Personal loans in Filley, NE

Filley lost roughly 1.6% of its population across the 2020-to-2023 comparison. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Filley loan. The next larger city is Beatrice, NE about 11 miles away. To lend to Filley's 121 residents, a company must hold a Nebraska licence, and each sourced row below names the regulator behind it.

Filley: population, trend and location

Read the local figures below as context; read the sourced Nebraska table as the rulebook a lender here must follow.

• Population: 121 — Filley ranks 392nd of 527 communities in Nebraska (US Census Bureau, Vintage 2023).
• Population trend: A drop of about 1.6% from 2020 to 2023.
• Absolute change: 2 residents lost between 2020 and 2023.
• Size percentile: with 121 residents, Filley is larger than about 26% of Nebraska's Census places.
• Density: the Census land area of 0.1 sq mi holds about 1,110 people per square mile.
• Land area rank: Filley's 0.1 square miles rank 499th of 527 places in Nebraska.
• Share of Nebraska: Filley holds about 0.0% of the state's population, some 121 people.
• National standing: Filley ranks 17,759th of 19,457 US places.
• Growth rank: Filley ranks 339th among Nebraska's 527 places for the 2020-to-2023 change.
• State comparison: Nebraska's places average -0.6% for 2020-to-2023, against Filley's 1.6%.
• Density rank: Filley places 169th among Nebraska's places by people per square mile.
• Against the state median: Filley runs about 1,110 residents per square mile, where the Nebraska median is 830.
• Location: 40.2852 / -96.5339, per the US Census Bureau Gazetteer.
• Nearest larger cities: Beatrice (11 mi); Adams (12 mi); Pickrell (12 mi); Blue Springs (12 mi); Wymore (13 mi). Living near a larger metro rarely changes what is available in Filley.
• Smaller places nearby: Virginia (3 mi); Crab Orchard (7 mi); Lewiston (7 mi).
• Within a 50-mile radius: 29 smaller Census places.
• Within 100 miles: 331 places are larger than Filley.

What Nebraska law requires in Filley

When Nebraska does not publish a figure, the row links to the source instead of inventing a number; Filley is bound by the same rules.

How personal loans work in Filley

A Filley personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 121 residents. Two numbers drive a Filley loan: the APR, which includes fees, and the term, which decides how long you keep paying. A longer term lowers the monthly payment on a Filley loan but raises total interest, so the smallest payment is not the cheapest loan.

Borrowing reach in Filley

With about 1,110 residents per square mile, Filley is moderately settled, and 84 larger Census places sit within 50 miles. Lenders licensed in Nebraska reach Filley's 121 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Beatrice, NE about 11 miles away.

What to do before borrowing in Filley

Complete these steps first when you borrow in Filley (121 residents):

1. Start with the credit file: order the reports, fix the errors, then apply.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Shop at least three lenders and judge them on APR and total cost.
4. Verify the lender's Nebraska licence with the regulator listed on this page.
5. Borrow only what the purpose requires, not the maximum you are offered.
6. Be clear on what the loan is for and how it gets repaid.
7. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.

The process is identical across Nebraska; what changes is your credit file, not the fact that Filley holds 121 people.

Filley's place among Nebraska's 527 places

Against Nebraska's other places, Filley accounts for about 0.0% of the state's population and ranks 392nd of 527 by size. On the 2020-to-2023 trend, Filley stands 339th among Nebraska's 527 places — roughly the 36th percentile. At about 1,110 people per square mile, Filley is the 169th most densely settled place in Nebraska. The population moved by about 2 people between 2020 and 2023, a 1.6% shift.