Personal loans in Byars, OK

Borrowers who want a bigger city can look to Wanette, OK about 7 miles away. Population in Byars climbed about 5.9% over the three years from 2020 to 2023. Rate ceilings, licensing requirements and product limits for Byars are all set at the Oklahoma level. Verify the lender's Oklahoma licence against the regulator named below before borrowing in Byars.

Byars by the numbers

Set out below is Byars's local context next to the state-level rules that reach every lender here.

• Population: a Census-estimated 198, 427th among Oklahoma's 590 places (Vintage 2023).
• Population trend: The 2020-to-2023 change is positive, near 5.9%.
• Net change: roughly 11 more people than the 2020 Census counted.
• Size percentile: bigger than about 28% of the places in Oklahoma, with 198 residents in Byars.
• Density: roughly 129 residents per square mile, spread over 1.5 sq mi of land.
• Land area rank: Byars's 1.5 square miles rank 272nd of 590 places in Oklahoma.
• Water area: Byars has 0.11 square miles of water, ranking 75th of 590 places in Oklahoma.
• Share of Oklahoma: Byars holds about 0.0% of the state's population, some 198 people.
• National rank: Byars is 16,519th of 19,457 places nationwide.
• Growth rank: Byars's 2020-to-2023 change ranks 55th of 590 places in Oklahoma.
• Against the state trend: Byars's 5.9% change compares with a Oklahoma average of +1.3% across its 590 places.
• Density rank: Byars is the 503rd most densely settled place in Oklahoma.
• Against the state median: Byars runs about 129 residents per square mile, where the Oklahoma median is 546.
• Location: mapped by the US Census Bureau at 34.8720, -97.0542.
• Nearest larger cities: Wanette (7 mi); Stratford (8 mi); Asher (11 mi); Paoli (12 mi); Pauls Valley (15 mi). Online lenders reach Byars no matter how far the nearest branch is.
• Smaller places nearby: Rosedale (8 mi); St. Louis (18 mi); Etowah (19 mi).
• Smaller neighbours: 22 places smaller than Byars sit within 50 miles.
• Within 100 miles: 245 places are larger than Byars.

How personal loans work in Byars

Byars is a small community of about 198 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Because pricing is borrower-level, two people in Byars can be quoted different APRs on the same amount and term. The term you choose in Byars decides the split between a comfortable payment and the total interest you pay.

Getting a loan in Byars

At roughly 129 people per square mile, Byars is lightly settled; 75 larger places lie within 50 miles. Distance to a branch rarely matters for Byars's 198 residents: the application is online and the price follows your credit file. The nearest larger city, Wanette, OK about 7 miles away.

The geography behind Byars

Inside Byars's boundaries lie roughly 1.5 square miles of land and 0.11 square miles of water. The resulting density is about 129 people per square mile. The largest place in Oklahoma, Oklahoma City, lies about 49 miles away. A 50-mile radius around Byars takes in 75 places that are larger. By land area it ranks 272nd of 590 Oklahoma places.

Which Oklahoma laws govern a loan in Byars

The rows below set out what a licensed lender must follow in Oklahoma, and so for Byars's roughly 198 residents.

How Byars compares across Oklahoma

Among Oklahoma's 590 places, Byars sits at 427th for population, a share of roughly 0.0% of the state. For population change between 2020 and 2023, Byars ranks 55th of 590 in Oklahoma (about the 91th percentile). Its roughly 129 residents per square mile place it 503rd among Oklahoma's places. In land area, Byars ranks 272nd among Oklahoma's 590 places.