Personal loans in Douglas, NE
A personal loan in Douglas is priced from your credit file and income, not from the fact that the city holds 173 people. Roughly 173 residents live in Douglas, the 350th-largest community in Nebraska.
Douglas added about 1.2% to its population between the 2020 base and the 2023 estimate. Use the calculator on this page to price an amount and term before you commit in Douglas. Borrowers who want a bigger city can look to Panama, NE about 6 miles away. For the 173 people in Douglas, Nebraska runs its own consumer-lending licensing, and the sourced table below lists the figures that apply.
Douglas by the numbers
What follows is Douglas's place in the Census record, alongside the Nebraska rules that govern a personal loan made here.
- Population: about 173 people live here, which puts Douglas 350th of 527 Census places in Nebraska (Vintage 2023).
- Population trend: The 2020-to-2023 change is positive, near 1.2%.
- People gained or lost: about 2 more since the 2020 base.
- Size percentile: Douglas sits ahead of around 34% of Nebraska places, at 173 people.
- Density: the Census land area of 0.2 sq mi holds about 786 people per square mile.
- By land area: Douglas ranks 414th among Nebraska's 527 places, at 0.2 sq mi.
- Within Nebraska: about 0.0% of the state's population lives in Douglas.
- National standing: Douglas ranks 16,899th of 19,457 US places.
- Growth rank: Douglas's 2020-to-2023 change ranks 109th of 527 places in Nebraska.
- Versus Nebraska: the state average change is -0.6%, while Douglas moved 1.2%.
- Density in Nebraska: Douglas ranks 287th by people per square mile.
- Against the state median: Douglas runs about 786 residents per square mile, where the Nebraska median is 830.
- Location: it lies at 40.5932, -96.3882 in the Census Gazetteer.
- Nearest larger cities: Panama (6 mi); Palmyra (8 mi); Bennet (9 mi); Unadilla (9 mi); Sterling (9 mi). Lenders licensed in the state serve Douglas whether or not they keep a local branch.
- Smaller communities within reach: Burr (6 mi); Otoe (17 mi); Crab Orchard (18 mi).
- Smaller neighbours: 42 places smaller than Douglas sit within 50 miles.
- Within 100 miles: 288 places are larger than Douglas.
The geography behind Douglas
Inside Douglas's boundaries lie about 0.2 square miles of land, with no significant water area recorded. With 173 residents, the land area yields roughly 786 people per square mile. Omaha, the largest place in Nebraska, is about 49 miles from Douglas. A 50-mile radius around Douglas takes in 84 places that are larger. By land area it ranks 414th of 527 Nebraska places.
What to do before borrowing in Douglas
Before you hand your details to a lender in Douglas, where the population is near 173:
- Start with the credit file: order the reports, fix the errors, then apply.
- Model the payment on the calculator before a lender models it for you.
- Line up several pre-qualified offers and let the APR decide.
- Verify the lender's Nebraska licence with the regulator listed on this page.
- Make sure the new payment leaves room in a budget you already keep.
- Choose a term you can live with; stretching it lowers the payment but raises total interest.
- Keep the amount to the expense; an approval is not a reason to take more.
What differs between Douglas and the rest of Nebraska is not the process but the borrower's own file, among the 173 people here.
Douglas in state context
Set beside Nebraska's 527 places, Douglas ranks 350th by population and holds about 0.0% of the state total. On the 2020-to-2023 trend, Douglas stands 109th among Nebraska's 527 places — roughly the 79th percentile. By density, at about 786 people per square mile, it ranks 287th in Nebraska. In land area, Douglas ranks 414th among Nebraska's 527 places.
The Nebraska lending rules that reach Douglas
These are Nebraska's sourced lending facts as they reach Douglas's 173 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Nebraska Department of Banking and Finance (NDBF) Source says: "The Nebraska Department of Banking and Finance is a state agency under the direct supervision of the Governor." | Nebraska Department of Banking and Finance as of 2026-09-16 |
| Delayed deposit services (payday) licensing administration | NDBF publishes delayed deposit services license guidelines, statutes, and a licensed-business search Source says: "Delayed Deposit Services (Payday Lenders)" | Nebraska Department of Banking and Finance as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 16% per annum maximum on agreed interest (unpaid principal balance) Source says: "any rate of interest which may be agreed upon, not exceeding sixteen percent per annum on the unpaid principal balance, shall be valid" | Nebraska Legislature (Nebraska Revised Statutes) as of 2026-09-16 |
What is available to Douglas borrowers
Douglas is a moderately settled community of about 173 people, with 84 larger places inside a 50-mile radius. Lenders licensed in Nebraska reach Douglas's 173 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Panama, NE about 6 miles away.
Common questions
What are my options in Douglas if my credit is poor?
What loan size can I expect in Douglas?
Do I have to pledge anything to borrow in Douglas?
Does comparing loans in Douglas cost me credit score points?
Nearby places
- Burr, NE — population 54
- Palmyra, NE — population 567
- Panama, NE — population 230
- Sterling, NE — population 470
- Bennet, NE — population 1,080
- Unadilla, NE — population 301
- Adams, NE — population 616
- Syracuse, NE — population 1,974