Personal loans in Macomb, OK
For the 24 people in Macomb, Oklahoma runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. The Census estimates 24 residents in Macomb, which ranks it 577th of 590 places in Oklahoma.
Macomb counts about 24 people, and what is genuinely local about borrowing here is limited — Oklahoma law does the governing. Macomb's population was effectively unchanged from the 2020 count to the 2023 estimate. Begin with the payment, then weigh APR and total interest across the lenders that reach Macomb's 24 residents. The nearest larger metro is Brooksville, OK about 5 miles away.
What the Census records for Macomb
Two layers matter for a Macomb borrower: the local population picture and Oklahoma's consumer-lending statutes.
- Population: a Census-estimated 24, 577th among Oklahoma's 590 places (Vintage 2023).
- Population trend: Stable from the 2020 base to 2023.
- Size percentile: Macomb sits ahead of around 2% of Oklahoma places, at 24 people.
- Population density: about 270 people per square mile (Census land area 0.1 sq mi).
- By land area: Macomb ranks 583rd among Oklahoma's 590 places, at 0.1 sq mi.
- Within Oklahoma: about 0.0% of the state's population lives in Macomb.
- National standing: Macomb ranks 19,301st of 19,457 US places.
- Growth in Oklahoma: Macomb stands 369th by percentage change from 2020 to 2023, among 590 places.
- Versus Oklahoma: the state average change is +1.3%, while Macomb moved 0.0%.
- Density rank: Macomb is the 433rd most densely settled place in Oklahoma.
- Density vs Oklahoma: Macomb's 270 people per square mile compare with a state median of 546.
- Location: coordinates 35.1479, -97.0087 (US Census Bureau Gazetteer).
- Nearest larger cities: Brooksville (5 mi); Tribbey (6 mi); Pink (8 mi); Tecumseh (9 mi); Etowah (9 mi). Living near a larger metro rarely changes what is available in Macomb.
- Nearest smaller towns: Meridian (50 mi); Stidham (75 mi); Lotsee (82 mi) — useful context for the surrounding area.
- Smaller neighbours: 1 places smaller than Macomb sit within 50 miles.
- At 100 miles: 327 larger Census places fall inside that radius.
The geography behind Macomb
Inside Macomb's boundaries lie about 0.1 square miles of land, with no significant water area recorded. Spread across it are roughly 270 residents per square mile. Oklahoma City, the largest place in Oklahoma, is about 36 miles from Macomb. A 50-mile radius around Macomb takes in 107 places that are larger. The 100-mile radius contains 327 larger places.
Lender access in Macomb
At roughly 270 people per square mile, Macomb is lightly settled; 107 larger places lie within 50 miles. Distance to a branch rarely matters for Macomb's 24 residents: the application is online and the price follows your credit file. The nearest larger city, Brooksville, OK about 5 miles away.
The Oklahoma lending rules that reach Macomb
The rows below set out what a licensed lender must follow in Oklahoma, and so for Macomb's roughly 24 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Oklahoma Department of Consumer Credit (OKDOCC) Source says: "The Department is responsible for the regulation of consumer credit sales and consumer loans in the State of Oklahoma." | Oklahoma Department of Consumer Credit as of 2026-09-16 |
| Small-loan / installment lender licensing | Oklahoma Small Lender license required (Oklahoma Department of Consumer Credit); separate license per location; 59 O.S. 3150-3150.27. Source says: "no person shall engage in the business of making small loans... unless the person is licensed by the Department of Consumer Credit" (59 O.S. 3150.2). | Oklahoma State Courts Network (Oklahoma Statutes, OSCN) as of 2026-09-16 |
| Small loan rate and principal caps (state-specific rule) | Small loans: interest capped at 17% per month; maximum aggregated principal of $1,500 per customer across all licensees (CPI-adjusted). Source says: "A licensee may only charge and collect a periodic interest rate not to exceed seventeen percent (17%) per month" (59 O.S. 3150.10(B)); max aggregated principal is $1,500 (3150.10(C)). | Oklahoma State Courts Network (Oklahoma Statutes, OSCN) as of 2026-09-16 |
Macomb's place among Oklahoma's 590 places
Against Oklahoma's other places, Macomb accounts for about 0.0% of the state's population and ranks 577th of 590 by size. On the 2020-to-2023 trend, Macomb stands 369th among Oklahoma's 590 places — roughly the 37th percentile. At about 270 people per square mile, Macomb is the 433rd most densely settled place in Oklahoma. In land area, Macomb ranks 583rd among Oklahoma's 590 places.
What shapes a Macomb personal loan
In Macomb, a small community of about 24, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Federal Truth in Lending rules require a Macomb lender to disclose the APR and finance charge before you sign. A longer term lowers the monthly payment on a Macomb loan but raises total interest, so the smallest payment is not the cheapest loan.
Common questions
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Nearby places
- Brooksville, OK — population 72
- Tribbey, OK — population 340
- Pink, OK — population 2,139
- Tecumseh, OK — population 6,335
- St. Louis, OK — population 129
- Etowah, OK — population 166
- Bethel Acres, OK — population 3,198
- Wanette, OK — population 280