Personal loans in Moxee, WA
With 4,827 residents, Moxee outranks about 55% of the communities in Washington. Moxee is a small community of about 4,827 residents, and a personal loan taken out here is governed by Washington statute.
If debt is already a strain, a nonprofit credit counsellor can help Moxee residents before they take on more. A lender that serves Moxee operates under Washington lending statutes and a Washington supervisor. A 2020-to-2023 comparison shows Moxee up by about 11.6%. The nearest larger metro is Union Gap, WA about 5 miles away.
Local context for Moxee
Set out below is Moxee's local context next to the state-level rules that reach every lender here.
- Population: 4,827 residents; Moxee is the 126th-largest of 281 places in Washington (US Census Bureau, Vintage 2023).
- Population trend: Roughly 11.6% more residents than the 2020 Census counted.
- Change in people: the 2020-to-2023 comparison is a gain of about 503 residents.
- Size percentile: about 55% of Washington communities are smaller than Moxee (4,827 residents).
- Land and density: 2.4 square miles of land carry roughly 2,038 residents per square mile.
- Land area rank: Moxee's 2.4 square miles rank 139th of 281 places in Washington.
- State share: roughly 0.1% of Washington's residents live in Moxee (4,827 people).
- National rank: Moxee sits 4,935th by population among the 19,457 places in this dataset.
- Growth in Washington: Moxee stands 23rd by percentage change from 2020 to 2023, among 281 places.
- Against the state trend: Moxee's 11.6% change compares with a Washington average of +2.8% across its 281 places.
- Density rank: Moxee is the 99th most densely settled place in Washington.
- Density vs Washington: Moxee's 2,038 people per square mile compare with a state median of 1,518.
- Location: mapped by the US Census Bureau at 46.5640, -120.3966.
- Nearest larger cities: Union Gap (5 mi); Yakima (7 mi); Selah (9 mi); Toppenish (13 mi); Sunnyside (25 mi). Lenders licensed in the state serve Moxee whether or not they keep a local branch.
- Smaller communities close by: Wapato (8 mi); Zillah (12 mi); Harrah (13 mi), each with its own Census population profile.
- Smaller neighbours: 12 places smaller than Moxee sit within 50 miles.
- Within 100 miles: 36 places are larger than Moxee.
Borrowing reach in Moxee
At roughly 2,038 people per square mile, Moxee is fairly dense; 8 larger places lie within 50 miles. Lenders licensed in Washington reach Moxee's 4,827 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Union Gap, WA about 5 miles away.
The anatomy of a Moxee personal loan
In Moxee, a small community of about 4,827, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The APR tracks your credit score rather than Moxee's rank of 126th in Washington: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Shortening the term on a Moxee loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Moxee against the rest of Washington
Set beside Washington's 281 places, Moxee ranks 126th by population and holds about 0.1% of the state total. On the 2020-to-2023 trend, Moxee stands 23rd among Washington's 281 places — roughly the 92th percentile. By density, at about 2,038 people per square mile, it ranks 99th in Washington. Within 50 miles sit 12 smaller Census places, alongside the 8 that are larger.
The Washington lending rules that reach Moxee
The rows below set out what a licensed lender must follow in Washington, and so for Moxee's roughly 4,827 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Washington State Department of Financial Institutions (DFI) Source says: DFI licenses and regulates financial institutions and service providers in Washington. | Washington State Department of Financial Institutions (DFI) as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Loan Company license required (Consumer Loan Act, RCW 31.04.035) Source says: No person may engage in any activity subject to this chapter without first obtaining and maintaining a license in accordance with this chapter. | Washington State Legislature (RCW) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per annum, or four points above the Federal Reserve bill rate, whichever is higher (RCW 19.52.020) Source says: any rate of interest shall be legal so long as the rate of interest does not exceed the higher of: (a) Twelve percent per annum | Washington State Legislature (RCW) as of 2026-09-16 |
Where Moxee sits
Moxee covers about 2.4 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. The resulting density is about 2,038 people per square mile. The state's population centre of gravity, Seattle, is roughly 117 miles away. Counting outward 50 miles, 8 larger communities surround Moxee. Within the same 50 miles lie 12 smaller Census places.
Common questions
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Nearby places
- Union Gap, WA — population 6,439
- Wapato, WA — population 4,486
- Yakima, WA — population 96,750
- Selah, WA — population 8,571
- Zillah, WA — population 3,122
- Toppenish, WA — population 8,650
- Harrah, WA — population 570
- Granger, WA — population 3,700