Personal loans in Selah, WA
Selah ranks 101st of 281 places in Washington, with a population near 8,571. Selah added about 5.1% to its population between the 2020 base and the 2023 estimate.
Two households in Selah with comparable incomes can still be offered different rates; the city's 8,571 residents are not the reason. Consumer lending that reaches Selah's 8,571 residents is governed by Washington statute; no city ordinance changes it. Pull your credit reports and line up at least three offers before you apply from Selah. Borrowers who want a bigger city can look to Yakima, WA about 4 miles away.
What the Census records for Selah
Here is the sourced Census picture for Selah, plus the Washington lending rules that apply to a loan taken out here.
- Population: about 8,571 people live here, which puts Selah 101st of 281 Census places in Washington (Vintage 2023).
- Population trend: A gain of roughly 5.1% between 2020 and 2023.
- People gained or lost: about 417 more since the 2020 base.
- Size percentile: about 64% of Washington communities are smaller than Selah (8,571 residents).
- Population density: about 1,869 people per square mile (Census land area 4.6 sq mi).
- Land area: Selah covers 4.6 square miles, the 100th-largest area among Washington's 281 places.
- Water: Selah holds about 0.06 square miles, the 129th-largest water area in Washington.
- Within Washington: about 0.2% of the state's population lives in Selah.
- National rank: Selah is 3,500th of 19,457 places nationwide.
- Growth rank: Selah's 2020-to-2023 change ranks 55th of 281 places in Washington.
- State comparison: Washington's places average +2.8% for 2020-to-2023, against Selah's 5.1%.
- Density rank: Selah places 111th among Washington's places by people per square mile.
- Against the state median: Selah runs about 1,869 residents per square mile, where the Washington median is 1,518.
- Location: 46.6459, -120.5383 (US Census Bureau Gazetteer).
- Nearest larger cities: Yakima (4 mi); Toppenish (21 mi); Ellensburg (24 mi); Sunnyside (34 mi); Grandview (41 mi). Living near a larger metro rarely changes what is available in Selah.
- Smaller communities within reach: Union Gap (7 mi); Moxee (9 mi); Naches (9 mi).
- Within a 50-mile radius: 16 smaller Census places.
- Larger places within 100 miles: 38.
Selah: area, density and distance
The Census Gazetteer records 4.6 square miles of land and 0.06 square miles of water within Selah. With 8,571 residents, the land area yields roughly 1,869 people per square mile. The largest place in Washington, Seattle, lies about 109 miles away. A 50-mile radius around Selah takes in 5 places that are larger. Within the same 50 miles lie 16 smaller Census places.
Where Selah sits in Washington
Among Washington's 281 places, Selah sits at 101st for population, a share of roughly 0.2% of the state. On the 2020-to-2023 trend, Selah stands 55th among Washington's 281 places — roughly the 80th percentile. At about 1,869 people per square mile, Selah is the 111th most densely settled place in Washington. The population moved by about 417 people between 2020 and 2023, a 5.1% shift.
The anatomy of a Selah personal loan
A Selah personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 8,571 residents. Because pricing is borrower-level, two people in Selah can be quoted different APRs on the same amount and term. The term you choose in Selah decides the split between a comfortable payment and the total interest you pay.
Borrowing reach in Selah
Selah is moderately settled, with about 1,869 people per square mile and 5 larger places within 50 miles. A Washington licence lets a lender serve Selah without a local office, so branch density does not change what its 8,571 residents are offered. The nearest larger city, Yakima, WA about 4 miles away.
How Washington law applies in Selah
The rows below set out what a licensed lender must follow in Washington, and so for Selah's roughly 8,571 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Washington State Department of Financial Institutions (DFI) Source says: DFI licenses and regulates financial institutions and service providers in Washington. | Washington State Department of Financial Institutions (DFI) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per annum, or four points above the Federal Reserve bill rate, whichever is higher (RCW 19.52.020) Source says: any rate of interest shall be legal so long as the rate of interest does not exceed the higher of: (a) Twelve percent per annum | Washington State Legislature (RCW) as of 2026-09-16 |
| Payday lending status | Licensed; small loans capped at $700 or 30% of monthly income, max 45 days, fees 15% on first $500 and 10% above (RCW 31.45) Source says: Payday lenders must be licensed by DFI — including online lenders that do business with Washington residents. | Washington State Department of Financial Institutions (DFI) as of 2026-09-16 |
Common questions
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Does comparing loans in Selah cost me credit score points?
Nearby places
- Yakima, WA — population 96,750
- Union Gap, WA — population 6,439
- Moxee, WA — population 4,827
- Naches, WA — population 1,080
- Tieton, WA — population 1,638
- Wapato, WA — population 4,486
- Harrah, WA — population 570
- Toppenish, WA — population 8,650