Personal loans in Crab Orchard, NE
Crab Orchard is a small community of about 45 residents, and a personal loan taken out here is governed by Nebraska statute.
A single loan can carry different costs on either side of a state line, and Crab Orchard sits on the Nebraska side of that line. Crab Orchard ranks 489th of 527 places in Nebraska, with a population near 45. Price two or three terms so you can see which payment is truly affordable in Crab Orchard. Population in Crab Orchard dropped about 2.2% over the three years from 2020 to 2023. A larger market lies at Lewiston, NE about 6 miles away.
Crab Orchard: the sourced local profile
The figures below are Crab Orchard's own — Census population, land area and coordinates — followed by the Nebraska rules.
- Population: an estimated 45 residents, 489th of 527 places in Nebraska (Census Vintage 2023 subcounty estimate).
- Population trend: Roughly 2.2% fewer residents than the 2020 Census counted.
- Change in people: the 2020-to-2023 comparison is a loss of about 1 residents.
- Size percentile: bigger than about 7% of the places in Nebraska, with 45 residents in Crab Orchard.
- Population density: 283 people per square mile on 0.2 square miles of land.
- Land area: Crab Orchard covers 0.2 square miles, the 458th-largest area among Nebraska's 527 places.
- Share of state population: Crab Orchard's 45 residents are about 0.0% of Nebraska.
- National rank: Crab Orchard is 19,037th of 19,457 places nationwide.
- Growth rank: Crab Orchard ranks 388th among Nebraska's 527 places for the 2020-to-2023 change.
- Against the state trend: Crab Orchard's 2.2% change compares with a Nebraska average of -0.6% across its 527 places.
- Density rank: Crab Orchard is the 456th most densely settled place in Nebraska.
- Density in context: Crab Orchard's 283 people per square mile sit against a Nebraska median of 830.
- Location: latitude 40.3347, longitude -96.4224 (Census Gazetteer).
- Nearest larger cities: Lewiston (6 mi); Filley (7 mi); Virginia (7 mi); Sterling (9 mi); Adams (10 mi). Online lenders reach Crab Orchard no matter how far the nearest branch is.
- Nearest smaller towns: Liberty (17 mi); Lorton (28 mi); Hollenberg (39 mi).
- Smaller places within 50 miles: 4 of them.
- Larger places within 100 miles: 415.
The geography behind Crab Orchard
Crab Orchard covers about 0.2 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. Spread across it are roughly 283 residents per square mile. The state's population centre of gravity, Omaha, is roughly 67 miles away. Within 50 miles of Crab Orchard there are 111 larger Census places. By land area it ranks 458th of 527 Nebraska places.
Nebraska consumer-lending rules applied in Crab Orchard
Every row below records a Nebraska rule, its publisher and its retrieval date — the same rules a Crab Orchard lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Nebraska Department of Banking and Finance (NDBF) Source says: "The Nebraska Department of Banking and Finance is a state agency under the direct supervision of the Governor." | Nebraska Department of Banking and Finance as of 2026-09-16 |
| Payday lending status | Capped at 36% APR (Initiative 428, 2020); violating transactions are void Source says: "A licensee shall not impose an annual percentage rate greater than thirty-six percent in connection with a delayed deposit transaction." | Nebraska Legislature (Nebraska Revised Statutes) as of 2026-09-16 |
| Small-loan / installment lender licensing | Delayed Deposit Services Licensing Act (Neb. Rev. Stat. 45-901 to 45-931) Source says: "Sections 45-901 to 45-931 shall be known and may be cited as the Delayed Deposit Services Licensing Act." | Nebraska Legislature (Nebraska Revised Statutes) as of 2026-09-16 |
How Crab Orchard compares across Nebraska
Within Nebraska, Crab Orchard holds roughly 0.0% of all residents, the 489th-largest share among 527 places. Its 2020-to-2023 change ranks 388th of 527 Nebraska places, putting it near the 26th percentile for growth. By density, at about 283 people per square mile, it ranks 456th in Nebraska. In land area, Crab Orchard ranks 458th among Nebraska's 527 places.
Borrowing reach in Crab Orchard
Crab Orchard is lightly settled, with about 283 people per square mile and 111 larger places within 50 miles. A Nebraska licence lets a lender serve Crab Orchard without a local office, so branch density does not change what its 45 residents are offered. For a larger market, the closest option is Lewiston, NE about 6 miles away.
How a Crab Orchard personal loan is priced
A Crab Orchard personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 45 residents. The rate you see advertised is a range, not a promise, until a lender reviews your file in Crab Orchard. Because the payment is fixed, the total cost of a Crab Orchard loan is knowable in advance — unlike a revolving card balance.
Common questions
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Nearby places
- Lewiston, NE — population 58
- Virginia, NE — population 72
- Filley, NE — population 121
- Sterling, NE — population 470
- Adams, NE — population 616
- Burchard, NE — population 76
- Steinauer, NE — population 57
- Burr, NE — population 54