Personal loans in Firth, NE

A lender serving Firth holds a Nebraska licence and answers to a Nebraska regulator; no city office is involved for its 647 residents. Price two or three terms so you can see which payment is truly affordable in Firth. State law, not city hall, decides what a lender may do to Firth's roughly 647 residents, and a state regulator supervises it. The closest larger city is Hickman, NE about 6 miles away.

Where Firth stands

The figures below are Firth's own — Census population, land area and coordinates — followed by the Nebraska rules.

• Population: 647 — Firth ranks 160th of 527 communities in Nebraska (US Census Bureau, Vintage 2023).
• Population trend: A loss of roughly 1.1% between 2020 and 2023.
• Change in people: the 2020-to-2023 comparison is a loss of about 7 residents.
• Size percentile: bigger than about 70% of the places in Nebraska, with 647 residents in Firth.
• Land and density: 0.3 square miles of land carry roughly 1,914 residents per square mile.
• By land area: Firth ranks 313th among Nebraska's 527 places, at 0.3 sq mi.
• State share: roughly 0.0% of Nebraska's residents live in Firth (647 people).
• Nationally: Firth is the 12,116th-largest of 19,457 Census places in the dataset.
• Growth in Nebraska: Firth stands 291st by percentage change from 2020 to 2023, among 527 places.
• Against the state trend: Firth's 1.1% change compares with a Nebraska average of -0.6% across its 527 places.
• Density in Nebraska: Firth ranks 36th by people per square mile.
• Density in context: Firth's 1,914 people per square mile sit against a Nebraska median of 830.
• Location: 40.5355, -96.6042 (Census Gazetteer coordinates).
• Nearest larger cities: Hickman (6 mi); Bennet (11 mi); Crete (19 mi); Wilber (19 mi); Lincoln (19 mi). Larger metros often have more branches, but online lenders reach Firth on the same terms.
• Smaller communities close by: Cortland (6 mi); Panama (7 mi); Adams (7 mi), each with its own Census population profile.
• Smaller places within 50 miles: 88 of them.
• Within 100 miles: 135 places are larger than Firth.

The geography behind Firth

Firth covers about 0.3 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. The resulting density is about 1,914 people per square mile. The largest place in Nebraska, Omaha, lies about 58 miles away. Within 50 miles of Firth there are 32 larger Census places. The 100-mile radius contains 135 larger places.

What Nebraska law requires in Firth

Below are the Nebraska rules that apply to a loan made in Firth, each with the regulator that issued it.

How lenders reach Firth

With about 1,914 residents per square mile, Firth is moderately settled, and 32 larger Census places sit within 50 miles. Distance to a branch rarely matters for Firth's 647 residents: the application is online and the price follows your credit file. The nearest larger city, Hickman, NE about 6 miles away.

Where Firth sits in Nebraska

Among Nebraska's 527 places, Firth sits at 160th for population, a share of roughly 0.0% of the state. For population change between 2020 and 2023, Firth ranks 291st of 527 in Nebraska (about the 45th percentile). By density, at about 1,914 people per square mile, it ranks 36th in Nebraska. The population moved by about 7 people between 2020 and 2023, a 1.1% shift.

Steps to take before a Firth loan

A sensible order of operations for a loan in Firth, home to about 647 people:

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Get several pre-qualifications and compare APR side by side before choosing.
4. Confirm the Nebraska licence with the regulator named above before committing.
5. Be clear on what the loan is for and how it gets repaid.
6. If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
7. Check the disclosure for fees that raise the true cost above the quoted rate.

None of these steps is Firth-specific: the same Nebraska licensing and disclosure rules reach all 647 residents.