Personal loans in Yakima, WA

The closest larger city is Kent, WA about 96 miles away. The 2020 count to the 2023 estimate shows about 0.2% decline in Yakima. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Yakima's 96,750 residents. Read the disclosure for an origination fee and any prepayment penalty before signing in Yakima.

Yakima: the sourced local profile

Here is the sourced Census picture for Yakima, plus the Washington lending rules that apply to a loan taken out here.

• Population: 96,750 — Yakima ranks 11th of 281 communities in Washington (US Census Bureau, Vintage 2023).
• Population trend: Roughly 0.2% fewer residents than the 2020 Census counted.
• Change in people: the 2020-to-2023 comparison is a loss of about 225 residents.
• Size percentile: roughly 96% of Washington's places have fewer residents than Yakima's 96,750.
• Land and density: 28.1 square miles of land carry roughly 3,445 residents per square mile.
• Land area rank: Yakima's 28.1 square miles rank 15th of 281 places in Washington.
• Water: Yakima holds about 0.46 square miles, the 58th-largest water area in Washington.
• State population share: Yakima accounts for about 1.9% of everyone in Washington.
• National rank: Yakima sits 343rd by population among the 19,457 places in this dataset.
• Growth in Washington: Yakima stands 190th by percentage change from 2020 to 2023, among 281 places.
• Against the state trend: Yakima's 0.2% change compares with a Washington average of +2.8% across its 281 places.
• Density rank: Yakima places 36th among Washington's places by people per square mile.
• Density vs Washington: Yakima's 3,445 people per square mile compare with a state median of 1,518.
• Location: coordinates 46.5909, -120.5494 (US Census Bureau Gazetteer).
• Nearest larger cities: Kent (96 mi); Federal Way (98 mi); Renton (99 mi); Tacoma (101 mi); Bellevue (103 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Smaller towns nearby: Union Gap (4 mi); Selah (4 mi); Moxee (7 mi).
• Smaller places within 50 miles: 21 of them.
• Within 100 miles: 3 places are larger than Yakima.

The anatomy of a Yakima personal loan

Yakima is a mid-sized city of about 96,750 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The APR tracks your credit score rather than Yakima's rank of 11th in Washington: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. A longer term lowers the monthly payment on a Yakima loan but raises total interest, so the smallest payment is not the cheapest loan.

Land, water and location for Yakima

Inside Yakima's boundaries lie roughly 28.1 square miles of land and 0.46 square miles of water. Spread across it are roughly 3,445 residents per square mile. For the state's biggest city, Seattle, the distance is roughly 111 miles. A 50-mile radius around Yakima takes in 0 places that are larger. Within the same 50 miles lie 21 smaller Census places.

Getting a loan in Yakima

Yakima is a fairly dense community of about 96,750 people, with 0 larger places inside a 50-mile radius. What is available to Yakima's 96,750 borrowers is set by Washington licensing and your own credit, not by how many branches are nearby. The nearest bigger place is Kent, WA about 96 miles away.

Washington consumer-lending rules applied in Yakima

Every row below records a Washington rule, its publisher and its retrieval date — the same rules a Yakima lender must follow.

Yakima's place among Washington's 281 places

Against Washington's other places, Yakima accounts for about 1.9% of the state's population and ranks 11th of 281 by size. Its 2020-to-2023 change ranks 190th of 281 Washington places, putting it near the 32th percentile for growth. By density, at about 3,445 people per square mile, it ranks 36th in Washington. By land area, its 28.1 square miles rank 15th of 281 places in Washington.