 2020-to-2023 comparison shows Konawa down by about 2.1%. Every figure below is Oklahoma's own, applied to Konawa's 1,268 residents, with the publisher and retrieval date attached. The nearest larger metro is Byng, OK about 8 miles away.
Where Konawa stands
Only a few things actually differ by place — population, area, location, and the Oklahoma rules a lender must follow — and they are below.
- Population: 1,268 people, a figure that places Konawa 179th among the 590 Census places in Oklahoma (US Census Bureau, Vintage 2023).
- Population trend: Down about 2.1% from the 2020 Census base to the 2023 estimate.
- Change in people: the 2020-to-2023 comparison is a loss of about 27 residents.
- Size percentile: Konawa sits ahead of around 70% of Oklahoma places, at 1,268 people.
- Density: roughly 966 residents per square mile, spread over 1.3 sq mi of land.
- Land area: Konawa covers 1.3 square miles, the 293rd-largest area among Oklahoma's 590 places.
- Share of Oklahoma: Konawa holds about 0.0% of the state's population, some 1,268 people.
- National rank: Konawa sits 9,343rd by population among the 19,457 places in this dataset.
- Growth rank: Konawa ranks 519th among Oklahoma's 590 places for the 2020-to-2023 change.
- Against the state trend: Konawa's 2.1% change compares with a Oklahoma average of +1.3% across its 590 places.
- Density rank: Konawa places 118th among Oklahoma's places by people per square mile.
- Against the state median: Konawa runs about 966 residents per square mile, where the Oklahoma median is 546.
- Location: coordinates 34.9579, -96.7538 (US Census Bureau Gazetteer).
- Nearest larger cities: Byng (8 mi); Ada (14 mi); Stratford (16 mi); Wewoka (19 mi); Seminole (20 mi). A branch is convenient; it is not what sets your APR.
- Smaller places close by: Asher (10 mi); St. Louis (10 mi); Francis (11 mi).
- Smaller neighbours: 62 places smaller than Konawa sit within 50 miles.
- Larger places within 100 miles: 119.
How a Konawa personal loan is priced
In Konawa, a small community of about 1,268, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The rate you see advertised is a range, not a promise, until a lender reviews your file in Konawa. The term you choose in Konawa decides the split between a comfortable payment and the total interest you pay.
Where Konawa sits in Oklahoma
Set beside Oklahoma's 590 places, Konawa ranks 179th by population and holds about 0.0% of the state total. For population change between 2020 and 2023, Konawa ranks 519th of 590 in Oklahoma (about the 12th percentile). By density, at about 966 people per square mile, it ranks 118th in Oklahoma. In land area, Konawa ranks 293rd among Oklahoma's 590 places.
Konawa on the map
Inside Konawa's boundaries lie about 1.3 square miles of land, with no significant water area recorded. Spread across it are roughly 966 residents per square mile. The state's population centre of gravity, Oklahoma City, is roughly 55 miles away. Counting outward 50 miles, 31 larger communities surround Konawa. The 100-mile radius contains 119 larger places.
A practical checklist for Konawa borrowers
These steps shape the offer you get in Konawa, a place of about 1,268 people:
- Get your credit reports, dispute what is wrong, and only then start shopping.
- Test your amount and term in the personal loan calculator first.
- Collect three or more offers and compare them on APR, not on the advertised rate.
- Look the lender up in the Oklahoma regulator's licence records before you sign.
- Weigh a shorter term's higher payment against the interest it saves.
- Do not borrow more than the expense calls for, even if a lender approves a larger amount.
- Write down the purpose of the loan and your repayment plan before you apply.
What differs between Konawa and the rest of Oklahoma is not the process but the borrower's own file, among the 1,268 people here.
Oklahoma consumer-lending rules applied in Konawa
This table holds the Oklahoma rate and licensing rules for consumer loans made to Konawa's 1,268 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Oklahoma Department of Consumer Credit (OKDOCC) Source says: "The Department is responsible for the regulation of consumer credit sales and consumer loans in the State of Oklahoma." | Oklahoma Department of Consumer Credit as of 2026-09-16 |
| Small loan rate and principal caps (state-specific rule) | Small loans: interest capped at 17% per month; maximum aggregated principal of $1,500 per customer across all licensees (CPI-adjusted). Source says: "A licensee may only charge and collect a periodic interest rate not to exceed seventeen percent (17%) per month" (59 O.S. 3150.10(B)); max aggregated principal is $1,500 (3150.10(C)). | Oklahoma State Courts Network (Oklahoma Statutes, OSCN) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 6% per annum legal rate in the absence of a contract; parties may agree to any rate authorized by law. Source says: "The legal rate of interest shall be six percent (6%) in the absence of any contract as to the rate of interest" (15 O.S. 266). | Oklahoma State Courts Network (Oklahoma Statutes, OSCN) as of 2026-09-16 |
Common questions
What are my options in Konawa if my credit is poor?
What loan size can I expect in Konawa?
Do I have to pledge anything to borrow in Konawa?
Does comparing loans in Konawa cost me credit score points?
Nearby places
- Byng, OK — population 1,406
- St. Louis, OK — population 129
- Asher, OK — population 374
- Maud, OK — population 873
- Francis, OK — population 251
- Bowlegs, OK — population 354
- Ada, OK — population 16,611
- Sasakwa, OK — population 81