Personal loans in Adams, NE

State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Adams's 616 residents. An estimated 616 people make their home in Adams, a figure that ranks 169th in Nebraska. Verify the lender's Nebraska licence against the regulator named below before borrowing in Adams. From the 2020 Census base to the 2023 estimate, the population rose by about 2.8%. The next larger city is Firth, NE about 7 miles away.

Adams: population, trend and location

Here is the sourced Census picture for Adams, plus the Nebraska lending rules that apply to a loan taken out here.

• Population: the Census counts 616 residents in Adams (Vintage 2023 subcounty estimate), the 169th-largest figure among Nebraska's 527 places.
• Population trend: Growth of about 2.8% across the 2020-to-2023 comparison.
• People gained or lost: about 17 more since the 2020 base.
• Size percentile: roughly 68% of Nebraska's places have fewer residents than Adams's 616.
• Density: the Census land area of 0.6 sq mi holds about 1,037 people per square mile.
• Land area rank: Adams's 0.6 square miles rank 190th of 527 places in Nebraska.
• Share of Nebraska: Adams holds about 0.0% of the state's population, some 616 people.
• National rank: Adams is 12,310th of 19,457 places nationwide.
• Growth rank: Adams's 2020-to-2023 change ranks 42nd of 527 places in Nebraska.
• Versus Nebraska: the state average change is -0.6%, while Adams moved 2.8%.
• Density rank: Adams is the 191st most densely settled place in Nebraska.
• Density vs Nebraska: Adams's 1,037 people per square mile compare with a state median of 830.
• Location: it lies at 40.4590, -96.5074 in the Census Gazetteer.
• Nearest larger cities: Firth (7 mi); Hickman (13 mi); Bennet (15 mi); Tecumseh (18 mi); Beatrice (18 mi). Living near a larger metro rarely changes what is available in Adams.
• Smaller places nearby: Sterling (7 mi); Crab Orchard (10 mi); Panama (10 mi).
• Smaller places within 50 miles: 88 of them.
• Within 100 miles: 143 places are larger than Adams.

Which Nebraska laws govern a loan in Adams

Every row below records a Nebraska rule, its publisher and its retrieval date — the same rules a Adams lender must follow.

Borrowing reach in Adams

At roughly 1,037 people per square mile, Adams is moderately settled; 33 larger places lie within 50 miles. Distance to a branch rarely matters for Adams's 616 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Firth, NE about 7 miles away.

Where Adams sits

The Census Gazetteer records about 0.6 square miles of land within Adams, with no significant water area listed. The resulting density is about 1,037 people per square mile. The state's population centre of gravity, Omaha, is roughly 60 miles away. Within 50 miles of Adams there are 33 larger Census places. The 100-mile radius contains 143 larger places.

Adams's place among Nebraska's 527 places

Against Nebraska's other places, Adams accounts for about 0.0% of the state's population and ranks 169th of 527 by size. Its 2020-to-2023 change ranks 42nd of 527 Nebraska places, putting it near the 92th percentile for growth. At about 1,037 people per square mile, Adams is the 191st most densely settled place in Nebraska. Between 2020 and 2023 the count changed by roughly 17 residents.

How personal loans work in Adams

Most loans made to Adams's 616 residents are unsecured, so nothing is pledged and the lender relies on your credit history. The APR tracks your credit score rather than Adams's rank of 169th in Nebraska: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. A longer term lowers the monthly payment on a Adams loan but raises total interest, so the smallest payment is not the cheapest loan.