Personal loans in Worthville, PA

Worthville lost roughly 2.7% of its population across the 2020-to-2023 comparison. If debt is already a strain, a nonprofit credit counsellor can help Worthville residents before they take on more. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Worthville's 71 residents. A larger market lies at Timblin, PA about 5 miles away.

What the Census records for Worthville

What follows is Worthville's place in the Census record, alongside the Pennsylvania rules that govern a personal loan made here.

• Population: 71 people, a figure that places Worthville 1,000th among the 1,013 Census places in Pennsylvania (US Census Bureau, Vintage 2023).
• Population trend: A decline of about 2.7% across the 2020-to-2023 comparison.
• Absolute change: 2 residents lost between 2020 and 2023.
• Size percentile: Worthville sits ahead of around 1% of Pennsylvania places, at 71 people.
• Land and density: 0.2 square miles of land carry roughly 397 residents per square mile.
• Land area rank: Worthville's 0.2 square miles rank 942nd of 1,013 places in Pennsylvania.
• State share: roughly 0.0% of Pennsylvania's residents live in Worthville (71 people).
• National rank: Worthville sits 18,647th by population among the 19,457 places in this dataset.
• Growth rank: Worthville ranks 855th among Pennsylvania's 1,013 places for the 2020-to-2023 change.
• State comparison: Pennsylvania's places average -0.9% for 2020-to-2023, against Worthville's 2.7%.
• Density rank: Worthville is the 899th most densely settled place in Pennsylvania.
• Density vs Pennsylvania: Worthville's 397 people per square mile compare with a state median of 1,990.
• Location: latitude 41.0245, longitude -79.1411 (Census Gazetteer).
• Nearest larger cities: Timblin (5 mi); Summerville (7 mi); Hawthorn (7 mi); New Bethlehem (10 mi); Brookville (10 mi). A branch is convenient; it is not what sets your APR.
• Smaller places nearby: Smicksburg (11 mi); New Washington (27 mi); Cherry Valley (36 mi).
• Smaller neighbours: 3 places smaller than Worthville sit within 50 miles.
• Within 100 miles: 629 places are larger than Worthville.

Worthville: area, density and distance

The Census Gazetteer records about 0.2 square miles of land within Worthville, with no significant water area listed. The resulting density is about 397 people per square mile. Philadelphia, the largest place in Pennsylvania, is about 222 miles from Worthville. Worthville has 149 larger places within a 50-mile radius. By land area it ranks 942nd of 1,013 Pennsylvania places.

How personal loans work in Worthville

With roughly 71 residents, Worthville is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Federal Truth in Lending rules require a Worthville lender to disclose the APR and finance charge before you sign. Because the payment is fixed, the total cost of a Worthville loan is knowable in advance — unlike a revolving card balance.

What Pennsylvania law requires in Worthville

These are Pennsylvania's sourced lending facts as they reach Worthville's 71 residents; the state has no city-level rate rule.

A pre-application checklist for Worthville

Before you apply in Worthville, a community of about 71, work through these steps:

1. Get your credit reports, dispute what is wrong, and only then start shopping.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Shop at least three lenders and judge them on APR and total cost.
4. Look the lender up in the Pennsylvania regulator's licence records before you sign.
5. Weigh a shorter term's higher payment against the interest it saves.
6. Borrow only what the purpose requires, not the maximum you are offered.
7. Write down the purpose of the loan and your repayment plan before you apply.

None of these steps is Worthville-specific: the same Pennsylvania licensing and disclosure rules reach all 71 residents.

How Worthville compares across Pennsylvania

Among Pennsylvania's 1,013 places, Worthville sits at 1,000th for population, a share of roughly 0.0% of the state. On the 2020-to-2023 trend, Worthville stands 855th among Pennsylvania's 1,013 places — roughly the 16th percentile. At about 397 people per square mile, Worthville is the 899th most densely settled place in Pennsylvania. In land area, Worthville ranks 942nd among Pennsylvania's 1,013 places.