Personal loans in Harrah, WA
Harrah is home to roughly 570 people and stands 232nd by size out of 281 Census places in Washington. The trend for Harrah between 2020 and 2023 is downward by roughly 2.1%.
With roughly 570 residents, Harrah is a small community, and the lending rules its borrowers live under are written in Washington, not by the city. State law, not city hall, decides what a lender may do to Harrah's roughly 570 residents, and a state regulator supervises it. Use the calculator on this page to price an amount and term before you commit in Harrah. The closest larger place is Wapato, WA about 6 miles away.
Where Harrah stands
What follows is Harrah's place in the Census record, alongside the Washington rules that govern a personal loan made here.
- Population: 570 residents; Harrah is the 232nd-largest of 281 places in Washington (US Census Bureau, Vintage 2023).
- Population trend: Roughly 2.1% fewer residents than the 2020 Census counted.
- Absolute change: 12 residents lost between 2020 and 2023.
- Size percentile: Harrah's 570 people outrank roughly 17% of the places in Washington.
- Land and density: 0.3 square miles of land carry roughly 2,088 residents per square mile.
- Land area: Harrah covers 0.3 square miles, the 272nd-largest area among Washington's 281 places.
- State population share: Harrah accounts for about 0.0% of everyone in Washington.
- National rank: Harrah is the 12,638th most populous of the 19,457 Census places covered here.
- Growth rank: Harrah ranks 238th among Washington's 281 places for the 2020-to-2023 change.
- Against the state trend: Harrah's 2.1% change compares with a Washington average of +2.8% across its 281 places.
- Density rank: Harrah places 95th among Washington's places by people per square mile.
- Against the state median: Harrah runs about 2,088 residents per square mile, where the Washington median is 1,518.
- Location: 46.4061 / -120.5410, per the US Census Bureau Gazetteer.
- Nearest larger cities: Wapato (6 mi); Union Gap (11 mi); Toppenish (11 mi); Yakima (13 mi); Zillah (13 mi). For most borrowers the comparison happens online, not at a branch.
- Smaller communities within reach: Rufus (51 mi); Wasco (57 mi); South Cle Elum (57 mi).
- Smaller neighbours: 0 places smaller than Harrah sit within 50 miles.
- At 100 miles: 74 larger Census places fall inside that radius.
Washington consumer-lending rules applied in Harrah
This table holds the Washington rate and licensing rules for consumer loans made to Harrah's 570 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Washington State Department of Financial Institutions (DFI) Source says: DFI licenses and regulates financial institutions and service providers in Washington. | Washington State Department of Financial Institutions (DFI) as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Loan Company license required (Consumer Loan Act, RCW 31.04.035) Source says: No person may engage in any activity subject to this chapter without first obtaining and maintaining a license in accordance with this chapter. | Washington State Legislature (RCW) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per annum, or four points above the Federal Reserve bill rate, whichever is higher (RCW 19.52.020) Source says: any rate of interest shall be legal so long as the rate of interest does not exceed the higher of: (a) Twelve percent per annum | Washington State Legislature (RCW) as of 2026-09-16 |
Where Harrah sits
Harrah's land area is roughly 0.3 square miles, and the Gazetteer records no significant water area within it. That land carries about 2,088 people per square mile. The largest place in Washington, Seattle, lies about 120 miles away. Counting outward 50 miles, 18 larger communities surround Harrah. By land area it ranks 272nd of 281 Washington places.
Harrah in state context
Among Washington's 281 places, Harrah sits at 232nd for population, a share of roughly 0.0% of the state. On the 2020-to-2023 trend, Harrah stands 238th among Washington's 281 places — roughly the 15th percentile. At about 2,088 people per square mile, Harrah is the 95th most densely settled place in Washington. Between 2020 and 2023 the count changed by roughly 12 residents.
A practical checklist for Harrah borrowers
For Harrah's roughly 570 residents, these are the steps that most influence the offer:
- Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
- Use the loan calculator to test the payment on your intended amount and term.
- Collect three or more offers and compare them on APR, not on the advertised rate.
- Look the lender up in the Washington regulator's licence records before you sign.
- Read the disclosure for an origination fee and any prepayment penalty before signing.
- Test the payment against your current bills before you commit.
- Weigh a shorter term's higher payment against the interest it saves.
None of these steps is Harrah-specific: the same Washington licensing and disclosure rules reach all 570 residents.
Lender access in Harrah
With about 2,088 residents per square mile, Harrah is fairly dense, and 18 larger Census places sit within 50 miles. Distance to a branch rarely matters for Harrah's 570 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Wapato, WA about 6 miles away.
Common questions
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Nearby places
- Wapato, WA — population 4,486
- Union Gap, WA — population 6,439
- Yakima, WA — population 96,750
- Moxee, WA — population 4,827
- Toppenish, WA — population 8,650
- Selah, WA — population 8,571
- Zillah, WA — population 3,122
- Naches, WA — population 1,080